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Get Cheap Car Insurance in Melrose, KS
We monitor insurance prices, helping the average driver in Melrose save up to 29.5% on car insurance.
The Cheapest Minimum Coverage in Melrose
The chart below shows the cheapest car insurance company in Melrose for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through State Farm, followed by Kemper, Farm Bureau, and Travelers.
| Melrose Insurer | Monthly Cost |
|---|---|
| State Farm | $51 |
| Kemper | $53 |
| Farm Bureau | $55 |
| Travelers | $56 |
Savings for Every Kind of Melrose Driver
Based on our extensive insurance data, we know the average Melrose driver will save about 24% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $366 per year by choosing the right vehicle insurance company. Some Melrose residents are paying out over $1,545 extra every year for auto insurance in Melrose. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Melrose, KS Savings / Yr. |
|---|---|
$366 |
|
$583 |
|
$417 |
|
$682 |
|
$1,331 |
|
$340 |
|
$741 |
Melrose Car Insurance vs. Kansas
People living in Melrose pay an average of 1.27% less than the typical driver in the state. The average driver in Melrose can expect to pay about $832 per year, or $1,545 for full coverage.
Based on our analysis, Geico will be the cheapest provider in Melrose for most people.
Car Insurance Prices by Melrose Neighborhood
Insurance Prices
Where is insurance cheapest within Melrose?
The map shows insurance prices in and around Melrose, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $23 per year within the city boundaries, with insurance premiums ranging from a high of $1,548 to a low of $1,525. Insurance prices tend to be higher for those living in the Central area, and lower for those with homes in the Northeast parts of Melrose.Pick the Best Car Insurance Company for You in Melrose
The best car insurance provider for most drivers in Melrose
For drivers with clean driving records and no major strikes, Geico is the best option, with annual savings of $366 over the average Melrose car insurance company.
The best car insurance provider for Melrose drivers with accidents on their records
In our analysis, State Farm saved the average person who had been in an accident the most, with annual savings averaging $583 over the competition.
The best car insurance company for Melrose drivers with speeding tickets
>Geico gave the average person with a speeding ticket the most savings, averaging $417 better than other car insurance companies.
The best auto insurance for Melrose drivers with a DUI conviction
Getting a quote from Dairyland may cost the average person with a DUI about $682 less each year.
The least expensive car insurance company for new and young drivers in Melrose
In Melrose, Geico costs young drivers $1,331 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Melrose
State Farm gave the largest car insurance discounts to married couples, averaging $340 saved each year compared to an average Melrose couple's premiums.
The cheapest car insurance in Melrose for drivers with bad credit
The best Melrose car insurance company for customer service
Recent price drops
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The cheapest large national provider in Melrose
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average Melrose driver can expect to pay about $100 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Melrose, USAA has the best prices for drivers with bad credit, drivers with speeding tickets, good drivers, young drivers, drivers with accidents, drivers with a DUI conviction, and married couples.Auto Insurance Prices in and Around Melrose
What Influences the Cost of Car Insurance in Melrose?
On average, car insurance in Melrose is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Melrose is 25 minutes, which is about the national average for a driver in the state.
- Kansas state insurance regulations may allow for lower prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Melrose are about average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very low, with a Vehicle Theft Crime Grade of C+ according to CrimeGrade.org.
- Melrose is a lightly populated area in the state. The city’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Melrose is $69 per month for minimum coverage and $129 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Faulkner: Insurance costs 0.19% more
- Treece: Insurance costs 1.29% less
- Picher: Insurance costs 11.07% more
- Neutral: Insurance costs 1.17% less
- Chetopa: Insurance costs 0.78% more
- Commerce: Insurance costs 9.90% more
- North Miami: Insurance costs 11.00% more
- Zincville: Insurance costs 9.71% more
- Hallowell: Insurance costs 0.19% more
- Columbus: Insurance costs 0.06% less
Cities with Similar Populations
- Randlett: Insurance costs 10.94% less
- Oakville: Insurance costs 18.12% less
- Oark: Insurance costs 6.28% more
- Obert: Insurance costs 10.49% less
- Odds: Insurance costs 4.14% more
- Odell: Insurance costs 27.70% less
- Odin: Insurance costs 1.68% more
- Patterson: Insurance costs 16.70% less
- Patzau: Insurance costs 23.50% less
- Pawelekville: Insurance costs 2.98% more