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Get Cheap Car Insurance in Chinle, AZ
We monitor insurance prices, helping the average driver in Chinle save up to 38.6% on car insurance.
The Cheapest Minimum Coverage in Chinle
The chart below shows the cheapest car insurance company in Chinle for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Metromile, followed by State Farm, Mile Auto, and MetLife.
| Chinle Insurer | Monthly Cost |
|---|---|
| Metromile | $61 |
| State Farm | $62 |
| Mile Auto | $78 |
| MetLife | $78 |
Savings for Every Kind of Chinle Driver
Based on our extensive insurance data, we know the average Chinle driver will save about 39% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $694 per year by choosing the right vehicle insurance company. Some Chinle residents are paying out over $1,795 extra every year for auto insurance in Chinle. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Chinle, AZ Savings / Yr. |
|---|---|
$694 |
|
$617 |
|
$375 |
|
$630 |
|
$2,000 |
|
$353 |
|
$992 |
Chinle Car Insurance vs. Arizona
People living in Chinle pay an average of 1.04% less than the typical driver in the state. The average driver in Chinle can expect to pay about $946 per year, or $1,795 for full coverage.
Based on our analysis, Safeco Insurance will be the cheapest provider in Chinle for most people.
Car Insurance Prices by Chinle Neighborhood
Insurance Prices
Where is insurance cheapest within Chinle?
The map shows insurance prices in and around Chinle, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $133 per year within the city boundaries, with insurance premiums ranging from a high of $1,865 to a low of $1,732. Insurance prices tend to be higher for those living in the Southwest area, and lower for those with homes in the South parts of Chinle.Pick the Best Car Insurance Company for You in Chinle
The best car insurance provider for most drivers in Chinle
For drivers with clean driving records and no major strikes, Safeco Insurance is the best option, with annual savings of $694 over the average Chinle car insurance company.
The best car insurance provider for Chinle drivers with accidents on their records
In our analysis, Nationwide saved the average person who had been in an accident the most, with annual savings averaging $617 over the competition.
The best car insurance company for Chinle drivers with speeding tickets
>State Farm gave the average person with a speeding ticket the most savings, averaging $375 better than other car insurance companies.
The best auto insurance for Chinle drivers with a DUI conviction
Getting a quote from State Farm may cost the average person with a DUI about $630 less each year.
The least expensive car insurance company for new and young drivers in Chinle
In Chinle, Geico costs young drivers $2,000 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Chinle
State Farm gave the largest car insurance discounts to married couples, averaging $353 saved each year compared to an average Chinle couple's premiums.
The cheapest car insurance in Chinle for drivers with bad credit
The best Chinle car insurance company for customer service
Recent price drops
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The cheapest large national provider in Chinle
For customers who prefer to work with large national providers, we recommend State Farm for pricing. The average Chinle driver can expect to pay about $130 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Chinle, USAA has the best prices for married couples, drivers with speeding tickets, drivers with accidents, good drivers, drivers with bad credit, young drivers, and drivers with a DUI conviction.Auto Insurance Prices in and Around Chinle
What Influences the Cost of Car Insurance in Chinle?
On average, car insurance in Chinle is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Chinle is 27 minutes, which is a little less than average for a driver in the state.
- Arizona state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Chinle are lower than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are moderate, with a Vehicle Theft Crime Grade of D according to CrimeGrade.org.
- Chinle is a lightly populated area in the state. The city’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Chinle is $79 per month for minimum coverage and $150 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Tahchee: Insurance costs 1.50% less
- Many Farms: Insurance costs 0.67% less
- Huachuca Terrace: Insurance costs 1.67% less
- Low Mountain: Insurance costs 2.23% less
- White Clay: Insurance costs 1.28% less
- Tsaile: Insurance costs 2.67% less
- Salina: Insurance costs 3.01% less
- Wheatfields: Insurance costs 0.17% more
- Blue Gap: Insurance costs 1.56% less
- Pinon: Insurance costs 1.84% less
Cities with Similar Populations
- Stowe: Insurance costs 33.54% less
- Cold Spring: Insurance costs 12.42% more
- Homedale: Insurance costs 38.83% less
- Cohasset: Insurance costs 12.03% less
- St. Stephen: Insurance costs 3.29% less
- Stanardsville: Insurance costs 33.48% less
- Cochranville: Insurance costs 23.73% less
- Clinton: Insurance costs 23.23% less
- Clinton: Insurance costs 1.50% less
- McDonald: Insurance costs 26.07% less