Coverage Watch does not have a financial relationship with any car insurance companies and quote providers. Everything displayed on the site is completely free from bias and based on legitimate data.
Get Cheap Car Insurance in Wheatfields, AZ
We monitor insurance prices, helping the average driver in Wheatfields save up to 38.6% on car insurance.
The Cheapest Minimum Coverage in Wheatfields
The chart below shows the cheapest car insurance company in Wheatfields for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Metromile, followed by State Farm, Mile Auto, and MetLife.
| Wheatfields Insurer | Monthly Cost |
|---|---|
| Metromile | $61 |
| State Farm | $62 |
| Mile Auto | $78 |
| MetLife | $78 |
Savings for Every Kind of Wheatfields Driver
Based on our extensive insurance data, we know the average Wheatfields driver will save about 39% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $695 per year by choosing the right vehicle insurance company. Some Wheatfields residents are paying out over $1,798 extra every year for auto insurance in Wheatfields. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Wheatfields, AZ Savings / Yr. |
|---|---|
$695 |
|
$618 |
|
$376 |
|
$631 |
|
$2,003 |
|
$354 |
|
$993 |
Wheatfields Car Insurance vs. Arizona
People living in Wheatfields pay an average of 0.87% less than the typical driver in the state. The average driver in Wheatfields can expect to pay about $948 per year, or $1,798 for full coverage.
Based on our analysis, Safeco Insurance will be the cheapest provider in Wheatfields for most people.
Car Insurance Prices by Wheatfields Neighborhood
Insurance Prices
Where is insurance cheapest within Wheatfields?
The map shows insurance prices in and around Wheatfields, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $88 per year within the city boundaries, with insurance premiums ranging from a high of $1,801 to a low of $1,713. Insurance prices tend to be higher for those living in the Central area, and lower for those with homes in the Northeast parts of Wheatfields.Pick the Best Car Insurance Company for You in Wheatfields
The best car insurance provider for most drivers in Wheatfields
For drivers with clean driving records and no major strikes, Safeco Insurance is the best option, with annual savings of $695 over the average Wheatfields car insurance company.
The best car insurance provider for Wheatfields drivers with accidents on their records
In our analysis, Nationwide saved the average person who had been in an accident the most, with annual savings averaging $618 over the competition.
The best car insurance company for Wheatfields drivers with speeding tickets
>State Farm gave the average person with a speeding ticket the most savings, averaging $376 better than other car insurance companies.
The best auto insurance for Wheatfields drivers with a DUI conviction
Getting a quote from State Farm may cost the average person with a DUI about $631 less each year.
The least expensive car insurance company for new and young drivers in Wheatfields
In Wheatfields, Geico costs young drivers $2,003 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Wheatfields
State Farm gave the largest car insurance discounts to married couples, averaging $354 saved each year compared to an average Wheatfields couple's premiums.
The cheapest car insurance in Wheatfields for drivers with bad credit
The best Wheatfields car insurance company for customer service
Nationwide was the best company for customer service in Wheatfields according to the NAIC.
Recent price drops
In 2020, at the peak of the global pandemic, {{top1_2020pricedrop_company}} changed their average price {{top1_2020pricedrop_company_percentage}}% in Wheatfields, which was better than other insurers.
The cheapest large national provider in Wheatfields
For customers who prefer to work with large national providers, we recommend State Farm for pricing. The average Wheatfields driver can expect to pay about $130 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Wheatfields, USAA has the best prices for married couples, drivers with speeding tickets, drivers with accidents, good drivers, drivers with bad credit, young drivers, and drivers with a DUI conviction.Auto Insurance Prices in and Around Wheatfields
What Influences the Cost of Car Insurance in Wheatfields?
On average, car insurance in Wheatfields is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- Arizona state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Wheatfields are among the lowest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very high, with a Vehicle Theft Crime Grade of D- according to CrimeGrade.org.
- Wheatfields is a fairly densely populated area in the state. The city’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Wheatfields is $79 per month for minimum coverage and $150 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Tsaile: Insurance costs 2.84% less
- Lukachukai: Insurance costs 0.95% less
- Toadlena: Insurance costs 22.97% less
- Two Grey Hills: Insurance costs 23.14% less
- Tocito: Insurance costs 20.36% less
- Sheep Springs: Insurance costs 21.58% less
- Chinle: Insurance costs 0.17% less
- Newcomb: Insurance costs 22.02% less
- Many Farms: Insurance costs 0.83% less
- Tahchee: Insurance costs 1.67% less
Cities with Similar Populations
- Harris: Insurance costs 21.08% more
- Speed: Insurance costs 14.40% less
- Southport: Insurance costs 47.78% less
- South Woodstock: Insurance costs 34.59% less
- South Shore: Insurance costs 15.57% less
- South Plymouth: Insurance costs 16.41% more
- South Colton: Insurance costs 17.07% more
- Hollytree: Insurance costs 15.41% less
- Hawk Run: Insurance costs 25.86% less
- Hashtown: Insurance costs 34.04% less