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Get Cheap Car Insurance in South Plymouth, NY
We monitor insurance prices, helping the average driver in South Plymouth save up to 32.6% on car insurance.
The Cheapest Minimum Coverage in South Plymouth
The chart below shows the cheapest car insurance company in South Plymouth for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Kemper, followed by Plymouth Rock Assurance, Safeco Insurance, and Geico.
| South Plymouth Insurer | Monthly Cost |
|---|---|
| Kemper | $77 |
| Plymouth Rock Assurance | $102 |
| Safeco Insurance | $110 |
| Geico | $115 |
Savings for Every Kind of South Plymouth Driver
Based on our extensive insurance data, we know the average South Plymouth driver will save about 30% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $624 per year by choosing the right vehicle insurance company. Some South Plymouth residents are paying out over $2,093 extra every year for auto insurance in South Plymouth. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
South Plymouth, NY Savings / Yr. |
|---|---|
$624 |
|
$398 |
|
$795 |
|
$804 |
|
$1,970 |
|
$659 |
|
$1,050 |
South Plymouth Car Insurance vs. New York
People living in South Plymouth pay an average of 13.71% less than the typical driver in the state. The average driver in South Plymouth can expect to pay about $1,518 per year, or $2,093 for full coverage.
Based on our analysis, Kemper will be the cheapest provider in South Plymouth for most people.
Car Insurance Prices by South Plymouth Neighborhood
Insurance Prices
Where is insurance cheapest within South Plymouth?
The map shows insurance prices in and around South Plymouth, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $35 per year within the city boundaries, with insurance premiums ranging from a high of $2,115 to a low of $2,080. Insurance prices tend to be higher for those living in the Northeast area, and lower for those with homes in the Southwest parts of South Plymouth.Pick the Best Car Insurance Company for You in South Plymouth
The best car insurance provider for most drivers in South Plymouth
For drivers with clean driving records and no major strikes, Kemper is the best option, with annual savings of $624 over the average South Plymouth car insurance company.
The best car insurance provider for South Plymouth drivers with accidents on their records
In our analysis, Kemper saved the average person who had been in an accident the most, with annual savings averaging $398 over the competition.
The best car insurance company for South Plymouth drivers with speeding tickets
>Kemper gave the average person with a speeding ticket the most savings, averaging $795 better than other car insurance companies.
The best auto insurance for South Plymouth drivers with a DUI conviction
Getting a quote from Progressive may cost the average person with a DUI about $804 less each year.
The least expensive car insurance company for new and young drivers in South Plymouth
In South Plymouth, Progressive costs young drivers $1,970 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in South Plymouth
Progressive gave the largest car insurance discounts to married couples, averaging $659 saved each year compared to an average South Plymouth couple's premiums.
The cheapest car insurance in South Plymouth for drivers with bad credit
The best South Plymouth car insurance company for customer service
Nationwide was the best company for customer service in South Plymouth according to the NAIC.
Recent price drops
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The cheapest large national provider in South Plymouth
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average South Plymouth driver can expect to pay about $183 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In South Plymouth, USAA has the best prices for drivers with bad credit, drivers with speeding tickets, drivers with a DUI conviction, drivers with accidents, good drivers, married couples, and young drivers.Auto Insurance Prices in and Around South Plymouth
What Influences the Cost of Car Insurance in South Plymouth?
On average, car insurance in South Plymouth is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- New York state insurance regulations may require higher prices.
- An average of 14 to 15 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in South Plymouth are about average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are high, with a Vehicle Theft Crime Grade of A+ according to CrimeGrade.org.
- South Plymouth is one of the most densely populated areas in the state. The city’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in South Plymouth is $126 per month for minimum coverage and $174 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Plymouth: Insurance costs 0.43% more
- North Pharsalia: Insurance costs 0.10% more
- East Pharsalia: Insurance costs 4.49% more
- Preston: Insurance costs 2.63% more
- North Norwich: Insurance costs 0.48% more
- Smyrna: Insurance costs 0.53% more
- Pharsalia: Insurance costs 0.29% more
- South Otselic: Insurance costs 0.33% more
- Upperville: Insurance costs 0.14% more
- East McDonough: Insurance costs 7.69% more
Cities with Similar Populations
- Morristown: Insurance costs 7.60% more
- Radisson: Insurance costs 42.09% less
- Quincy: Insurance costs 15.00% less
- Quandahl: Insurance costs 42.28% less
- Popple Creek: Insurance costs 22.69% less
- Poniatowski: Insurance costs 44.96% less
- Plum Tree: Insurance costs 40.75% less
- Pittman Center: Insurance costs 37.22% less
- New Sweden: Insurance costs 57.43% less
- New Laguna: Insurance costs 29.96% less