Coverage Watch does not have a financial relationship with any car insurance companies and quote providers. Everything displayed on the site is completely free from bias and based on legitimate data.
Get Cheap Car Insurance in Morristown, NY
We monitor insurance prices, helping the average driver in Morristown save up to 32.6% on car insurance.
The Cheapest Minimum Coverage in Morristown
The chart below shows the cheapest car insurance company in Morristown for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Kemper, followed by Plymouth Rock Assurance, Safeco Insurance, and Geico.
| Morristown Insurer | Monthly Cost |
|---|---|
| Kemper | $83 |
| Plymouth Rock Assurance | $110 |
| Safeco Insurance | $119 |
| Geico | $124 |
Savings for Every Kind of Morristown Driver
Based on our extensive insurance data, we know the average Morristown driver will save about 30% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $671 per year by choosing the right vehicle insurance company. Some Morristown residents are paying out over $2,252 extra every year for auto insurance in Morristown. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Morristown, NY Savings / Yr. |
|---|---|
$671 |
|
$428 |
|
$855 |
|
$866 |
|
$2,120 |
|
$710 |
|
$1,130 |
Morristown Car Insurance vs. New York
People living in Morristown pay an average of 7.13% less than the typical driver in the state. The average driver in Morristown can expect to pay about $1,634 per year, or $2,252 for full coverage.
Based on our analysis, Kemper will be the cheapest provider in Morristown for most people.
Car Insurance Prices by Morristown Neighborhood
Insurance Prices
Where is insurance cheapest within Morristown?
The map shows insurance prices in and around Morristown, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $44 per year within the city boundaries, with insurance premiums ranging from a high of $2,268 to a low of $2,224. Insurance prices tend to be higher for those living in the Central area, and lower for those with homes in the Southeast parts of Morristown.Pick the Best Car Insurance Company for You in Morristown
The best car insurance provider for most drivers in Morristown
For drivers with clean driving records and no major strikes, Kemper is the best option, with annual savings of $671 over the average Morristown car insurance company.
The best car insurance provider for Morristown drivers with accidents on their records
In our analysis, Kemper saved the average person who had been in an accident the most, with annual savings averaging $428 over the competition.
The best car insurance company for Morristown drivers with speeding tickets
>Kemper gave the average person with a speeding ticket the most savings, averaging $855 better than other car insurance companies.
The best auto insurance for Morristown drivers with a DUI conviction
Getting a quote from Progressive may cost the average person with a DUI about $866 less each year.
The least expensive car insurance company for new and young drivers in Morristown
In Morristown, Progressive costs young drivers $2,120 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Morristown
Progressive gave the largest car insurance discounts to married couples, averaging $710 saved each year compared to an average Morristown couple's premiums.
The cheapest car insurance in Morristown for drivers with bad credit
The best Morristown car insurance company for customer service
Nationwide was the best company for customer service in Morristown according to the NAIC.
Recent price drops
In 2020, at the peak of the global pandemic, {{top1_2020pricedrop_company}} changed their average price {{top1_2020pricedrop_company_percentage}}% in Morristown, which was better than other insurers.
The cheapest large national provider in Morristown
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average Morristown driver can expect to pay about $183 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Morristown, USAA has the best prices for drivers with bad credit, drivers with speeding tickets, drivers with a DUI conviction, drivers with accidents, good drivers, married couples, and young drivers.Auto Insurance Prices in and Around Morristown
What Influences the Cost of Car Insurance in Morristown?
On average, car insurance in Morristown is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Morristown is 27 minutes, which is far less than average for a driver in the state.
- New York state insurance regulations may require higher prices.
- An average of 18 to 19 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Morristown are among the lowest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very high, with a Vehicle Theft Crime Grade of A according to CrimeGrade.org.
- Morristown is a lightly populated area in the state. The city’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Morristown is $136 per month for minimum coverage and $188 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Brier Hill: Insurance costs 1.73% less
- Hammond: Insurance costs 6.75% less
- Oak Point: Insurance costs 7.24% less
- Pope Mills: Insurance costs 6.88% less
- DePeyster: Insurance costs 6.13% less
- Ruby Corner: Insurance costs 6.39% less
- Ogdensburg: Insurance costs 3.86% less
- Heuvelton: Insurance costs 8.97% less
- Chippewa Bay: Insurance costs 7.10% less
- Rossie: Insurance costs 5.99% less
Cities with Similar Populations
- Sunny Side: Insurance costs 44.05% less
- Fingerville: Insurance costs 29.22% less
- Flasher: Insurance costs 34.64% less
- Fourmile: Insurance costs 1.11% less
- Free Hope: Insurance costs 29.22% less
- Fullerton: Insurance costs 16.92% more
- Gas City: Insurance costs 27.35% less
- Grafton: Insurance costs 6.39% less
- Gray: Insurance costs 38.94% less
- Green Mountain: Insurance costs 46.58% less