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Get Cheap Car Insurance in Fullerton, LA
We monitor insurance prices, helping the average driver in Fullerton save up to 33.9% on car insurance.
The Cheapest Minimum Coverage in Fullerton
The chart below shows the cheapest car insurance company in Fullerton for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Farm Bureau, followed by State Farm, Safeco Insurance, and Clearcover.
| Fullerton Insurer | Monthly Cost |
|---|---|
| Farm Bureau | $96 |
| State Farm | $113 |
| Safeco Insurance | $114 |
| Clearcover | $126 |
Savings for Every Kind of Fullerton Driver
Based on our extensive insurance data, we know the average Fullerton driver will save about 28% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $732 per year by choosing the right vehicle insurance company. Some Fullerton residents are paying out over $2,633 extra every year for auto insurance in Fullerton. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Fullerton, LA Savings / Yr. |
|---|---|
$732 |
|
$1,285 |
|
$914 |
|
$1,379 |
|
$2,187 |
|
$679 |
|
$1,168 |
Fullerton Car Insurance vs. Louisiana
People living in Fullerton pay an average of 12.61% less than the typical driver in the state. The average driver in Fullerton can expect to pay about $1,666 per year, or $2,633 for full coverage.
Based on our analysis, Farm Bureau will be the cheapest provider in Fullerton for most people.
Car Insurance Prices by Fullerton Neighborhood
Insurance Prices
Where is insurance cheapest within Fullerton?
The map shows insurance prices in and around Fullerton, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $340 per year within the city boundaries, with insurance premiums ranging from a high of $2,910 to a low of $2,570. Insurance prices tend to be higher for those living in the Central area, and lower for those with homes in the North parts of Fullerton.Pick the Best Car Insurance Company for You in Fullerton
The best car insurance provider for most drivers in Fullerton
For drivers with clean driving records and no major strikes, Farm Bureau is the best option, with annual savings of $732 over the average Fullerton car insurance company.
The best car insurance provider for Fullerton drivers with accidents on their records
In our analysis, Farm Bureau saved the average person who had been in an accident the most, with annual savings averaging $1,285 over the competition.
The best car insurance company for Fullerton drivers with speeding tickets
>Farm Bureau gave the average person with a speeding ticket the most savings, averaging $914 better than other car insurance companies.
The best auto insurance for Fullerton drivers with a DUI conviction
Getting a quote from Farm Bureau may cost the average person with a DUI about $1,379 less each year.
The least expensive car insurance company for new and young drivers in Fullerton
In Fullerton, Farm Bureau costs young drivers $2,187 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Fullerton
Farm Bureau gave the largest car insurance discounts to married couples, averaging $679 saved each year compared to an average Fullerton couple's premiums.
The cheapest car insurance in Fullerton for drivers with bad credit
The best Fullerton car insurance company for customer service
Recent price drops
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The cheapest large national provider in Fullerton
For customers who prefer to work with large national providers, we recommend State Farm for pricing. The average Fullerton driver can expect to pay about $222 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Fullerton, USAA has the best prices for drivers with speeding tickets, young drivers, drivers with bad credit, drivers with accidents, good drivers, drivers with a DUI conviction, and married couples.Auto Insurance Prices in and Around Fullerton
What Influences the Cost of Car Insurance in Fullerton?
On average, car insurance in Fullerton is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Fullerton is 19 minutes, which is far less than average for a driver in the state.
- Louisiana state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Fullerton are among the highest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very high, with a Vehicle Theft Crime Grade of F according to CrimeGrade.org.
- Fullerton is a lightly populated area in the state. The city’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Fullerton is $139 per month for minimum coverage and $219 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Fort Polk North: Insurance costs 2.39% less
- Leesville: Insurance costs 2.51% more
- New Llano: Insurance costs 2.51% more
- Fort Polk South: Insurance costs 3.87% more
- Hawthorne: Insurance costs 3.76% more
- Walnut Hill: Insurance costs 4.37% more
- Elmwood: Insurance costs 1.22% more
- Kurthwood: Insurance costs 0.91% more
- Caney: Insurance costs 2.85% more
- Anacoco: Insurance costs 3.34% more
Cities with Similar Populations
- Templeton: Insurance costs 52.75% less
- Crystal Springs: Insurance costs 34.41% less
- Cynthiana: Insurance costs 55.75% less
- Daisy Hill: Insurance costs 53.13% less
- Datil: Insurance costs 47.74% less
- Delphi Falls: Insurance costs 20.62% less
- Sunny View: Insurance costs 53.59% less
- Svea: Insurance costs 42.08% less
- Tara: Insurance costs 53.78% less
- Taylor: Insurance costs 45.20% less