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Get Cheap Car Insurance in Chisago City, MN
We monitor insurance prices, helping the average driver in Chisago City save up to 30.5% on car insurance.
The Cheapest Minimum Coverage in Chisago City
The chart below shows the cheapest car insurance company in Chisago City for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through State Farm, followed by Auto-Owners Insurance, Kemper, and American Family Insurance.
| Chisago City Insurer | Monthly Cost |
|---|---|
| State Farm | $54 |
| Auto-Owners Insurance | $60 |
| Kemper | $64 |
| American Family Insurance | $64 |
Savings for Every Kind of Chisago City Driver
Based on our extensive insurance data, we know the average Chisago City driver will save about 27% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $459 per year by choosing the right vehicle insurance company. Some Chisago City residents are paying out over $1,705 extra every year for auto insurance in Chisago City. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Chisago City, MN Savings / Yr. |
|---|---|
$459 |
|
$578 |
|
$372 |
|
$755 |
|
$1,294 |
|
$383 |
|
$1,008 |
Chisago City Car Insurance vs. Minnesota
People living in Chisago City pay an average of 6.17% more than the typical driver in the state. The average driver in Chisago City can expect to pay about $882 per year, or $1,705 for full coverage.
Based on our analysis, Farm Bureau will be the cheapest provider in Chisago City for most people.
Car Insurance Prices by Chisago City Neighborhood
Insurance Prices
Where is insurance cheapest within Chisago City?
The map shows insurance prices in and around Chisago City, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $81 per year within the city boundaries, with insurance premiums ranging from a high of $1,757 to a low of $1,676. Insurance prices tend to be higher for those living in the South area, and lower for those with homes in the Northeast parts of Chisago City.Pick the Best Car Insurance Company for You in Chisago City
The best car insurance provider for most drivers in Chisago City
For drivers with clean driving records and no major strikes, Farm Bureau is the best option, with annual savings of $459 over the average Chisago City car insurance company.
The best car insurance provider for Chisago City drivers with accidents on their records
In our analysis, State Farm saved the average person who had been in an accident the most, with annual savings averaging $578 over the competition.
The best car insurance company for Chisago City drivers with speeding tickets
>Nationwide gave the average person with a speeding ticket the most savings, averaging $372 better than other car insurance companies.
The best auto insurance for Chisago City drivers with a DUI conviction
Getting a quote from State Farm may cost the average person with a DUI about $755 less each year.
The least expensive car insurance company for new and young drivers in Chisago City
In Chisago City, State Farm costs young drivers $1,294 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Chisago City
State Farm gave the largest car insurance discounts to married couples, averaging $383 saved each year compared to an average Chisago City couple's premiums.
The cheapest car insurance in Chisago City for drivers with bad credit
The best Chisago City car insurance company for customer service
Nationwide was the best company for customer service in Chisago City according to the NAIC.
Recent price drops
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The cheapest large national provider in Chisago City
For customers who prefer to work with large national providers, we recommend State Farm for pricing. The average Chisago City driver can expect to pay about $116 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Chisago City, USAA has the best prices for young drivers, drivers with accidents, married couples, good drivers, drivers with speeding tickets, drivers with a DUI conviction, and drivers with bad credit.Auto Insurance Prices in and Around Chisago City
What Influences the Cost of Car Insurance in Chisago City?
On average, car insurance in Chisago City is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Chisago City is 40 minutes, which is far more than average for a driver in the state.
- Minnesota state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Chisago City are among the highest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very high, with a Vehicle Theft Crime Grade of C according to CrimeGrade.org.
- Chisago City is one of the least populated areas in the state. The city’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Chisago City is $74 per month for minimum coverage and $142 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Lindstrom: Insurance costs 0.65% less
- Wyoming: Insurance costs 1.41% less
- Center City: Insurance costs 1.11% less
- Scandia: Insurance costs 1.06% less
- Shafer: Insurance costs 1.11% less
- Forest Lake: Insurance costs 1.99% less
- Stacy: Insurance costs 0.29% less
- Almelund: Insurance costs 1.35% less
- Columbus: Insurance costs 0.18% less
- North Branch: Insurance costs 0.70% less
Cities with Similar Populations
- Goodrich: Insurance costs 72.73% more
- Glen Rock: Insurance costs 24.28% less
- Glen St. Mary: Insurance costs 43.58% more
- Topanga: Insurance costs 35.31% more
- Glencoe: Insurance costs 7.10% less
- Tonopah: Insurance costs 1.47% more
- Tompkinsville: Insurance costs 21.35% more
- Glenn Dale: Insurance costs 30.38% more
- Glenwood: Insurance costs 27.86% less
- Goldendale: Insurance costs 21.06% less