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Get Cheap Car Insurance in North Branch, MN
We monitor insurance prices, helping the average driver in North Branch save up to 30.5% on car insurance.
The Cheapest Minimum Coverage in North Branch
The chart below shows the cheapest car insurance company in North Branch for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through State Farm, followed by Auto-Owners Insurance, Kemper, and American Family Insurance.
| North Branch Insurer | Monthly Cost |
|---|---|
| State Farm | $54 |
| Auto-Owners Insurance | $60 |
| Kemper | $63 |
| American Family Insurance | $63 |
Savings for Every Kind of North Branch Driver
Based on our extensive insurance data, we know the average North Branch driver will save about 27% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $455 per year by choosing the right vehicle insurance company. Some North Branch residents are paying out over $1,693 extra every year for auto insurance in North Branch. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
North Branch, MN Savings / Yr. |
|---|---|
$455 |
|
$574 |
|
$369 |
|
$750 |
|
$1,285 |
|
$381 |
|
$1,001 |
North Branch Car Insurance vs. Minnesota
People living in North Branch pay an average of 5.43% more than the typical driver in the state. The average driver in North Branch can expect to pay about $876 per year, or $1,693 for full coverage.
Based on our analysis, Farm Bureau will be the cheapest provider in North Branch for most people.
Car Insurance Prices by North Branch Neighborhood
Insurance Prices
Where is insurance cheapest within North Branch?
The map shows insurance prices in and around North Branch, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $124 per year within the city boundaries, with insurance premiums ranging from a high of $1,736 to a low of $1,612. Insurance prices tend to be higher for those living in the East area, and lower for those with homes in the North parts of North Branch.Pick the Best Car Insurance Company for You in North Branch
The best car insurance provider for most drivers in North Branch
For drivers with clean driving records and no major strikes, Farm Bureau is the best option, with annual savings of $455 over the average North Branch car insurance company.
The best car insurance provider for North Branch drivers with accidents on their records
In our analysis, State Farm saved the average person who had been in an accident the most, with annual savings averaging $574 over the competition.
The best car insurance company for North Branch drivers with speeding tickets
>Nationwide gave the average person with a speeding ticket the most savings, averaging $369 better than other car insurance companies.
The best auto insurance for North Branch drivers with a DUI conviction
Getting a quote from State Farm may cost the average person with a DUI about $750 less each year.
The least expensive car insurance company for new and young drivers in North Branch
In North Branch, State Farm costs young drivers $1,285 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in North Branch
State Farm gave the largest car insurance discounts to married couples, averaging $381 saved each year compared to an average North Branch couple's premiums.
The cheapest car insurance in North Branch for drivers with bad credit
The best North Branch car insurance company for customer service
Nationwide was the best company for customer service in North Branch according to the NAIC.
Recent price drops
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The cheapest large national provider in North Branch
For customers who prefer to work with large national providers, we recommend State Farm for pricing. The average North Branch driver can expect to pay about $116 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In North Branch, USAA has the best prices for young drivers, drivers with accidents, married couples, good drivers, drivers with speeding tickets, drivers with a DUI conviction, and drivers with bad credit.Auto Insurance Prices in and Around North Branch
What Influences the Cost of Car Insurance in North Branch?
On average, car insurance in North Branch is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in North Branch is 40 minutes, which is far more than average for a driver in the state.
- Minnesota state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in North Branch are lower than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are moderate, with a Vehicle Theft Crime Grade of B according to CrimeGrade.org.
- North Branch is a lightly populated area in the state. The city’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in North Branch is $73 per month for minimum coverage and $141 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Almelund: Insurance costs 0.65% less
- Harris: Insurance costs 0.18% more
- Sunrise: Insurance costs 0.71% less
- Weber: Insurance costs 2.30% more
- Stark: Insurance costs 0.41% more
- Stacy: Insurance costs 0.41% more
- Center City: Insurance costs 0.41% less
- Lindstrom: Insurance costs 0.06% more
- Chisago City: Insurance costs 0.71% more
- Bodum: Insurance costs 0.65% more
Cities with Similar Populations
- Butner: Insurance costs 22.50% less
- Whitestown: Insurance costs 31.96% less
- Western Springs: Insurance costs 6.26% less
- Weddington: Insurance costs 25.28% less
- Waupaca: Insurance costs 35.09% less
- Carbondale: Insurance costs 17.48% less
- Canutillo: Insurance costs 7.68% more
- Campton Hills: Insurance costs 13.76% less
- Callaway: Insurance costs 50.21% more
- California: Insurance costs 5.49% more