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Get Cheap Car Insurance in Cisco, UT

We monitor insurance prices, helping the average driver in Cisco save up to 42.8% on car insurance.

 

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The Cheapest Minimum Coverage in Cisco

The chart below shows the cheapest car insurance company in Cisco for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Farm Bureau, followed by Auto-Owners Insurance, Travelers, and State Farm.

 
Cisco Insurer Monthly Cost
Farm Bureau $49
Auto-Owners Insurance $49
Travelers $57
State Farm $59

Savings for Every Kind of Cisco Driver

The table shows how much the average auto insurance customer in Cisco might save by following our recommendations.

Based on our extensive insurance data, we know the average Cisco driver will save about 31% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $411 per year by choosing the right vehicle insurance company. Some Cisco residents are paying out over $1,339 extra every year for auto insurance in Cisco. That cost may be even higher if you haven’t requested a new quote as your life situation changed.

Situation
Cisco, UT Savings / Yr.
Drivers with good records
$411
Drivers with accidents
$749
Drivers with speeding tickets
$600
Drivers with a DUI conviction
$756
Young drivers
$1,985
Married drivers
$217
Drivers with bad credit
$865

Cisco Car Insurance vs. Utah

People living in Cisco pay an average of 5.87% less than the typical driver in the state. The average driver in Cisco can expect to pay about $744 per year, or $1,339 for full coverage.

Based on our analysis, Bear River Mutual will be the cheapest provider in Cisco for most people.

Car Insurance Prices by Cisco Neighborhood

Cisco, UT map of insurance costs by zip code and neighborhood

Insurance Prices

More expensive
Average
Less expensive

Where is insurance cheapest within Cisco?

The map shows insurance prices in and around Cisco, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $0 per year within the city boundaries, with insurance premiums ranging from a high of $1,339 to a low of $1,339. Insurance prices tend to be higher for those living in the Northeast area, and lower for those with homes in the Northeast parts of Cisco.

Pick the Best Car Insurance Company for You in Cisco

We have analyzed insurance costs for auto insurance customers based on the major variables that impact pricing. The results of our analysis are below, including US dollar savings. What about when you meet one or more of the criteria? For example, if you have both a DUI and a speeding ticket? Simply start with the Cisco insurance provider for whom we have posted the highest savings dollar figure.

The best car insurance provider for most drivers in Cisco

For drivers with clean driving records and no major strikes, Bear River Mutual is the best option, with annual savings of $411 over the average Cisco car insurance company.

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We use the average good driver, paying $77 per month, as our baseline for pricing in Cisco. Nationwide, Bear River Mutual, and Safeco Insurance are all good choices for quotes if you have a clean record. See also the best providers for married people if you are married, and look for repeated company names.

The best car insurance provider for Cisco drivers with accidents on their records

In Cisco getting into an accident will raise premiums an average 34% for a yearly cost of $2,041. That's $701 per year more than a driver with no at-fault crashes on their driving record might pay. To avoid paying out more than you need to, State Farm, Bear River Mutual, and Farm Bureau are good choices for drivers with accidents.

In our analysis, Bear River Mutual saved the average person who had been in an accident the most, with annual savings averaging $749 over the competition.

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The best car insurance company for Cisco drivers with speeding tickets

>Bear River Mutual gave the average person with a speeding ticket the most savings, averaging $600 better than other car insurance companies.

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Depending on the insurance company, a speeding ticket can actually raise insurance premiums more than getting in an accident. In Cisco, tickets raise premiums on new quotes about $406. If you have a speeding ticket, we recommend Nationwide, Bear River Mutual, and Farm Bureau for savings that beat the average insurance cost of $1,745 per year.

The best auto insurance for Cisco drivers with a DUI conviction

Getting a DUI can increase the cost of insurance dramatically. The average person with a DUI paid $1,960 per year in auto insurance premiums, which was $620 more than a driver with no major issues. Progressive, Bear River Mutual, and Farm Bureau penalized their customers the least for a DUI.

Getting a quote from Bear River Mutual may cost the average person with a DUI about $756 less each year.

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The least expensive car insurance company for new and young drivers in Cisco

In Cisco, Bear River Mutual costs young drivers $1,985 less each year versus the average auto insurance bill.

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Teen drivers account for more than their share of accidents, and thus end up paying about 71% more for insurance than more mature drivers in Cisco. With an average cost of $4,643 per year (for young drivers who aren't on a parent's plan), car insurance for inexperienced drivers can’t ever be called "cheap." A few companies like Geico, Bear River Mutual, and Farm Bureau try to attract these younger drivers with lower prices in the hopes that they will stay with the company.

The best marriage discounts for vehicle insurance in Cisco

Not everything is an excuse for the auto insurance companies to charge you more. Getting married provides an average discount of $81. Progressive, Auto-Owners Insurance, and Farm Bureau provided the largest discounts to couples living in Cisco.

Progressive gave the largest car insurance discounts to married couples, averaging $217 saved each year compared to an average Cisco couple's premiums.

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The cheapest car insurance in Cisco for drivers with bad credit

People with poor credit saved an average of $865 with Bear River Mutual.

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Many people are surprised that their poor credit score can cost them an average of $1,006 every year. Premiums for people with poor credit were about $2,346 in Cisco. However, some insurance companies do not take credit score into account. If you have a credit score below 575, get quotes from Geico, Nationwide, and Bear River Mutual.

The best Cisco car insurance company for customer service

Many car insurance companies over the years have struggled with customer service. In Cisco, the National Association of Insurance Commissioners (NAIC) ranks Nationwide as the best. Another valuable metric: JD Power ranks American Family Insurance as the best provider in Cisco.

Nationwide was the best company for customer service in Cisco according to the NAIC.

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Recent price drops

Due to improvements in our tracking and methodology, we are unable to show price change data for the most recent year. This data will return next year (2023).

In 2020, at the peak of the global pandemic, {{top1_2020pricedrop_company}} changed their average price {{top1_2020pricedrop_company_percentage}}% in Cisco, which was better than other insurers.

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During the Covid-19 pandemic a few insurance companies realized people were driving less and struggling overall. They proactively lowered their rates for many customers in Cisco. We think helping communities in a time of need deserves special attention. Many insurance companies have advertisements telling us how much they care: we prefer to look at their actions.

The cheapest large national provider in Cisco

Many customers have informed us that they prefer to work with large national brands. Maybe they're one of the 48% of Cisco residents who are renting, and don't plan to be in the city or state for very long. Or maybe national recognition and funds make people feel more secure with a large provider. Regardless, Nationwide tends to have the lowest prices for most drivers.

For customers who prefer to work with large national providers, we recommend Nationwide for pricing. The average Cisco driver can expect to pay about $105 per month.

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What About USAA?

JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Cisco, USAA has the best prices for young drivers, good drivers, drivers with bad credit, drivers with speeding tickets, drivers with a DUI conviction, married couples, and drivers with accidents.
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Auto Insurance Prices in and Around Cisco

What Influences the Cost of Car Insurance in Cisco?

On average, car insurance in Cisco is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:

  • The average commute time in Cisco is 24 minutes, which is a little less than average for a driver in the state.
  • Utah state insurance regulations may allow for lower prices.
  • An average of 0 weeks with snow on the ground, which impacts accident rates.
  • Marriage rates in Cisco are about average in the state, and marriage often results in car insurance discounts.
  • Vehicle theft rates in the area are very low, with a Vehicle Theft Crime Grade of C according to CrimeGrade.org.
  • Cisco is one of the most densely populated areas in the state. The city’s density could result in a price increase for drivers.

As a result of these and other factors, the average cost of car insurance in Cisco is $62 per month for minimum coverage and $112 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.

Car Insurance in Nearby Cities

Cities with Similar Populations

* Who is the average Cisco driver? Based on national demographic data provided by BestNeighborhood, we took a single unmarried man living in central Cisco with good (but not perfect) credit driving a used midsized sedan. Data sources: proprietary data collection and analysis, unique to CoverageWatch.org All content copyright CoverageWatch.org. Journalists and other websites are free to cite any data with attribution.