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Get Cheap Car Insurance in Thompson Springs, UT
We monitor insurance prices, helping the average driver in Thompson Springs save up to 42.8% on car insurance.
The Cheapest Minimum Coverage in Thompson Springs
The chart below shows the cheapest car insurance company in Thompson Springs for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Farm Bureau, followed by Auto-Owners Insurance, Travelers, and State Farm.
| Thompson Springs Insurer | Monthly Cost |
|---|---|
| Farm Bureau | $49 |
| Auto-Owners Insurance | $49 |
| Travelers | $57 |
| State Farm | $59 |
Savings for Every Kind of Thompson Springs Driver
Based on our extensive insurance data, we know the average Thompson Springs driver will save about 31% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $411 per year by choosing the right vehicle insurance company. Some Thompson Springs residents are paying out over $1,339 extra every year for auto insurance in Thompson Springs. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Thompson Springs, UT Savings / Yr. |
|---|---|
$411 |
|
$749 |
|
$600 |
|
$756 |
|
$1,985 |
|
$217 |
|
$865 |
Thompson Springs Car Insurance vs. Utah
People living in Thompson Springs pay an average of 5.87% less than the typical driver in the state. The average driver in Thompson Springs can expect to pay about $744 per year, or $1,339 for full coverage.
Based on our analysis, Bear River Mutual will be the cheapest provider in Thompson Springs for most people.
Car Insurance Prices by Thompson Springs Neighborhood
Insurance Prices
Where is insurance cheapest within Thompson Springs?
The map shows insurance prices in and around Thompson Springs, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $0 per year within the city boundaries, with insurance premiums ranging from a high of $1,339 to a low of $1,339. Insurance prices tend to be higher for those living in the Central area, and lower for those with homes in the Central parts of Thompson Springs.Pick the Best Car Insurance Company for You in Thompson Springs
The best car insurance provider for most drivers in Thompson Springs
For drivers with clean driving records and no major strikes, Bear River Mutual is the best option, with annual savings of $411 over the average Thompson Springs car insurance company.
The best car insurance provider for Thompson Springs drivers with accidents on their records
In our analysis, Bear River Mutual saved the average person who had been in an accident the most, with annual savings averaging $749 over the competition.
The best car insurance company for Thompson Springs drivers with speeding tickets
>Bear River Mutual gave the average person with a speeding ticket the most savings, averaging $600 better than other car insurance companies.
The best auto insurance for Thompson Springs drivers with a DUI conviction
Getting a quote from Bear River Mutual may cost the average person with a DUI about $756 less each year.
The least expensive car insurance company for new and young drivers in Thompson Springs
In Thompson Springs, Bear River Mutual costs young drivers $1,985 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Thompson Springs
Progressive gave the largest car insurance discounts to married couples, averaging $217 saved each year compared to an average Thompson Springs couple's premiums.
The cheapest car insurance in Thompson Springs for drivers with bad credit
The best Thompson Springs car insurance company for customer service
Nationwide was the best company for customer service in Thompson Springs according to the NAIC.
Recent price drops
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The cheapest large national provider in Thompson Springs
For customers who prefer to work with large national providers, we recommend Nationwide for pricing. The average Thompson Springs driver can expect to pay about $105 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Thompson Springs, USAA has the best prices for young drivers, good drivers, drivers with bad credit, drivers with speeding tickets, drivers with a DUI conviction, married couples, and drivers with accidents.Auto Insurance Prices in and Around Thompson Springs
What Influences the Cost of Car Insurance in Thompson Springs?
On average, car insurance in Thompson Springs is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Thompson Springs is 24 minutes, which is a little less than average for a driver in the state.
- Utah state insurance regulations may allow for lower prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Thompson Springs are about average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are moderate, with a Vehicle Theft Crime Grade of D according to CrimeGrade.org.
- Thompson Springs is one of the most densely populated areas in the state. The city’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Thompson Springs is $62 per month for minimum coverage and $112 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Green River: Insurance costs 0.82% less
- Cisco: Insurance costs the same
- Castle Valley: Insurance costs the same
- Moab: Insurance costs 1.19% more
- Mack: Insurance costs 25.02% more
- Gateway: Insurance costs 28.53% more
- Glade Park: Insurance costs 28.53% more
- Loma: Insurance costs 25.91% more
- Gilsonite: Insurance costs 27.33% more
- La Sal: Insurance costs 0.82% more
Cities with Similar Populations
- Falls Mill: Insurance costs 15.01% more
- Wesleyanna: Insurance costs 0.75% less
- West Andover: Insurance costs 15.76% less
- West Boothbay Harbor: Insurance costs 29.50% less
- West Davenport: Insurance costs 56.39% more
- West Durham: Insurance costs 66.77% more
- Floyd: Insurance costs 60.27% more
- Five Islands: Insurance costs 30.55% less
- Fisher: Insurance costs 6.50% more
- Fillmore: Insurance costs 10.31% more