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Get Cheap Car Insurance in West Davenport, NY
We monitor insurance prices, helping the average driver in West Davenport save up to 32.6% on car insurance.
The Cheapest Minimum Coverage in West Davenport
The chart below shows the cheapest car insurance company in West Davenport for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Kemper, followed by Plymouth Rock Assurance, Safeco Insurance, and Geico.
| West Davenport Insurer | Monthly Cost |
|---|---|
| Kemper | $77 |
| Plymouth Rock Assurance | $103 |
| Safeco Insurance | $110 |
| Geico | $115 |
Savings for Every Kind of West Davenport Driver
Based on our extensive insurance data, we know the average West Davenport driver will save about 30% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $624 per year by choosing the right vehicle insurance company. Some West Davenport residents are paying out over $2,094 extra every year for auto insurance in West Davenport. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
West Davenport, NY Savings / Yr. |
|---|---|
$624 |
|
$398 |
|
$795 |
|
$805 |
|
$1,971 |
|
$660 |
|
$1,051 |
West Davenport Car Insurance vs. New York
People living in West Davenport pay an average of 13.67% less than the typical driver in the state. The average driver in West Davenport can expect to pay about $1,519 per year, or $2,094 for full coverage.
Based on our analysis, Kemper will be the cheapest provider in West Davenport for most people.
Car Insurance Prices by West Davenport Neighborhood
Insurance Prices
Where is insurance cheapest within West Davenport?
The map shows insurance prices in and around West Davenport, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $0 per year within the city boundaries, with insurance premiums ranging from a high of $2,094 to a low of $2,094. Insurance prices tend to be higher for those living in the Central area, and lower for those with homes in the Central parts of West Davenport.Pick the Best Car Insurance Company for You in West Davenport
The best car insurance provider for most drivers in West Davenport
For drivers with clean driving records and no major strikes, Kemper is the best option, with annual savings of $624 over the average West Davenport car insurance company.
The best car insurance provider for West Davenport drivers with accidents on their records
In our analysis, Kemper saved the average person who had been in an accident the most, with annual savings averaging $398 over the competition.
The best car insurance company for West Davenport drivers with speeding tickets
>Kemper gave the average person with a speeding ticket the most savings, averaging $795 better than other car insurance companies.
The best auto insurance for West Davenport drivers with a DUI conviction
Getting a quote from Progressive may cost the average person with a DUI about $805 less each year.
The least expensive car insurance company for new and young drivers in West Davenport
In West Davenport, Progressive costs young drivers $1,971 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in West Davenport
Progressive gave the largest car insurance discounts to married couples, averaging $660 saved each year compared to an average West Davenport couple's premiums.
The cheapest car insurance in West Davenport for drivers with bad credit
The best West Davenport car insurance company for customer service
Nationwide was the best company for customer service in West Davenport according to the NAIC.
Recent price drops
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The cheapest large national provider in West Davenport
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average West Davenport driver can expect to pay about $183 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In West Davenport, USAA has the best prices for drivers with bad credit, drivers with speeding tickets, drivers with a DUI conviction, drivers with accidents, good drivers, married couples, and young drivers.Auto Insurance Prices in and Around West Davenport
What Influences the Cost of Car Insurance in West Davenport?
On average, car insurance in West Davenport is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in West Davenport is 26 minutes, which is far less than average for a driver in the state.
- New York state insurance regulations may require higher prices.
- An average of 14 to 15 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in West Davenport are among the lowest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are low, with a Vehicle Theft Crime Grade of A+ according to CrimeGrade.org.
- West Davenport is a lightly populated area in the state. The city’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in West Davenport is $127 per month for minimum coverage and $174 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Davenport Center: Insurance costs 1.24% more
- East Meredith: Insurance costs 2.44% more
- Meridale: Insurance costs 1.38% more
- Colliersville: Insurance costs 1.29% more
- Oneonta: Insurance costs 5.44% more
- Cooperstown Junction: Insurance costs 3.01% more
- West Meredith: Insurance costs 2.82% more
- Meredith: Insurance costs 3.34% more
- Shackport: Insurance costs 2.82% more
- Treadwell: Insurance costs 1.81% more
Cities with Similar Populations
- Stargo: Insurance costs 21.82% less
- Jamieson: Insurance costs 35.15% less
- Jansen: Insurance costs 10.03% less
- Kellys Korner: Insurance costs 32.47% less
- St. George: Insurance costs 34.48% less
- St. Mary: Insurance costs 20.77% less
- St. Vincent: Insurance costs 19.63% less
- St. Vincent: Insurance costs 23.07% less
- Stamford: Insurance costs 18.39% less
- Stampede: Insurance costs 35.96% less