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Get Cheap Car Insurance in Davenport Center, NY
We monitor insurance prices, helping the average driver in Davenport Center save up to 32.6% on car insurance.
The Cheapest Minimum Coverage in Davenport Center
The chart below shows the cheapest car insurance company in Davenport Center for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Kemper, followed by Plymouth Rock Assurance, Safeco Insurance, and Geico.
| Davenport Center Insurer | Monthly Cost |
|---|---|
| Kemper | $78 |
| Plymouth Rock Assurance | $104 |
| Safeco Insurance | $112 |
| Geico | $117 |
Savings for Every Kind of Davenport Center Driver
Based on our extensive insurance data, we know the average Davenport Center driver will save about 30% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $632 per year by choosing the right vehicle insurance company. Some Davenport Center residents are paying out over $2,120 extra every year for auto insurance in Davenport Center. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Davenport Center, NY Savings / Yr. |
|---|---|
$632 |
|
$403 |
|
$805 |
|
$815 |
|
$1,996 |
|
$668 |
|
$1,064 |
Davenport Center Car Insurance vs. New York
People living in Davenport Center pay an average of 12.56% less than the typical driver in the state. The average driver in Davenport Center can expect to pay about $1,538 per year, or $2,120 for full coverage.
Based on our analysis, Kemper will be the cheapest provider in Davenport Center for most people.
Car Insurance Prices by Davenport Center Neighborhood
Insurance Prices
Where is insurance cheapest within Davenport Center?
The map shows insurance prices in and around Davenport Center, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $238 per year within the city boundaries, with insurance premiums ranging from a high of $2,332 to a low of $2,094. Insurance prices tend to be higher for those living in the Southeast area, and lower for those with homes in the North parts of Davenport Center.Pick the Best Car Insurance Company for You in Davenport Center
The best car insurance provider for most drivers in Davenport Center
For drivers with clean driving records and no major strikes, Kemper is the best option, with annual savings of $632 over the average Davenport Center car insurance company.
The best car insurance provider for Davenport Center drivers with accidents on their records
In our analysis, Kemper saved the average person who had been in an accident the most, with annual savings averaging $403 over the competition.
The best car insurance company for Davenport Center drivers with speeding tickets
>Kemper gave the average person with a speeding ticket the most savings, averaging $805 better than other car insurance companies.
The best auto insurance for Davenport Center drivers with a DUI conviction
Getting a quote from Progressive may cost the average person with a DUI about $815 less each year.
The least expensive car insurance company for new and young drivers in Davenport Center
In Davenport Center, Progressive costs young drivers $1,996 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Davenport Center
Progressive gave the largest car insurance discounts to married couples, averaging $668 saved each year compared to an average Davenport Center couple's premiums.
The cheapest car insurance in Davenport Center for drivers with bad credit
The best Davenport Center car insurance company for customer service
Nationwide was the best company for customer service in Davenport Center according to the NAIC.
Recent price drops
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The cheapest large national provider in Davenport Center
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average Davenport Center driver can expect to pay about $183 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Davenport Center, USAA has the best prices for drivers with bad credit, drivers with speeding tickets, drivers with a DUI conviction, drivers with accidents, good drivers, married couples, and young drivers.Auto Insurance Prices in and Around Davenport Center
What Influences the Cost of Car Insurance in Davenport Center?
On average, car insurance in Davenport Center is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Davenport Center is 33 minutes, which is about the national average for a driver in the state.
- New York state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Davenport Center are among the lowest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are high, with a Vehicle Theft Crime Grade of A+ according to CrimeGrade.org.
- Davenport Center is a fairly densely populated area in the state. The city’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Davenport Center is $128 per month for minimum coverage and $177 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- East Meredith: Insurance costs 1.18% more
- West Davenport: Insurance costs 1.23% less
- West Meredith: Insurance costs 1.56% more
- Cooperstown Junction: Insurance costs 1.75% more
- Shackport: Insurance costs 1.56% more
- Davenport: Insurance costs 1.56% more
- Colliersville: Insurance costs 0.05% more
- Meredith: Insurance costs 2.08% more
- Meridale: Insurance costs 0.14% more
- Maryland: Insurance costs 1.37% more
Cities with Similar Populations
- Sulphur Springs: Insurance costs 11.37% less
- Gough: Insurance costs 18.49% less
- Grant: Insurance costs 35.85% less
- Gravel Hill: Insurance costs 15.94% less
- Greenland: Insurance costs 46.84% less
- Vansant: Insurance costs 38.96% less
- Guffey: Insurance costs 9.95% less
- Vancleve: Insurance costs 8.87% more
- Turrell: Insurance costs 18.54% less
- Hometown: Insurance costs 30.09% less