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Get Cheap Car Insurance in Clarksdale, MS
We monitor insurance prices, helping the average driver in Clarksdale save up to 32.0% on car insurance.
The Cheapest Minimum Coverage in Clarksdale
The chart below shows the cheapest car insurance company in Clarksdale for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through State Farm, followed by Farm Bureau, Safeco Insurance, and Progressive.
| Clarksdale Insurer | Monthly Cost |
|---|---|
| State Farm | $69 |
| Farm Bureau | $71 |
| Safeco Insurance | $74 |
| Progressive | $82 |
Savings for Every Kind of Clarksdale Driver
Based on our extensive insurance data, we know the average Clarksdale driver will save about 17% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $322 per year by choosing the right vehicle insurance company. Some Clarksdale residents are paying out over $1,883 extra every year for auto insurance in Clarksdale. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Clarksdale, MS Savings / Yr. |
|---|---|
$322 |
|
$537 |
|
$419 |
|
$824 |
|
$1,910 |
|
$276 |
|
$840 |
Clarksdale Car Insurance vs. Mississippi
People living in Clarksdale pay an average of 10.23% more than the typical driver in the state. The average driver in Clarksdale can expect to pay about $1,071 per year, or $1,883 for full coverage.
Based on our analysis, State Farm will be the cheapest provider in Clarksdale for most people.
Car Insurance Prices by Clarksdale Neighborhood
Insurance Prices
Where is insurance cheapest within Clarksdale?
The map shows insurance prices in and around Clarksdale, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $375 per year within the city boundaries, with insurance premiums ranging from a high of $2,106 to a low of $1,731. Insurance prices tend to be higher for those living in the East area, and lower for those with homes in the Northwest parts of Clarksdale.Pick the Best Car Insurance Company for You in Clarksdale
The best car insurance provider for most drivers in Clarksdale
For drivers with clean driving records and no major strikes, State Farm is the best option, with annual savings of $322 over the average Clarksdale car insurance company.
The best car insurance provider for Clarksdale drivers with accidents on their records
In our analysis, State Farm saved the average person who had been in an accident the most, with annual savings averaging $537 over the competition.
The best car insurance company for Clarksdale drivers with speeding tickets
>State Farm gave the average person with a speeding ticket the most savings, averaging $419 better than other car insurance companies.
The best auto insurance for Clarksdale drivers with a DUI conviction
Getting a quote from State Farm may cost the average person with a DUI about $824 less each year.
The least expensive car insurance company for new and young drivers in Clarksdale
In Clarksdale, Farm Bureau costs young drivers $1,910 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Clarksdale
Farm Bureau gave the largest car insurance discounts to married couples, averaging $276 saved each year compared to an average Clarksdale couple's premiums.
The cheapest car insurance in Clarksdale for drivers with bad credit
The best Clarksdale car insurance company for customer service
Nationwide was the best company for customer service in Clarksdale according to the NAIC.
Recent price drops
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The cheapest large national provider in Clarksdale
For customers who prefer to work with large national providers, we recommend State Farm for pricing. The average Clarksdale driver can expect to pay about $118 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Clarksdale, USAA has the best prices for married couples, drivers with bad credit, drivers with a DUI conviction, good drivers, drivers with speeding tickets, drivers with accidents, and young drivers.Auto Insurance Prices in and Around Clarksdale
What Influences the Cost of Car Insurance in Clarksdale?
On average, car insurance in Clarksdale is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- Mississippi state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Clarksdale are among the lowest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very high, with a Vehicle Theft Crime Grade of D+ according to CrimeGrade.org.
- Clarksdale is a fairly densely populated area in the state. The city’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Clarksdale is $89 per month for minimum coverage and $157 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Lyon: Insurance costs 0.90% less
- King and Anderson: Insurance costs 5.05% less
- Lurand: Insurance costs 7.38% less
- Boone: Insurance costs 4.35% less
- Farrell: Insurance costs 3.29% less
- Sherard: Insurance costs 3.61% less
- Counts: Insurance costs 2.97% less
- Mattson: Insurance costs 2.02% less
- Alligator: Insurance costs 6.85% less
- Vance: Insurance costs 6.48% less
Cities with Similar Populations
- Fair Oaks: Insurance costs 13.06% more
- University Heights: Insurance costs 37.23% less
- Troy: Insurance costs 21.99% less
- Eight Mile: Insurance costs 14.34% less
- El Campo: Insurance costs 11.95% less
- Elk City: Insurance costs 8.28% less
- Trinity: Insurance costs 35.95% less
- Ellwood City: Insurance costs 26.98% less
- Englewood: Insurance costs 40.04% less
- Townsend: Insurance costs 6.11% more