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Get Cheap Car Insurance in Claymont, DE
We monitor insurance prices, helping the average driver in Claymont save up to 29.3% on car insurance.
The Cheapest Minimum Coverage in Claymont
The chart below shows the cheapest car insurance company in Claymont for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Midvale Home & Auto, followed by State Farm, Travelers, and Dairyland.
| Claymont Insurer | Monthly Cost |
|---|---|
| Midvale Home & Auto | $84 |
| State Farm | $85 |
| Travelers | $85 |
| Dairyland | $101 |
Savings for Every Kind of Claymont Driver
Based on our extensive insurance data, we know the average Claymont driver will save about 23% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $471 per year by choosing the right vehicle insurance company. Some Claymont residents are paying out over $2,039 extra every year for auto insurance in Claymont. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Claymont, DE Savings / Yr. |
|---|---|
$471 |
|
$798 |
|
$540 |
|
$466 |
|
$2,249 |
|
$480 |
|
$510 |
Claymont Car Insurance vs. Delaware
People living in Claymont pay an average of 9.62% more than the typical driver in the state. The average driver in Claymont can expect to pay about $1,350 per year, or $2,039 for full coverage.
Based on our analysis, Travelers will be the cheapest provider in Claymont for most people.
Car Insurance Prices by Claymont Neighborhood
Insurance Prices
Where is insurance cheapest within Claymont?
The map shows insurance prices in and around Claymont, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $408 per year within the city boundaries, with insurance premiums ranging from a high of $2,208 to a low of $1,800. Insurance prices tend to be higher for those living in the Northwest area, and lower for those with homes in the Southwest parts of Claymont.Pick the Best Car Insurance Company for You in Claymont
The best car insurance provider for most drivers in Claymont
For drivers with clean driving records and no major strikes, Travelers is the best option, with annual savings of $471 over the average Claymont car insurance company.
The best car insurance provider for Claymont drivers with accidents on their records
In our analysis, Travelers saved the average person who had been in an accident the most, with annual savings averaging $798 over the competition.
The best car insurance company for Claymont drivers with speeding tickets
>Travelers gave the average person with a speeding ticket the most savings, averaging $540 better than other car insurance companies.
The best auto insurance for Claymont drivers with a DUI conviction
Getting a quote from Travelers may cost the average person with a DUI about $466 less each year.
The least expensive car insurance company for new and young drivers in Claymont
In Claymont, State Farm costs young drivers $2,249 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Claymont
State Farm gave the largest car insurance discounts to married couples, averaging $480 saved each year compared to an average Claymont couple's premiums.
The cheapest car insurance in Claymont for drivers with bad credit
The best Claymont car insurance company for customer service
Recent price drops
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The cheapest large national provider in Claymont
For customers who prefer to work with large national providers, we recommend Travelers for pricing. The average Claymont driver can expect to pay about $119 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Claymont, USAA has the best prices for drivers with accidents, young drivers, drivers with bad credit, drivers with speeding tickets, married couples, good drivers, and drivers with a DUI conviction.Auto Insurance Prices in and Around Claymont
What Influences the Cost of Car Insurance in Claymont?
On average, car insurance in Claymont is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Claymont is 34 minutes, which is about the national average for a driver in the state.
- Delaware state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Claymont are among the lowest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are moderate, with a Vehicle Theft Crime Grade of C- according to CrimeGrade.org.
- Claymont is a lightly populated area in the state. The city’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Claymont is $113 per month for minimum coverage and $170 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Ardentown: Insurance costs 10.15% less
- Arden: Insurance costs 10.15% less
- Boothwyn: Insurance costs 25.40% less
- Marcus Hook: Insurance costs 30.55% less
- Bellefonte: Insurance costs 0.34% more
- Garnet Valley: Insurance costs 29.72% less
- Nortonville: Insurance costs 14.42% less
- Trainer: Insurance costs 25.45% less
- Edgemoor: Insurance costs 0.29% more
- Aston: Insurance costs 30.90% less
Cities with Similar Populations
- Centerville: Insurance costs 30.11% less
- Silver City: Insurance costs 34.18% less
- Siler City: Insurance costs 37.57% less
- Duxbury: Insurance costs 20.99% less
- Dumas: Insurance costs 0.74% less
- Danville: Insurance costs 36.24% less
- Coweta: Insurance costs 15.06% less
- Coto de Caza: Insurance costs 0.64% less
- Clifton: Insurance costs 36.68% less
- Cicero: Insurance costs 3.83% more