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Get Cheap Car Insurance in Edgemoor, DE
We monitor insurance prices, helping the average driver in Edgemoor save up to 29.3% on car insurance.
The Cheapest Minimum Coverage in Edgemoor
The chart below shows the cheapest car insurance company in Edgemoor for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Midvale Home & Auto, followed by State Farm, Travelers, and Dairyland.
| Edgemoor Insurer | Monthly Cost |
|---|---|
| Midvale Home & Auto | $85 |
| State Farm | $85 |
| Travelers | $86 |
| Dairyland | $101 |
Savings for Every Kind of Edgemoor Driver
Based on our extensive insurance data, we know the average Edgemoor driver will save about 23% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $473 per year by choosing the right vehicle insurance company. Some Edgemoor residents are paying out over $2,045 extra every year for auto insurance in Edgemoor. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Edgemoor, DE Savings / Yr. |
|---|---|
$473 |
|
$801 |
|
$542 |
|
$467 |
|
$2,257 |
|
$482 |
|
$511 |
Edgemoor Car Insurance vs. Delaware
People living in Edgemoor pay an average of 9.97% more than the typical driver in the state. The average driver in Edgemoor can expect to pay about $1,355 per year, or $2,045 for full coverage.
Based on our analysis, Travelers will be the cheapest provider in Edgemoor for most people.
Car Insurance Prices by Edgemoor Neighborhood
Insurance Prices
Where is insurance cheapest within Edgemoor?
The map shows insurance prices in and around Edgemoor, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $538 per year within the city boundaries, with insurance premiums ranging from a high of $2,422 to a low of $1,884. Insurance prices tend to be higher for those living in the South area, and lower for those with homes in the Northeast parts of Edgemoor.Pick the Best Car Insurance Company for You in Edgemoor
The best car insurance provider for most drivers in Edgemoor
For drivers with clean driving records and no major strikes, Travelers is the best option, with annual savings of $473 over the average Edgemoor car insurance company.
The best car insurance provider for Edgemoor drivers with accidents on their records
In our analysis, Travelers saved the average person who had been in an accident the most, with annual savings averaging $801 over the competition.
The best car insurance company for Edgemoor drivers with speeding tickets
>Travelers gave the average person with a speeding ticket the most savings, averaging $542 better than other car insurance companies.
The best auto insurance for Edgemoor drivers with a DUI conviction
Getting a quote from Travelers may cost the average person with a DUI about $467 less each year.
The least expensive car insurance company for new and young drivers in Edgemoor
In Edgemoor, State Farm costs young drivers $2,257 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Edgemoor
State Farm gave the largest car insurance discounts to married couples, averaging $482 saved each year compared to an average Edgemoor couple's premiums.
The cheapest car insurance in Edgemoor for drivers with bad credit
The best Edgemoor car insurance company for customer service
Recent price drops
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The cheapest large national provider in Edgemoor
For customers who prefer to work with large national providers, we recommend Travelers for pricing. The average Edgemoor driver can expect to pay about $119 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Edgemoor, USAA has the best prices for drivers with accidents, young drivers, drivers with bad credit, drivers with speeding tickets, married couples, good drivers, and drivers with a DUI conviction.Auto Insurance Prices in and Around Edgemoor
What Influences the Cost of Car Insurance in Edgemoor?
On average, car insurance in Edgemoor is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Edgemoor is 33 minutes, which is about the national average for a driver in the state.
- Delaware state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Edgemoor are among the lowest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are moderate, with a Vehicle Theft Crime Grade of C- according to CrimeGrade.org.
- Edgemoor is one of the least populated areas in the state. The city’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Edgemoor is $113 per month for minimum coverage and $170 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Bellefonte: Insurance costs 0.05% more
- Penns Grove: Insurance costs 5.09% less
- Wilmington: Insurance costs 0.49% less
- Ardentown: Insurance costs 10.42% less
- Arden: Insurance costs 10.42% less
- Claymont: Insurance costs 0.29% less
- Carneys Point: Insurance costs 9.14% less
- Rockland: Insurance costs 8.07% less
- Pedricktown: Insurance costs 13.01% less
- Elsmere: Insurance costs 1.03% less
Cities with Similar Populations
- University Park: Insurance costs 8.51% less
- Cocoa West: Insurance costs 29.58% more
- Cochituate: Insurance costs 24.69% less
- Cobleskill: Insurance costs 10.76% more
- Coats: Insurance costs 38.53% less
- Coal Township: Insurance costs 33.45% less
- Clyde: Insurance costs 18.58% less
- Closter: Insurance costs 1.81% less
- Claxton: Insurance costs 18.39% less
- Trion: Insurance costs 15.06% less