Coverage Watch does not have a financial relationship with any car insurance companies and quote providers. Everything displayed on the site is completely free from bias and based on legitimate data.
Get Cheap Car Insurance in Pedricktown, NJ
We monitor insurance prices, helping the average driver in Pedricktown save up to 37.9% on car insurance.
The Cheapest Minimum Coverage in Pedricktown
The chart below shows the cheapest car insurance company in Pedricktown for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through State Farm, followed by Geico, Plymouth Rock Assurance, and NJM.
| Pedricktown Insurer | Monthly Cost |
|---|---|
| State Farm | $59 |
| Geico | $61 |
| Plymouth Rock Assurance | $76 |
| NJM | $89 |
Savings for Every Kind of Pedricktown Driver
Based on our extensive insurance data, we know the average Pedricktown driver will save about 26% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $466 per year by choosing the right vehicle insurance company. Some Pedricktown residents are paying out over $1,779 extra every year for auto insurance in Pedricktown. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Pedricktown, NJ Savings / Yr. |
|---|---|
$466 |
|
$865 |
|
$664 |
|
$573 |
|
$2,301 |
|
$449 |
|
$698 |
Pedricktown Car Insurance vs. New Jersey
People living in Pedricktown pay an average of 2.03% less than the typical driver in the state. The average driver in Pedricktown can expect to pay about $1,061 per year, or $1,779 for full coverage.
Based on our analysis, Geico will be the cheapest provider in Pedricktown for most people.
Car Insurance Prices by Pedricktown Neighborhood
Insurance Prices
Where is insurance cheapest within Pedricktown?
The map shows insurance prices in and around Pedricktown, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $171 per year within the city boundaries, with insurance premiums ranging from a high of $1,904 to a low of $1,733. Insurance prices tend to be higher for those living in the Southwest area, and lower for those with homes in the Central parts of Pedricktown.Pick the Best Car Insurance Company for You in Pedricktown
The best car insurance provider for most drivers in Pedricktown
For drivers with clean driving records and no major strikes, Geico is the best option, with annual savings of $466 over the average Pedricktown car insurance company.
The best car insurance provider for Pedricktown drivers with accidents on their records
In our analysis, NJM saved the average person who had been in an accident the most, with annual savings averaging $865 over the competition.
The best car insurance company for Pedricktown drivers with speeding tickets
>Geico gave the average person with a speeding ticket the most savings, averaging $664 better than other car insurance companies.
The best auto insurance for Pedricktown drivers with a DUI conviction
Getting a quote from NJM may cost the average person with a DUI about $573 less each year.
The least expensive car insurance company for new and young drivers in Pedricktown
In Pedricktown, Geico costs young drivers $2,301 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Pedricktown
Geico gave the largest car insurance discounts to married couples, averaging $449 saved each year compared to an average Pedricktown couple's premiums.
The cheapest car insurance in Pedricktown for drivers with bad credit
The best Pedricktown car insurance company for customer service
Nationwide was the best company for customer service in Pedricktown according to the NAIC.
Recent price drops
In 2020, at the peak of the global pandemic, {{top1_2020pricedrop_company}} changed their average price {{top1_2020pricedrop_company_percentage}}% in Pedricktown, which was better than other insurers.
The cheapest large national provider in Pedricktown
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average Pedricktown driver can expect to pay about $112 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Pedricktown, USAA has the best prices for none of the categories above.Auto Insurance Prices in and Around Pedricktown
What Influences the Cost of Car Insurance in Pedricktown?
On average, car insurance in Pedricktown is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Pedricktown is 32 minutes, which is far less than average for a driver in the state.
- New Jersey state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Pedricktown are lower than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are low, with a Vehicle Theft Crime Grade of A according to CrimeGrade.org.
- Pedricktown is one of the most densely populated areas in the state. The city’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Pedricktown is $88 per month for minimum coverage and $148 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Penns Grove: Insurance costs 9.11% more
- Carneys Point: Insurance costs 4.44% more
- Nortonville: Insurance costs 1.91% less
- Golf Manor: Insurance costs 0.67% less
- Bellefonte: Insurance costs 15.01% more
- Edgemoor: Insurance costs 14.95% more
- Grand Sprute: Insurance costs 1.80% less
- Swedesboro: Insurance costs 0.90% more
- Deepwater: Insurance costs 2.70% less
- Claymont: Insurance costs 14.61% more
Cities with Similar Populations
- Reedsville: Insurance costs 15.80% less
- Mahnomen: Insurance costs 9.89% less
- Mason City: Insurance costs 17.26% less
- Allenhurst: Insurance costs 5.79% less
- Morristown: Insurance costs 0.79% less
- Morristown: Insurance costs 33.00% less
- Mount Olive: Insurance costs 18.72% less
- New Castle: Insurance costs 31.42% less
- Parker City: Insurance costs 33.61% less
- Port Royal: Insurance costs 27.21% less