Coverage Watch does not have a financial relationship with any car insurance companies and quote providers. Everything displayed on the site is completely free from bias and based on legitimate data.
Get Cheap Car Insurance in Carneys Point, NJ
We monitor insurance prices, helping the average driver in Carneys Point save up to 37.9% on car insurance.
The Cheapest Minimum Coverage in Carneys Point
The chart below shows the cheapest car insurance company in Carneys Point for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through State Farm, followed by Geico, Plymouth Rock Assurance, and NJM.
| Carneys Point Insurer | Monthly Cost |
|---|---|
| State Farm | $62 |
| Geico | $64 |
| Plymouth Rock Assurance | $79 |
| NJM | $93 |
Savings for Every Kind of Carneys Point Driver
Based on our extensive insurance data, we know the average Carneys Point driver will save about 26% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $487 per year by choosing the right vehicle insurance company. Some Carneys Point residents are paying out over $1,858 extra every year for auto insurance in Carneys Point. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Carneys Point, NJ Savings / Yr. |
|---|---|
$487 |
|
$903 |
|
$694 |
|
$598 |
|
$2,403 |
|
$469 |
|
$728 |
Carneys Point Car Insurance vs. New Jersey
People living in Carneys Point pay an average of 2.30% more than the typical driver in the state. The average driver in Carneys Point can expect to pay about $1,108 per year, or $1,858 for full coverage.
Based on our analysis, Geico will be the cheapest provider in Carneys Point for most people.
Car Insurance Prices by Carneys Point Neighborhood
Insurance Prices
Where is insurance cheapest within Carneys Point?
The map shows insurance prices in and around Carneys Point, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $149 per year within the city boundaries, with insurance premiums ranging from a high of $1,911 to a low of $1,762. Insurance prices tend to be higher for those living in the North area, and lower for those with homes in the Southwest parts of Carneys Point.Pick the Best Car Insurance Company for You in Carneys Point
The best car insurance provider for most drivers in Carneys Point
For drivers with clean driving records and no major strikes, Geico is the best option, with annual savings of $487 over the average Carneys Point car insurance company.
The best car insurance provider for Carneys Point drivers with accidents on their records
In our analysis, NJM saved the average person who had been in an accident the most, with annual savings averaging $903 over the competition.
The best car insurance company for Carneys Point drivers with speeding tickets
>Geico gave the average person with a speeding ticket the most savings, averaging $694 better than other car insurance companies.
The best auto insurance for Carneys Point drivers with a DUI conviction
Getting a quote from NJM may cost the average person with a DUI about $598 less each year.
The least expensive car insurance company for new and young drivers in Carneys Point
In Carneys Point, Geico costs young drivers $2,403 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Carneys Point
Geico gave the largest car insurance discounts to married couples, averaging $469 saved each year compared to an average Carneys Point couple's premiums.
The cheapest car insurance in Carneys Point for drivers with bad credit
The best Carneys Point car insurance company for customer service
Nationwide was the best company for customer service in Carneys Point according to the NAIC.
Recent price drops
In 2020, at the peak of the global pandemic, {{top1_2020pricedrop_company}} changed their average price {{top1_2020pricedrop_company_percentage}}% in Carneys Point, which was better than other insurers.
The cheapest large national provider in Carneys Point
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average Carneys Point driver can expect to pay about $112 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Carneys Point, USAA has the best prices for none of the categories above.Auto Insurance Prices in and Around Carneys Point
What Influences the Cost of Car Insurance in Carneys Point?
On average, car insurance in Carneys Point is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- New Jersey state insurance regulations may require higher prices.
- An average of 2 to 3 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Carneys Point are among the lowest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are high, with a Vehicle Theft Crime Grade of A according to CrimeGrade.org.
- Carneys Point has an average population density in the state. The city’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Carneys Point is $92 per month for minimum coverage and $155 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Penns Grove: Insurance costs 4.47% more
- Golf Manor: Insurance costs 4.90% less
- Deepwater: Insurance costs 6.84% less
- Pedricktown: Insurance costs 4.25% less
- Edgemoor: Insurance costs 10.06% more
- Bellefonte: Insurance costs 10.12% more
- Marshalltown: Insurance costs 3.44% less
- Pennsville: Insurance costs 3.55% less
- Nortonville: Insurance costs 6.08% less
- Sharptown: Insurance costs 4.14% less
Cities with Similar Populations
- Mount Healthy: Insurance costs 31.43% less
- Murfreesboro: Insurance costs 30.84% less
- Munfordville: Insurance costs 13.67% more
- Munford: Insurance costs 16.85% less
- Mountain View: Insurance costs 10.39% less
- Mount Wolf: Insurance costs 32.29% less
- Mount Vernon: Insurance costs 34.34% less
- Mount Shasta: Insurance costs 4.52% less
- Mount Pleasant: Insurance costs 26.43% less
- Mount Olive: Insurance costs 18.30% less