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Get Cheap Car Insurance in Clermont, KY
We monitor insurance prices, helping the average driver in Clermont save up to 29.1% on car insurance.
The Cheapest Minimum Coverage in Clermont
The chart below shows the cheapest car insurance company in Clermont for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Farm Bureau, followed by State Farm, Travelers, and Geico.
| Clermont Insurer | Monthly Cost |
|---|---|
| Farm Bureau | $59 |
| State Farm | $59 |
| Travelers | $86 |
| Geico | $93 |
Savings for Every Kind of Clermont Driver
Based on our extensive insurance data, we know the average Clermont driver will save about 25% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $520 per year by choosing the right vehicle insurance company. Some Clermont residents are paying out over $2,060 extra every year for auto insurance in Clermont. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Clermont, KY Savings / Yr. |
|---|---|
$520 |
|
$853 |
|
$840 |
|
$849 |
|
$1,681 |
|
$563 |
|
$901 |
Clermont Car Insurance vs. Kentucky
People living in Clermont pay an average of 3.49% less than the typical driver in the state. The average driver in Clermont can expect to pay about $1,061 per year, or $2,060 for full coverage.
Based on our analysis, Farm Bureau will be the cheapest provider in Clermont for most people.
Car Insurance Prices by Clermont Neighborhood
Insurance Prices
Where is insurance cheapest within Clermont?
The map shows insurance prices in and around Clermont, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $44 per year within the city boundaries, with insurance premiums ranging from a high of $2,086 to a low of $2,042. Insurance prices tend to be higher for those living in the Northeast area, and lower for those with homes in the South parts of Clermont.Pick the Best Car Insurance Company for You in Clermont
The best car insurance provider for most drivers in Clermont
For drivers with clean driving records and no major strikes, Farm Bureau is the best option, with annual savings of $520 over the average Clermont car insurance company.
The best car insurance provider for Clermont drivers with accidents on their records
In our analysis, Farm Bureau saved the average person who had been in an accident the most, with annual savings averaging $853 over the competition.
The best car insurance company for Clermont drivers with speeding tickets
>Farm Bureau gave the average person with a speeding ticket the most savings, averaging $840 better than other car insurance companies.
The best auto insurance for Clermont drivers with a DUI conviction
Getting a quote from State Farm may cost the average person with a DUI about $849 less each year.
The least expensive car insurance company for new and young drivers in Clermont
In Clermont, State Farm costs young drivers $1,681 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Clermont
State Farm gave the largest car insurance discounts to married couples, averaging $563 saved each year compared to an average Clermont couple's premiums.
The cheapest car insurance in Clermont for drivers with bad credit
The best Clermont car insurance company for customer service
Recent price drops
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The cheapest large national provider in Clermont
For customers who prefer to work with large national providers, we recommend State Farm for pricing. The average Clermont driver can expect to pay about $144 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Clermont, USAA has the best prices for drivers with a DUI conviction, drivers with speeding tickets, married couples, drivers with bad credit, drivers with accidents, young drivers, and good drivers.Auto Insurance Prices in and Around Clermont
What Influences the Cost of Car Insurance in Clermont?
On average, car insurance in Clermont is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- Kentucky state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Clermont are higher than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are high, with a Vehicle Theft Crime Grade of D according to CrimeGrade.org.
- Clermont is a lightly populated area in the state. The city’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Clermont is $88 per month for minimum coverage and $172 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Limestone Springs: Insurance costs 0.97% more
- Lebanon Junction: Insurance costs 0.44% more
- Shepherdsville: Insurance costs 1.46% more
- Cravens: Insurance costs 1.07% more
- Coxs Creek: Insurance costs 1.17% more
- Gap in Knob: Insurance costs 0.97% less
- Hebron Estates: Insurance costs 1.70% more
- Hunters Hlw: Insurance costs 2.82% more
- Pioneer Village: Insurance costs 2.43% more
- Mount Washington: Insurance costs 3.06% more
Cities with Similar Populations
- Adrian: Insurance costs 48.83% less
- Alberhill: Insurance costs 0.15% less
- Yanush: Insurance costs 18.50% less
- Yankeetown: Insurance costs 15.87% more
- Allerton: Insurance costs 39.95% less
- Alleyton: Insurance costs 20.24% less
- Alpine: Insurance costs 34.03% less
- Altona: Insurance costs 29.22% less
- Alverno: Insurance costs 34.32% more
- Nuangola: Insurance costs 33.35% less