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Get Cheap Car Insurance in Limestone Springs, KY
We monitor insurance prices, helping the average driver in Limestone Springs save up to 29.1% on car insurance.
The Cheapest Minimum Coverage in Limestone Springs
The chart below shows the cheapest car insurance company in Limestone Springs for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Farm Bureau, followed by State Farm, Travelers, and Geico.
| Limestone Springs Insurer | Monthly Cost |
|---|---|
| Farm Bureau | $59 |
| State Farm | $59 |
| Travelers | $87 |
| Geico | $93 |
Savings for Every Kind of Limestone Springs Driver
Based on our extensive insurance data, we know the average Limestone Springs driver will save about 25% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $525 per year by choosing the right vehicle insurance company. Some Limestone Springs residents are paying out over $2,080 extra every year for auto insurance in Limestone Springs. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Limestone Springs, KY Savings / Yr. |
|---|---|
$525 |
|
$861 |
|
$848 |
|
$858 |
|
$1,698 |
|
$568 |
|
$910 |
Limestone Springs Car Insurance vs. Kentucky
People living in Limestone Springs pay an average of 2.55% less than the typical driver in the state. The average driver in Limestone Springs can expect to pay about $1,071 per year, or $2,080 for full coverage.
Based on our analysis, Farm Bureau will be the cheapest provider in Limestone Springs for most people.
Car Insurance Prices by Limestone Springs Neighborhood
Insurance Prices
Where is insurance cheapest within Limestone Springs?
The map shows insurance prices in and around Limestone Springs, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $48 per year within the city boundaries, with insurance premiums ranging from a high of $2,108 to a low of $2,060. Insurance prices tend to be higher for those living in the Central area, and lower for those with homes in the Central parts of Limestone Springs.Pick the Best Car Insurance Company for You in Limestone Springs
The best car insurance provider for most drivers in Limestone Springs
For drivers with clean driving records and no major strikes, Farm Bureau is the best option, with annual savings of $525 over the average Limestone Springs car insurance company.
The best car insurance provider for Limestone Springs drivers with accidents on their records
In our analysis, Farm Bureau saved the average person who had been in an accident the most, with annual savings averaging $861 over the competition.
The best car insurance company for Limestone Springs drivers with speeding tickets
>Farm Bureau gave the average person with a speeding ticket the most savings, averaging $848 better than other car insurance companies.
The best auto insurance for Limestone Springs drivers with a DUI conviction
Getting a quote from State Farm may cost the average person with a DUI about $858 less each year.
The least expensive car insurance company for new and young drivers in Limestone Springs
In Limestone Springs, State Farm costs young drivers $1,698 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Limestone Springs
State Farm gave the largest car insurance discounts to married couples, averaging $568 saved each year compared to an average Limestone Springs couple's premiums.
The cheapest car insurance in Limestone Springs for drivers with bad credit
The best Limestone Springs car insurance company for customer service
Nationwide was the best company for customer service in Limestone Springs according to the NAIC.
Recent price drops
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The cheapest large national provider in Limestone Springs
For customers who prefer to work with large national providers, we recommend State Farm for pricing. The average Limestone Springs driver can expect to pay about $144 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Limestone Springs, USAA has the best prices for drivers with a DUI conviction, drivers with speeding tickets, married couples, drivers with bad credit, drivers with accidents, young drivers, and good drivers.Auto Insurance Prices in and Around Limestone Springs
What Influences the Cost of Car Insurance in Limestone Springs?
On average, car insurance in Limestone Springs is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Limestone Springs is 34 minutes, which is about the national average for a driver in the state.
- Kentucky state insurance regulations may require higher prices.
- An average of 2 to 3 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Limestone Springs are among the highest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are moderate, with a Vehicle Theft Crime Grade of D according to CrimeGrade.org.
- Limestone Springs is one of the least populated areas in the state. The city’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Limestone Springs is $89 per month for minimum coverage and $173 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Clermont: Insurance costs 0.96% less
- Lebanon Junction: Insurance costs 0.53% less
- Shepherdsville: Insurance costs 0.48% more
- Gap in Knob: Insurance costs 1.92% less
- Hunters Hlw: Insurance costs 1.83% more
- Hebron Estates: Insurance costs 0.72% more
- Cravens: Insurance costs 0.10% more
- Coxs Creek: Insurance costs 0.19% more
- Pioneer Village: Insurance costs 1.44% more
- Brooks: Insurance costs 1.30% more
Cities with Similar Populations
- Saukum: Insurance costs 18.08% less
- McLeods Corner: Insurance costs 28.94% more
- McMullen: Insurance costs 23.61% less
- Millhurst: Insurance costs 31.68% less
- Milligan: Insurance costs 43.56% less
- Milo: Insurance costs 33.37% less
- Mitchellsburg: Insurance costs 2.07% less
- Sandlake: Insurance costs 28.61% less
- Sandy Hook: Insurance costs 33.75% less
- Santa Catarina: Insurance costs 18.51% less