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Get Cheap Car Insurance in Clifton, CO
We monitor insurance prices, helping the average driver in Clifton save up to 30.1% on car insurance.
The Cheapest Minimum Coverage in Clifton
The chart below shows the cheapest car insurance company in Clifton for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through State Farm, followed by Bristol West, Safeco Insurance, and Geico.
| Clifton Insurer | Monthly Cost |
|---|---|
| State Farm | $60 |
| Bristol West | $71 |
| Safeco Insurance | $73 |
| Geico | $74 |
Savings for Every Kind of Clifton Driver
Based on our extensive insurance data, we know the average Clifton driver will save about 21% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $379 per year by choosing the right vehicle insurance company. Some Clifton residents are paying out over $1,768 extra every year for auto insurance in Clifton. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Clifton, CO Savings / Yr. |
|---|---|
$379 |
|
$675 |
|
$544 |
|
$581 |
|
$1,720 |
|
$456 |
|
$667 |
Clifton Car Insurance vs. Colorado
People living in Clifton pay an average of 6.44% less than the typical driver in the state. The average driver in Clifton can expect to pay about $1,033 per year, or $1,768 for full coverage.
Based on our analysis, Auto-Owners Insurance will be the cheapest provider in Clifton for most people.
Car Insurance Prices by Clifton Neighborhood
Insurance Prices
Where is insurance cheapest within Clifton?
The map shows insurance prices in and around Clifton, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $145 per year within the city boundaries, with insurance premiums ranging from a high of $1,838 to a low of $1,693. Insurance prices tend to be higher for those living in the East area, and lower for those with homes in the South parts of Clifton.Pick the Best Car Insurance Company for You in Clifton
The best car insurance provider for most drivers in Clifton
For drivers with clean driving records and no major strikes, Auto-Owners Insurance is the best option, with annual savings of $379 over the average Clifton car insurance company.
The best car insurance provider for Clifton drivers with accidents on their records
In our analysis, State Farm saved the average person who had been in an accident the most, with annual savings averaging $675 over the competition.
The best car insurance company for Clifton drivers with speeding tickets
>State Farm gave the average person with a speeding ticket the most savings, averaging $544 better than other car insurance companies.
The best auto insurance for Clifton drivers with a DUI conviction
Getting a quote from State Farm may cost the average person with a DUI about $581 less each year.
The least expensive car insurance company for new and young drivers in Clifton
In Clifton, State Farm costs young drivers $1,720 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Clifton
State Farm gave the largest car insurance discounts to married couples, averaging $456 saved each year compared to an average Clifton couple's premiums.
The cheapest car insurance in Clifton for drivers with bad credit
The best Clifton car insurance company for customer service
Recent price drops
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The cheapest large national provider in Clifton
For customers who prefer to work with large national providers, we recommend Travelers for pricing. The average Clifton driver can expect to pay about $128 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Clifton, USAA has the best prices for drivers with speeding tickets, drivers with a DUI conviction, married couples, young drivers, good drivers, drivers with bad credit, and drivers with accidents.Auto Insurance Prices in and Around Clifton
What Influences the Cost of Car Insurance in Clifton?
On average, car insurance in Clifton is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Clifton is 22 minutes, which is far less than average for a driver in the state.
- Colorado state insurance regulations may require higher prices.
- An average of 8 to 9 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Clifton are among the lowest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very low, with a Vehicle Theft Crime Grade of A- according to CrimeGrade.org.
- Clifton is one of the least populated areas in the state. The city’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Clifton is $86 per month for minimum coverage and $147 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Fruitvale: Insurance costs 3.00% less
- Orchard Mesa: Insurance costs 1.24% less
- Grand Junction: Insurance costs 1.36% less
- Palisade: Insurance costs 0.23% more
- Whitewater: Insurance costs 3.05% less
- Redlands: Insurance costs 5.43% less
- Fruita: Insurance costs 3.28% less
- Mesa Lakes: Insurance costs 3.90% less
- Mesa: Insurance costs 4.07% less
- Gilsonite: Insurance costs 3.56% less
Cities with Similar Populations
- Carthage: Insurance costs 1.02% more
- Spring Lake: Insurance costs 19.80% less
- Smithfield: Insurance costs 27.77% less
- Shafter: Insurance costs 15.72% more
- Seffner: Insurance costs 59.05% more
- Jasmine Estates: Insurance costs 59.95% more
- Hanover: Insurance costs 13.69% more
- Collinsville: Insurance costs 2.60% less
- Chalmette: Insurance costs 104.86% more
- Springtown: Insurance costs 4.86% less