Coverage Watch does not have a financial relationship with any car insurance companies and quote providers. Everything displayed on the site is completely free from bias and based on legitimate data.
Get Cheap Car Insurance in Clyde, NY
We monitor insurance prices, helping the average driver in Clyde save up to 32.6% on car insurance.
The Cheapest Minimum Coverage in Clyde
The chart below shows the cheapest car insurance company in Clyde for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Kemper, followed by Plymouth Rock Assurance, Safeco Insurance, and Geico.
| Clyde Insurer | Monthly Cost |
|---|---|
| Kemper | $75 |
| Plymouth Rock Assurance | $100 |
| Safeco Insurance | $108 |
| Geico | $112 |
Savings for Every Kind of Clyde Driver
Based on our extensive insurance data, we know the average Clyde driver will save about 30% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $609 per year by choosing the right vehicle insurance company. Some Clyde residents are paying out over $2,042 extra every year for auto insurance in Clyde. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Clyde, NY Savings / Yr. |
|---|---|
$609 |
|
$388 |
|
$776 |
|
$785 |
|
$1,923 |
|
$643 |
|
$1,025 |
Clyde Car Insurance vs. New York
People living in Clyde pay an average of 15.78% less than the typical driver in the state. The average driver in Clyde can expect to pay about $1,481 per year, or $2,042 for full coverage.
Based on our analysis, Kemper will be the cheapest provider in Clyde for most people.
Car Insurance Prices by Clyde Neighborhood
Insurance Prices
Where is insurance cheapest within Clyde?
The map shows insurance prices in and around Clyde, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $79 per year within the city boundaries, with insurance premiums ranging from a high of $2,069 to a low of $1,990. Insurance prices tend to be higher for those living in the Central area, and lower for those with homes in the Southwest parts of Clyde.Pick the Best Car Insurance Company for You in Clyde
The best car insurance provider for most drivers in Clyde
For drivers with clean driving records and no major strikes, Kemper is the best option, with annual savings of $609 over the average Clyde car insurance company.
The best car insurance provider for Clyde drivers with accidents on their records
In our analysis, Kemper saved the average person who had been in an accident the most, with annual savings averaging $388 over the competition.
The best car insurance company for Clyde drivers with speeding tickets
>Kemper gave the average person with a speeding ticket the most savings, averaging $776 better than other car insurance companies.
The best auto insurance for Clyde drivers with a DUI conviction
Getting a quote from Progressive may cost the average person with a DUI about $785 less each year.
The least expensive car insurance company for new and young drivers in Clyde
In Clyde, Progressive costs young drivers $1,923 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Clyde
Progressive gave the largest car insurance discounts to married couples, averaging $643 saved each year compared to an average Clyde couple's premiums.
The cheapest car insurance in Clyde for drivers with bad credit
The best Clyde car insurance company for customer service
Recent price drops
In 2020, at the peak of the global pandemic, {{top1_2020pricedrop_company}} changed their average price {{top1_2020pricedrop_company_percentage}}% in Clyde, which was better than other insurers.
The cheapest large national provider in Clyde
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average Clyde driver can expect to pay about $183 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Clyde, USAA has the best prices for drivers with bad credit, drivers with speeding tickets, drivers with a DUI conviction, drivers with accidents, good drivers, married couples, and young drivers.Auto Insurance Prices in and Around Clyde
What Influences the Cost of Car Insurance in Clyde?
On average, car insurance in Clyde is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Clyde is 28 minutes, which is a little less than average for a driver in the state.
- New York state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Clyde are among the lowest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are high, with a Vehicle Theft Crime Grade of A+ according to CrimeGrade.org.
- Clyde is one of the most densely populated areas in the state. The city’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Clyde is $123 per month for minimum coverage and $170 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Lock Berlin: Insurance costs 1.76% less
- Marengo: Insurance costs 1.86% less
- Rose: Insurance costs 0.54% more
- Savannah: Insurance costs 0.59% more
- Lyons: Insurance costs 2.15% more
- South Butler: Insurance costs 0.98% more
- South Sodus: Insurance costs 2.64% more
- Wayne Center: Insurance costs 1.03% more
- Tyre: Insurance costs 1.96% less
- Dublin: Insurance costs 2.55% less
Cities with Similar Populations
- Avon: Insurance costs 20.71% less
- Banks: Insurance costs 24.63% less
- Carter Lake: Insurance costs 34.48% less
- Chatham: Insurance costs 7.15% more
- Chattaroy: Insurance costs 31.19% less
- Edgecliff Village: Insurance costs 11.07% less
- Gibsonburg: Insurance costs 47.26% less
- Glouster: Insurance costs 43.19% less
- Greene: Insurance costs 1.71% more
- Mount Royal: Insurance costs 12.78% less