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Get Cheap Car Insurance in Edgecliff Village, TX

We monitor insurance prices, helping the average driver in Edgecliff Village save up to 34.2% on car insurance.

 

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The Cheapest Minimum Coverage in Edgecliff Village

The chart below shows the cheapest car insurance company in Edgecliff Village for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Clearcover, followed by Mile Auto, Progressive, and State Farm.

 
Edgecliff Village Insurer Monthly Cost
Clearcover $47
Mile Auto $62
Progressive $63
State Farm $68

Savings for Every Kind of Edgecliff Village Driver

The table shows how much the average auto insurance customer in Edgecliff Village might save by following our recommendations.

Based on our extensive insurance data, we know the average Edgecliff Village driver will save about 21% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $374 per year by choosing the right vehicle insurance company. Some Edgecliff Village residents are paying out over $1,816 extra every year for auto insurance in Edgecliff Village. That cost may be even higher if you haven’t requested a new quote as your life situation changed.

Edgecliff Village Car Insurance vs. Texas

People living in Edgecliff Village pay an average of 7.08% less than the typical driver in the state. The average driver in Edgecliff Village can expect to pay about $1,082 per year, or $1,816 for full coverage.

Based on our analysis, State Farm will be the cheapest provider in Edgecliff Village for most people.

Car Insurance Prices by Edgecliff Village Neighborhood

Edgecliff Village, TX map of insurance costs by zip code and neighborhood

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Where is insurance cheapest within Edgecliff Village?

The map shows insurance prices in and around Edgecliff Village, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $55 per year within the city boundaries, with insurance premiums ranging from a high of $1,855 to a low of $1,800. Insurance prices tend to be higher for those living in the Northwest area, and lower for those with homes in the Central parts of Edgecliff Village.

Pick the Best Car Insurance Company for You in Edgecliff Village

We have analyzed insurance costs for auto insurance customers based on the major variables that impact pricing. The results of our analysis are below, including US dollar savings. What about when you meet one or more of the criteria? For example, if you have both a DUI and a speeding ticket? Simply start with the Edgecliff Village insurance provider for whom we have posted the highest savings dollar figure.

The best car insurance provider for most drivers in Edgecliff Village

For drivers with clean driving records and no major strikes, State Farm is the best option, with annual savings of $374 over the average Edgecliff Village car insurance company.

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We use the average good driver, paying $120 per month, as our baseline for pricing in Edgecliff Village. State Farm, Progressive, and Mile Auto are all good choices for quotes if you have a clean record. See also the best providers for married people if you are married, and look for repeated company names.

The best car insurance provider for Edgecliff Village drivers with accidents on their records

In Edgecliff Village getting into an accident will raise premiums an average 32% for a yearly cost of $2,678. That's $862 per year more than a driver with no at-fault crashes on their driving record might pay. To avoid paying out more than you need to, State Farm, Mile Auto, and Farmers Insurance are good choices for drivers with accidents.

In our analysis, State Farm saved the average person who had been in an accident the most, with annual savings averaging $855 over the competition.

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The best car insurance company for Edgecliff Village drivers with speeding tickets

>Mile Auto gave the average person with a speeding ticket the most savings, averaging $754 better than other car insurance companies.

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Depending on the insurance company, a speeding ticket can actually raise insurance premiums more than getting in an accident. In Edgecliff Village, tickets raise premiums on new quotes about $638. If you have a speeding ticket, we recommend State Farm, Mile Auto, and Clearcover for savings that beat the average insurance cost of $2,454 per year.

The best auto insurance for Edgecliff Village drivers with a DUI conviction

Getting a DUI can increase the cost of insurance dramatically. The average person with a DUI paid $2,527 per year in auto insurance premiums, which was $711 more than a driver with no major issues. Mile Auto, Kemper, and Farmers Insurance penalized their customers the least for a DUI.

Getting a quote from Mile Auto may cost the average person with a DUI about $863 less each year.

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The least expensive car insurance company for new and young drivers in Edgecliff Village

In Edgecliff Village, State Farm costs young drivers $1,314 less each year versus the average auto insurance bill.

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Teen drivers account for more than their share of accidents, and thus end up paying about 64% more for insurance than more mature drivers in Edgecliff Village. With an average cost of $5,032 per year (for young drivers who aren't on a parent's plan), car insurance for inexperienced drivers can’t ever be called "cheap." A few companies like State Farm, Geico, and Chubb try to attract these younger drivers with lower prices in the hopes that they will stay with the company.

The best marriage discounts for vehicle insurance in Edgecliff Village

Not everything is an excuse for the auto insurance companies to charge you more. Getting married provides an average discount of $62. State Farm, Geico, and Chubb provided the largest discounts to couples living in Edgecliff Village.

State Farm gave the largest car insurance discounts to married couples, averaging $496 saved each year compared to an average Edgecliff Village couple's premiums.

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The cheapest car insurance in Edgecliff Village for drivers with bad credit

People with poor credit saved an average of $543 with Farmers Insurance.

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Many people are surprised that their poor credit score can cost them an average of $733 every year. Premiums for people with poor credit were about $2,549 in Edgecliff Village. However, some insurance companies do not take credit score into account. If you have a credit score below 575, get quotes from State Farm, Farmers Insurance, and Clearcover.

The best Edgecliff Village car insurance company for customer service

Many car insurance companies over the years have struggled with customer service. In Edgecliff Village, the National Association of Insurance Commissioners (NAIC) ranks Nationwide as the best. Another valuable metric: JD Power ranks Farm Bureau as the best provider in Edgecliff Village.

Nationwide was the best company for customer service in Edgecliff Village according to the NAIC.

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Recent price drops

Due to improvements in our tracking and methodology, we are unable to show price change data for the most recent year. This data will return next year (2023).

In 2020, at the peak of the global pandemic, {{top1_2020pricedrop_company}} changed their average price {{top1_2020pricedrop_company_percentage}}% in Edgecliff Village, which was better than other insurers.

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During the Covid-19 pandemic a few insurance companies realized people were driving less and struggling overall. They proactively lowered their rates for many customers in Edgecliff Village. We think helping communities in a time of need deserves special attention. Many insurance companies have advertisements telling us how much they care: we prefer to look at their actions.

The cheapest large national provider in Edgecliff Village

Many customers have informed us that they prefer to work with large national brands. Maybe they're one of the 15% of Edgecliff Village residents who are renting, and don't plan to be in the city or state for very long. Or maybe national recognition and funds make people feel more secure with a large provider. Regardless, State Farm tends to have the lowest prices for most drivers.

For customers who prefer to work with large national providers, we recommend State Farm for pricing. The average Edgecliff Village driver can expect to pay about $129 per month.

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What About USAA?

JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Edgecliff Village, USAA has the best prices for drivers with a DUI conviction, good drivers, married couples, drivers with accidents, young drivers, drivers with speeding tickets, and drivers with bad credit.
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Auto Insurance Prices in and Around Edgecliff Village

What Influences the Cost of Car Insurance in Edgecliff Village?

On average, car insurance in Edgecliff Village is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:

  • The average commute time in Edgecliff Village is 30 minutes, which is a little less than average for a driver in the state.
  • Texas state insurance regulations may require higher prices.
  • An average of 0 weeks with snow on the ground, which impacts accident rates.
  • Marriage rates in Edgecliff Village are lower than average in the state, and marriage often results in car insurance discounts.
  • Vehicle theft rates in the area are very high, with a Vehicle Theft Crime Grade of D- according to CrimeGrade.org.
  • Edgecliff Village is one of the least populated areas in the state. The city’s density could result in a price decrease for drivers.

As a result of these and other factors, the average cost of car insurance in Edgecliff Village is $90 per month for minimum coverage and $151 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.

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* Who is the average Edgecliff Village driver? Based on national demographic data provided by BestNeighborhood, we took a single unmarried man living in central Edgecliff Village with good (but not perfect) credit driving a used midsized sedan. Data sources: proprietary data collection and analysis, unique to CoverageWatch.org All content copyright CoverageWatch.org. Journalists and other websites are free to cite any data with attribution.