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Get Cheap Car Insurance in Fort Worth, TX
We monitor insurance prices, helping the average driver in Fort Worth save up to 34.2% on car insurance.
The Cheapest Minimum Coverage in Fort Worth
The chart below shows the cheapest car insurance company in Fort Worth for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Clearcover, followed by Mile Auto, Progressive, and State Farm.
| Fort Worth Insurer | Monthly Cost |
|---|---|
| Clearcover | $48 |
| Mile Auto | $63 |
| Progressive | $65 |
| State Farm | $70 |
Savings for Every Kind of Fort Worth Driver
Based on our extensive insurance data, we know the average Fort Worth driver will save about 21% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $383 per year by choosing the right vehicle insurance company. Some Fort Worth residents are paying out over $1,862 extra every year for auto insurance in Fort Worth. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Fort Worth, TX Savings / Yr. |
|---|---|
$383 |
|
$877 |
|
$773 |
|
$885 |
|
$1,348 |
|
$509 |
|
$557 |
Fort Worth Car Insurance vs. Texas
People living in Fort Worth pay an average of 4.70% less than the typical driver in the state. The average driver in Fort Worth can expect to pay about $1,109 per year, or $1,862 for full coverage.
Based on our analysis, State Farm will be the cheapest provider in Fort Worth for most people.
Car Insurance Prices by Fort Worth Neighborhood
Insurance Prices
Where is insurance cheapest within Fort Worth?
The map shows insurance prices in and around Fort Worth, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $777 per year within the city boundaries, with insurance premiums ranging from a high of $2,358 to a low of $1,581. Insurance prices tend to be higher for those living in the East area, and lower for those with homes in the Central parts of Fort Worth.Pick the Best Car Insurance Company for You in Fort Worth
The best car insurance provider for most drivers in Fort Worth
For drivers with clean driving records and no major strikes, State Farm is the best option, with annual savings of $383 over the average Fort Worth car insurance company.
The best car insurance provider for Fort Worth drivers with accidents on their records
In our analysis, State Farm saved the average person who had been in an accident the most, with annual savings averaging $877 over the competition.
The best car insurance company for Fort Worth drivers with speeding tickets
>Mile Auto gave the average person with a speeding ticket the most savings, averaging $773 better than other car insurance companies.
The best auto insurance for Fort Worth drivers with a DUI conviction
Getting a quote from Mile Auto may cost the average person with a DUI about $885 less each year.
The least expensive car insurance company for new and young drivers in Fort Worth
In Fort Worth, State Farm costs young drivers $1,348 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Fort Worth
State Farm gave the largest car insurance discounts to married couples, averaging $509 saved each year compared to an average Fort Worth couple's premiums.
The cheapest car insurance in Fort Worth for drivers with bad credit
The best Fort Worth car insurance company for customer service
Nationwide was the best company for customer service in Fort Worth according to the NAIC.
Recent price drops
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The cheapest large national provider in Fort Worth
For customers who prefer to work with large national providers, we recommend State Farm for pricing. The average Fort Worth driver can expect to pay about $129 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Fort Worth, USAA has the best prices for drivers with a DUI conviction, good drivers, married couples, drivers with accidents, young drivers, drivers with speeding tickets, and drivers with bad credit.Auto Insurance Prices in and Around Fort Worth
What Influences the Cost of Car Insurance in Fort Worth?
On average, car insurance in Fort Worth is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Fort Worth is 33 minutes, which is about the national average for a driver in the state.
- Texas state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Fort Worth are among the lowest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very high, with a Vehicle Theft Crime Grade of D+ according to CrimeGrade.org.
- Fort Worth is a fairly densely populated area in the state. The city’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Fort Worth is $92 per month for minimum coverage and $155 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- River Oaks: Insurance costs 0.59% more
- Westover Hills: Insurance costs 8.65% less
- Westworth Village: Insurance costs 5.75% less
- Sansom Park: Insurance costs 3.33% more
- Naval Air Station JRB: Insurance costs 13.48% less
- Edgecliff Village: Insurance costs 2.47% less
- Haltom City: Insurance costs 1.13% less
- Lake Worth: Insurance costs 2.31% less
- White Settlement: Insurance costs 8.27% less
- Blue Mound: Insurance costs 1.07% less
Cities with Similar Populations
- St. Joseph: Insurance costs 5.37% less
- Spokane Valley: Insurance costs 25.24% less
- Spokane: Insurance costs 24.54% less
- St. Charles: Insurance costs 0.43% more
- Springfield: Insurance costs 19.60% less
- Stafford: Insurance costs 31.36% less
- Stamford: Insurance costs 24.01% more
- Sterling Heights: Insurance costs 70.89% more
- South Hill: Insurance costs 14.50% less
- Spring: Insurance costs 3.06% less