Coverage Watch does not have a financial relationship with any car insurance companies and quote providers. Everything displayed on the site is completely free from bias and based on legitimate data.
Get Cheap Car Insurance in Blue Mound, TX
We monitor insurance prices, helping the average driver in Blue Mound save up to 34.2% on car insurance.
The Cheapest Minimum Coverage in Blue Mound
The chart below shows the cheapest car insurance company in Blue Mound for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Clearcover, followed by Mile Auto, Progressive, and State Farm.
| Blue Mound Insurer | Monthly Cost |
|---|---|
| Clearcover | $48 |
| Mile Auto | $62 |
| Progressive | $64 |
| State Farm | $69 |
Savings for Every Kind of Blue Mound Driver
Based on our extensive insurance data, we know the average Blue Mound driver will save about 21% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $379 per year by choosing the right vehicle insurance company. Some Blue Mound residents are paying out over $1,842 extra every year for auto insurance in Blue Mound. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Blue Mound, TX Savings / Yr. |
|---|---|
$379 |
|
$867 |
|
$765 |
|
$876 |
|
$1,333 |
|
$503 |
|
$551 |
Blue Mound Car Insurance vs. Texas
People living in Blue Mound pay an average of 5.73% less than the typical driver in the state. The average driver in Blue Mound can expect to pay about $1,097 per year, or $1,842 for full coverage.
Based on our analysis, State Farm will be the cheapest provider in Blue Mound for most people.
Car Insurance Prices by Blue Mound Neighborhood
Insurance Prices
Where is insurance cheapest within Blue Mound?
The map shows insurance prices in and around Blue Mound, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $77 per year within the city boundaries, with insurance premiums ranging from a high of $1,846 to a low of $1,769. Insurance prices tend to be higher for those living in the Central area, and lower for those with homes in the Northeast parts of Blue Mound.Pick the Best Car Insurance Company for You in Blue Mound
The best car insurance provider for most drivers in Blue Mound
For drivers with clean driving records and no major strikes, State Farm is the best option, with annual savings of $379 over the average Blue Mound car insurance company.
The best car insurance provider for Blue Mound drivers with accidents on their records
In our analysis, State Farm saved the average person who had been in an accident the most, with annual savings averaging $867 over the competition.
The best car insurance company for Blue Mound drivers with speeding tickets
>Mile Auto gave the average person with a speeding ticket the most savings, averaging $765 better than other car insurance companies.
The best auto insurance for Blue Mound drivers with a DUI conviction
Getting a quote from Mile Auto may cost the average person with a DUI about $876 less each year.
The least expensive car insurance company for new and young drivers in Blue Mound
In Blue Mound, State Farm costs young drivers $1,333 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Blue Mound
State Farm gave the largest car insurance discounts to married couples, averaging $503 saved each year compared to an average Blue Mound couple's premiums.
The cheapest car insurance in Blue Mound for drivers with bad credit
The best Blue Mound car insurance company for customer service
Nationwide was the best company for customer service in Blue Mound according to the NAIC.
Recent price drops
In 2020, at the peak of the global pandemic, {{top1_2020pricedrop_company}} changed their average price {{top1_2020pricedrop_company_percentage}}% in Blue Mound, which was better than other insurers.
The cheapest large national provider in Blue Mound
For customers who prefer to work with large national providers, we recommend State Farm for pricing. The average Blue Mound driver can expect to pay about $129 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Blue Mound, USAA has the best prices for drivers with a DUI conviction, good drivers, married couples, drivers with accidents, young drivers, drivers with speeding tickets, and drivers with bad credit.Auto Insurance Prices in and Around Blue Mound
What Influences the Cost of Car Insurance in Blue Mound?
On average, car insurance in Blue Mound is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Blue Mound is 29 minutes, which is a little less than average for a driver in the state.
- Texas state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Blue Mound are about average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are low, with a Vehicle Theft Crime Grade of A according to CrimeGrade.org.
- Blue Mound is one of the least populated areas in the state. The city’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Blue Mound is $91 per month for minimum coverage and $154 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Saginaw: Insurance costs 3.75% less
- Haltom City: Insurance costs 0.05% less
- Sansom Park: Insurance costs 4.45% more
- Watauga: Insurance costs 4.18% less
- Lake Worth: Insurance costs 1.25% less
- River Oaks: Insurance costs 1.68% more
- Keller: Insurance costs 5.10% less
- Naval Air Station JRB: Insurance costs 12.54% less
- North Richland Hills: Insurance costs 6.51% less
- Richland Hills: Insurance costs 2.88% less
Cities with Similar Populations
- Big Timber: Insurance costs 9.93% less
- Porum: Insurance costs 7.17% less
- Highland Mills: Insurance costs 32.36% more
- Hindsville: Insurance costs 10.37% less
- Ida Grove: Insurance costs 32.68% less
- Jeffersonville: Insurance costs 35.23% less
- Kyle: Insurance costs 4.45% less
- Ameagle: Insurance costs 17.86% less
- Le Grand: Insurance costs 3.75% more
- Maplesville: Insurance costs 16.56% less