Coverage Watch does not have a financial relationship with any car insurance companies and quote providers. Everything displayed on the site is completely free from bias and based on legitimate data.
Get Cheap Car Insurance in Haltom City, TX
We monitor insurance prices, helping the average driver in Haltom City save up to 34.2% on car insurance.
The Cheapest Minimum Coverage in Haltom City
The chart below shows the cheapest car insurance company in Haltom City for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Clearcover, followed by Mile Auto, Progressive, and State Farm.
| Haltom City Insurer | Monthly Cost |
|---|---|
| Clearcover | $48 |
| Mile Auto | $62 |
| Progressive | $64 |
| State Farm | $69 |
Savings for Every Kind of Haltom City Driver
Based on our extensive insurance data, we know the average Haltom City driver will save about 21% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $379 per year by choosing the right vehicle insurance company. Some Haltom City residents are paying out over $1,841 extra every year for auto insurance in Haltom City. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Haltom City, TX Savings / Yr. |
|---|---|
$379 |
|
$867 |
|
$764 |
|
$875 |
|
$1,332 |
|
$503 |
|
$550 |
Haltom City Car Insurance vs. Texas
People living in Haltom City pay an average of 5.80% less than the typical driver in the state. The average driver in Haltom City can expect to pay about $1,097 per year, or $1,841 for full coverage.
Based on our analysis, State Farm will be the cheapest provider in Haltom City for most people.
Car Insurance Prices by Haltom City Neighborhood
Insurance Prices
Where is insurance cheapest within Haltom City?
The map shows insurance prices in and around Haltom City, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $292 per year within the city boundaries, with insurance premiums ranging from a high of $1,960 to a low of $1,668. Insurance prices tend to be higher for those living in the Southwest area, and lower for those with homes in the North parts of Haltom City.Pick the Best Car Insurance Company for You in Haltom City
The best car insurance provider for most drivers in Haltom City
For drivers with clean driving records and no major strikes, State Farm is the best option, with annual savings of $379 over the average Haltom City car insurance company.
The best car insurance provider for Haltom City drivers with accidents on their records
In our analysis, State Farm saved the average person who had been in an accident the most, with annual savings averaging $867 over the competition.
The best car insurance company for Haltom City drivers with speeding tickets
>Mile Auto gave the average person with a speeding ticket the most savings, averaging $764 better than other car insurance companies.
The best auto insurance for Haltom City drivers with a DUI conviction
Getting a quote from Mile Auto may cost the average person with a DUI about $875 less each year.
The least expensive car insurance company for new and young drivers in Haltom City
In Haltom City, State Farm costs young drivers $1,332 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Haltom City
State Farm gave the largest car insurance discounts to married couples, averaging $503 saved each year compared to an average Haltom City couple's premiums.
The cheapest car insurance in Haltom City for drivers with bad credit
The best Haltom City car insurance company for customer service
Nationwide was the best company for customer service in Haltom City according to the NAIC.
Recent price drops
In 2020, at the peak of the global pandemic, {{top1_2020pricedrop_company}} changed their average price {{top1_2020pricedrop_company_percentage}}% in Haltom City, which was better than other insurers.
The cheapest large national provider in Haltom City
For customers who prefer to work with large national providers, we recommend State Farm for pricing. The average Haltom City driver can expect to pay about $129 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Haltom City, USAA has the best prices for drivers with a DUI conviction, good drivers, married couples, drivers with accidents, young drivers, drivers with speeding tickets, and drivers with bad credit.Auto Insurance Prices in and Around Haltom City
What Influences the Cost of Car Insurance in Haltom City?
On average, car insurance in Haltom City is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Haltom City is 32 minutes, which is about the national average for a driver in the state.
- Texas state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Haltom City are among the lowest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very high, with a Vehicle Theft Crime Grade of D+ according to CrimeGrade.org.
- Haltom City is one of the least populated areas in the state. The city’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Haltom City is $91 per month for minimum coverage and $153 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Richland Hills: Insurance costs 2.82% less
- Watauga: Insurance costs 4.13% less
- North Richland Hills: Insurance costs 6.46% less
- Blue Mound: Insurance costs 0.05% more
- Hurst: Insurance costs 4.35% less
- Saginaw: Insurance costs 3.69% less
- Fort Worth: Insurance costs 1.14% more
- Keller: Insurance costs 5.05% less
- Sansom Park: Insurance costs 4.51% more
- River Oaks: Insurance costs 1.74% more
Cities with Similar Populations
- Bedford: Insurance costs 4.45% less
- Southaven: Insurance costs 4.24% less
- Crystal Lake: Insurance costs 20.10% less
- Princeton: Insurance costs 84.30% more
- Aliso Viejo: Insurance costs 10.27% more
- Mandeville: Insurance costs 71.92% more
- Mankato: Insurance costs 16.89% less
- Marion: Insurance costs 39.92% less
- Martinez: Insurance costs 10.05% more
- Milford: Insurance costs 11.73% more