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Get Cheap Car Insurance in Cochise, AZ
We monitor insurance prices, helping the average driver in Cochise save up to 38.6% on car insurance.
The Cheapest Minimum Coverage in Cochise
The chart below shows the cheapest car insurance company in Cochise for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Metromile, followed by State Farm, Mile Auto, and MetLife.
| Cochise Insurer | Monthly Cost |
|---|---|
| Metromile | $53 |
| State Farm | $54 |
| Mile Auto | $68 |
| MetLife | $68 |
Savings for Every Kind of Cochise Driver
Based on our extensive insurance data, we know the average Cochise driver will save about 39% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $605 per year by choosing the right vehicle insurance company. Some Cochise residents are paying out over $1,566 extra every year for auto insurance in Cochise. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Cochise, AZ Savings / Yr. |
|---|---|
$605 |
|
$538 |
|
$327 |
|
$550 |
|
$1,745 |
|
$308 |
|
$865 |
Cochise Car Insurance vs. Arizona
People living in Cochise pay an average of 13.66% less than the typical driver in the state. The average driver in Cochise can expect to pay about $825 per year, or $1,566 for full coverage.
Based on our analysis, Safeco Insurance will be the cheapest provider in Cochise for most people.
Car Insurance Prices by Cochise Neighborhood
Insurance Prices
Where is insurance cheapest within Cochise?
The map shows insurance prices in and around Cochise, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $67 per year within the city boundaries, with insurance premiums ranging from a high of $1,577 to a low of $1,510. Insurance prices tend to be higher for those living in the North area, and lower for those with homes in the Southeast parts of Cochise.Pick the Best Car Insurance Company for You in Cochise
The best car insurance provider for most drivers in Cochise
For drivers with clean driving records and no major strikes, Safeco Insurance is the best option, with annual savings of $605 over the average Cochise car insurance company.
The best car insurance provider for Cochise drivers with accidents on their records
In our analysis, Nationwide saved the average person who had been in an accident the most, with annual savings averaging $538 over the competition.
The best car insurance company for Cochise drivers with speeding tickets
>State Farm gave the average person with a speeding ticket the most savings, averaging $327 better than other car insurance companies.
The best auto insurance for Cochise drivers with a DUI conviction
Getting a quote from State Farm may cost the average person with a DUI about $550 less each year.
The least expensive car insurance company for new and young drivers in Cochise
In Cochise, Geico costs young drivers $1,745 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Cochise
State Farm gave the largest car insurance discounts to married couples, averaging $308 saved each year compared to an average Cochise couple's premiums.
The cheapest car insurance in Cochise for drivers with bad credit
The best Cochise car insurance company for customer service
Recent price drops
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The cheapest large national provider in Cochise
For customers who prefer to work with large national providers, we recommend State Farm for pricing. The average Cochise driver can expect to pay about $130 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Cochise, USAA has the best prices for married couples, drivers with speeding tickets, drivers with accidents, good drivers, drivers with bad credit, young drivers, and drivers with a DUI conviction.Auto Insurance Prices in and Around Cochise
What Influences the Cost of Car Insurance in Cochise?
On average, car insurance in Cochise is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- Arizona state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Cochise are among the highest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very high, with a Vehicle Theft Crime Grade of D- according to CrimeGrade.org.
- Cochise has an average population density in the state. The city’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Cochise is $69 per month for minimum coverage and $131 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Dragoon: Insurance costs 0.06% less
- Pearce: Insurance costs 1.53% less
- Kansas Settlement: Insurance costs 0.96% more
- Johnson: Insurance costs 0.83% more
- Dos Cabezas: Insurance costs 2.49% more
- Pomerene: Insurance costs 0.57% more
- Benson: Insurance costs 0.83% less
- Pimaco Two: Insurance costs 3.77% more
- Paradise: Insurance costs 1.15% less
- San Simon: Insurance costs 0.38% less
Cities with Similar Populations
- Plattin: Insurance costs 16.48% more
- New London: Insurance costs 1.47% less
- Nipinnawasee: Insurance costs 17.82% more
- Oakley: Insurance costs 30.72% less
- Panaca: Insurance costs 36.91% more
- Penn: Insurance costs 10.98% less
- Perdido Beach: Insurance costs 2.94% less
- Phillipsburg: Insurance costs 2.87% more
- Piney View: Insurance costs 3.51% less
- Piper City: Insurance costs 10.47% less