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Get Cheap Car Insurance in Colbert Heights, AL
We monitor insurance prices, helping the average driver in Colbert Heights save up to 30.9% on car insurance.
The Cheapest Minimum Coverage in Colbert Heights
The chart below shows the cheapest car insurance company in Colbert Heights for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Travelers, followed by Gainsco, State Farm, and Safe Auto.
| Colbert Heights Insurer | Monthly Cost |
|---|---|
| Travelers | $69 |
| Gainsco | $72 |
| State Farm | $76 |
| Safe Auto | $76 |
Savings for Every Kind of Colbert Heights Driver
Based on our extensive insurance data, we know the average Colbert Heights driver will save about 25% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $386 per year by choosing the right vehicle insurance company. Some Colbert Heights residents are paying out over $1,559 extra every year for auto insurance in Colbert Heights. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Colbert Heights, AL Savings / Yr. |
|---|---|
$386 |
|
$525 |
|
$492 |
|
$558 |
|
$1,212 |
|
$67 |
|
$330 |
Colbert Heights Car Insurance vs. Alabama
People living in Colbert Heights pay an average of 2.75% less than the typical driver in the state. The average driver in Colbert Heights can expect to pay about $1,029 per year, or $1,559 for full coverage.
Based on our analysis, Travelers will be the cheapest provider in Colbert Heights for most people.
Car Insurance Prices by Colbert Heights Neighborhood
Insurance Prices
Where is insurance cheapest within Colbert Heights?
The map shows insurance prices in and around Colbert Heights, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $25 per year within the city boundaries, with insurance premiums ranging from a high of $1,562 to a low of $1,537. Insurance prices tend to be higher for those living in the Central area, and lower for those with homes in the Central parts of Colbert Heights.Pick the Best Car Insurance Company for You in Colbert Heights
The best car insurance provider for most drivers in Colbert Heights
For drivers with clean driving records and no major strikes, Travelers is the best option, with annual savings of $386 over the average Colbert Heights car insurance company.
The best car insurance provider for Colbert Heights drivers with accidents on their records
In our analysis, State Farm saved the average person who had been in an accident the most, with annual savings averaging $525 over the competition.
The best car insurance company for Colbert Heights drivers with speeding tickets
>Safe Auto gave the average person with a speeding ticket the most savings, averaging $492 better than other car insurance companies.
The best auto insurance for Colbert Heights drivers with a DUI conviction
Getting a quote from Allstate may cost the average person with a DUI about $558 less each year.
The least expensive car insurance company for new and young drivers in Colbert Heights
In Colbert Heights, Travelers costs young drivers $1,212 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Colbert Heights
State Farm gave the largest car insurance discounts to married couples, averaging $67 saved each year compared to an average Colbert Heights couple's premiums.
The cheapest car insurance in Colbert Heights for drivers with bad credit
The best Colbert Heights car insurance company for customer service
Nationwide was the best company for customer service in Colbert Heights according to the NAIC.
Recent price drops
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The cheapest large national provider in Colbert Heights
For customers who prefer to work with large national providers, we recommend Travelers for pricing. The average Colbert Heights driver can expect to pay about $101 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Colbert Heights, USAA has the best prices for drivers with accidents, married couples, good drivers, young drivers, drivers with speeding tickets, drivers with a DUI conviction, and drivers with bad credit.Auto Insurance Prices in and Around Colbert Heights
What Influences the Cost of Car Insurance in Colbert Heights?
On average, car insurance in Colbert Heights is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Colbert Heights is 29 minutes, which is far less than average for a driver in the state.
- Alabama state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Colbert Heights are among the highest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very low, with a Vehicle Theft Crime Grade of A according to CrimeGrade.org.
- Colbert Heights is one of the least populated areas in the state. The city’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Colbert Heights is $86 per month for minimum coverage and $130 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Tuscumbia: Insurance costs 0.38% less
- Littleville: Insurance costs 0.71% less
- Spring Valley: Insurance costs 1.48% less
- Colonial Heights: Insurance costs 3.34% less
- Crooked Oak: Insurance costs 2.63% less
- Cedar Hills Estates: Insurance costs 4.11% less
- Hester Heights: Insurance costs 1.28% less
- Sheffield: Insurance costs 0.77% more
- Muscle Shoals: Insurance costs 2.63% less
- Steenson Hollow: Insurance costs 2.57% less
Cities with Similar Populations
- Sandy Ridge: Insurance costs 1.41% less
- Clear Creek: Insurance costs 1.73% less
- Clemons: Insurance costs 33.23% more
- Cleveland Corner: Insurance costs 23.35% less
- Cliff: Insurance costs 15.27% less
- Clover Creek: Insurance costs 1.92% less
- Saxton: Insurance costs 44.07% more
- Clymers: Insurance costs 24.25% less
- Coalton: Insurance costs 6.35% less
- Williamstown: Insurance costs 25.53% less