Coverage Watch does not have a financial relationship with any car insurance companies and quote providers. Everything displayed on the site is completely free from bias and based on legitimate data.
Get Cheap Car Insurance in Saxton, KY
We monitor insurance prices, helping the average driver in Saxton save up to 29.1% on car insurance.
The Cheapest Minimum Coverage in Saxton
The chart below shows the cheapest car insurance company in Saxton for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Farm Bureau, followed by State Farm, Travelers, and Geico.
| Saxton Insurer | Monthly Cost |
|---|---|
| Farm Bureau | $64 |
| State Farm | $64 |
| Travelers | $94 |
| Geico | $101 |
Savings for Every Kind of Saxton Driver
Based on our extensive insurance data, we know the average Saxton driver will save about 25% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $567 per year by choosing the right vehicle insurance company. Some Saxton residents are paying out over $2,246 extra every year for auto insurance in Saxton. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Saxton, KY Savings / Yr. |
|---|---|
$567 |
|
$930 |
|
$916 |
|
$926 |
|
$1,833 |
|
$614 |
|
$983 |
Saxton Car Insurance vs. Kentucky
People living in Saxton pay an average of 5.23% more than the typical driver in the state. The average driver in Saxton can expect to pay about $1,157 per year, or $2,246 for full coverage.
Based on our analysis, Farm Bureau will be the cheapest provider in Saxton for most people.
Car Insurance Prices by Saxton Neighborhood
Insurance Prices
Where is insurance cheapest within Saxton?
The map shows insurance prices in and around Saxton, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $56 per year within the city boundaries, with insurance premiums ranging from a high of $2,288 to a low of $2,232. Insurance prices tend to be higher for those living in the Northeast area, and lower for those with homes in the Central parts of Saxton.Pick the Best Car Insurance Company for You in Saxton
The best car insurance provider for most drivers in Saxton
For drivers with clean driving records and no major strikes, Farm Bureau is the best option, with annual savings of $567 over the average Saxton car insurance company.
The best car insurance provider for Saxton drivers with accidents on their records
In our analysis, Farm Bureau saved the average person who had been in an accident the most, with annual savings averaging $930 over the competition.
The best car insurance company for Saxton drivers with speeding tickets
>Farm Bureau gave the average person with a speeding ticket the most savings, averaging $916 better than other car insurance companies.
The best auto insurance for Saxton drivers with a DUI conviction
Getting a quote from State Farm may cost the average person with a DUI about $926 less each year.
The least expensive car insurance company for new and young drivers in Saxton
In Saxton, State Farm costs young drivers $1,833 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Saxton
State Farm gave the largest car insurance discounts to married couples, averaging $614 saved each year compared to an average Saxton couple's premiums.
The cheapest car insurance in Saxton for drivers with bad credit
The best Saxton car insurance company for customer service
Recent price drops
In 2020, at the peak of the global pandemic, {{top1_2020pricedrop_company}} changed their average price {{top1_2020pricedrop_company_percentage}}% in Saxton, which was better than other insurers.
The cheapest large national provider in Saxton
For customers who prefer to work with large national providers, we recommend State Farm for pricing. The average Saxton driver can expect to pay about $144 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Saxton, USAA has the best prices for drivers with a DUI conviction, drivers with speeding tickets, married couples, drivers with bad credit, drivers with accidents, young drivers, and good drivers.Auto Insurance Prices in and Around Saxton
What Influences the Cost of Car Insurance in Saxton?
On average, car insurance in Saxton is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- Kentucky state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Saxton are lower than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very high, with a Vehicle Theft Crime Grade of D- according to CrimeGrade.org.
- Saxton is a lightly populated area in the state. The city’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Saxton is $96 per month for minimum coverage and $187 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Gatliff: Insurance costs 1.34% less
- Jellico: Insurance costs 37.49% less
- Emlyn: Insurance costs 2.89% less
- Pearl: Insurance costs 0.58% more
- Tackett Creek: Insurance costs 33.57% less
- Eagan: Insurance costs 34.51% less
- Williamsburg: Insurance costs 3.47% less
- Newcomb: Insurance costs 38.47% less
- Frakes: Insurance costs 0.49% more
- Duff: Insurance costs 33.79% less
Cities with Similar Populations
- Frew: Insurance costs 4.32% more
- Gallagher: Insurance costs 32.90% less
- Gaastra: Insurance costs 26.49% more
- Furman: Insurance costs 20.44% less
- Funston: Insurance costs 26.09% less
- Fultonham: Insurance costs 3.65% less
- Fulton: Insurance costs 30.77% less
- Fulton: Insurance costs 24.58% less
- Fulgham: Insurance costs 7.03% less
- Fulbright: Insurance costs 25.47% less