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Get Cheap Car Insurance in Collierstown, VA
We monitor insurance prices, helping the average driver in Collierstown save up to 38.8% on car insurance.
The Cheapest Minimum Coverage in Collierstown
The chart below shows the cheapest car insurance company in Collierstown for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Metromile, followed by Geico, Farm Bureau, and Safeco Insurance.
| Collierstown Insurer | Monthly Cost |
|---|---|
| Metromile | $42 |
| Geico | $48 |
| Farm Bureau | $51 |
| Safeco Insurance | $54 |
Savings for Every Kind of Collierstown Driver
Based on our extensive insurance data, we know the average Collierstown driver will save about 38% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $445 per year by choosing the right vehicle insurance company. Some Collierstown residents are paying out over $1,180 extra every year for auto insurance in Collierstown. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Collierstown, VA Savings / Yr. |
|---|---|
$445 |
|
$760 |
|
$650 |
|
$635 |
|
$1,039 |
|
$238 |
|
$428 |
Collierstown Car Insurance vs. Virginia
People living in Collierstown pay an average of 2.86% less than the typical driver in the state. The average driver in Collierstown can expect to pay about $817 per year, or $1,180 for full coverage.
Based on our analysis, Metromile will be the cheapest provider in Collierstown for most people.
Car Insurance Prices by Collierstown Neighborhood
Insurance Prices
Where is insurance cheapest within Collierstown?
The map shows insurance prices in and around Collierstown, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $8 per year within the city boundaries, with insurance premiums ranging from a high of $1,183 to a low of $1,175. Insurance prices tend to be higher for those living in the Central area, and lower for those with homes in the Northeast parts of Collierstown.Pick the Best Car Insurance Company for You in Collierstown
The best car insurance provider for most drivers in Collierstown
For drivers with clean driving records and no major strikes, Metromile is the best option, with annual savings of $445 over the average Collierstown car insurance company.
The best car insurance provider for Collierstown drivers with accidents on their records
In our analysis, Metromile saved the average person who had been in an accident the most, with annual savings averaging $760 over the competition.
The best car insurance company for Collierstown drivers with speeding tickets
>Metromile gave the average person with a speeding ticket the most savings, averaging $650 better than other car insurance companies.
The best auto insurance for Collierstown drivers with a DUI conviction
Getting a quote from Farm Bureau may cost the average person with a DUI about $635 less each year.
The least expensive car insurance company for new and young drivers in Collierstown
In Collierstown, Erie Insurance costs young drivers $1,039 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Collierstown
Farm Bureau gave the largest car insurance discounts to married couples, averaging $238 saved each year compared to an average Collierstown couple's premiums.
The cheapest car insurance in Collierstown for drivers with bad credit
The best Collierstown car insurance company for customer service
Nationwide was the best company for customer service in Collierstown according to the NAIC.
Recent price drops
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The cheapest large national provider in Collierstown
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average Collierstown driver can expect to pay about $89 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Collierstown, USAA has the best prices for young drivers, drivers with accidents, drivers with bad credit, married couples, drivers with speeding tickets, drivers with a DUI conviction, and good drivers.Auto Insurance Prices in and Around Collierstown
What Influences the Cost of Car Insurance in Collierstown?
On average, car insurance in Collierstown is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Collierstown is 35 minutes, which is about the national average for a driver in the state.
- Virginia state insurance regulations may allow for lower prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Collierstown are among the highest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are moderate, with a Vehicle Theft Crime Grade of C according to CrimeGrade.org.
- Collierstown has an average population density in the state. The city’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Collierstown is $68 per month for minimum coverage and $98 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Kerrs Creek: Insurance costs 0.42% less
- Longdale Furnace: Insurance costs 0.59% less
- Denmark: Insurance costs 0.42% less
- Rapps Mill: Insurance costs 0.34% more
- Lexington: Insurance costs 2.29% less
- Copeland: Insurance costs 0.51% more
- Natural Bridge: Insurance costs 1.19% less
- Iron Gate: Insurance costs the same
- Buffalo Forge: Insurance costs 2.37% less
- East Lexington: Insurance costs 3.22% less
Cities with Similar Populations
- Colbyville: Insurance costs 0.17% less
- Argyle: Insurance costs 52.29% more
- Pilger: Insurance costs 17.46% more
- West Walworth: Insurance costs 90.08% more
- Lower Village: Insurance costs 0.17% less
- Timbercreek Canyon: Insurance costs 64.92% more
- Mariaville: Insurance costs 17.71% less
- March: Insurance costs 53.64% more
- Timberlake: Insurance costs 15.51% more
- Tivoli: Insurance costs 41.78% more