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Get Cheap Car Insurance in Commerce, MS
We monitor insurance prices, helping the average driver in Commerce save up to 32.0% on car insurance.
The Cheapest Minimum Coverage in Commerce
The chart below shows the cheapest car insurance company in Commerce for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through State Farm, followed by Farm Bureau, Safeco Insurance, and Progressive.
| Commerce Insurer | Monthly Cost |
|---|---|
| State Farm | $65 |
| Farm Bureau | $67 |
| Safeco Insurance | $69 |
| Progressive | $77 |
Savings for Every Kind of Commerce Driver
Based on our extensive insurance data, we know the average Commerce driver will save about 17% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $301 per year by choosing the right vehicle insurance company. Some Commerce residents are paying out over $1,760 extra every year for auto insurance in Commerce. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Commerce, MS Savings / Yr. |
|---|---|
$301 |
|
$502 |
|
$392 |
|
$771 |
|
$1,786 |
|
$258 |
|
$785 |
Commerce Car Insurance vs. Mississippi
People living in Commerce pay an average of 3.06% more than the typical driver in the state. The average driver in Commerce can expect to pay about $1,002 per year, or $1,760 for full coverage.
Based on our analysis, State Farm will be the cheapest provider in Commerce for most people.
Car Insurance Prices by Commerce Neighborhood
Insurance Prices
Where is insurance cheapest within Commerce?
The map shows insurance prices in and around Commerce, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $0 per year within the city boundaries, with insurance premiums ranging from a high of $1,760 to a low of $1,760. Insurance prices tend to be higher for those living in the Central area, and lower for those with homes in the Central parts of Commerce.Pick the Best Car Insurance Company for You in Commerce
The best car insurance provider for most drivers in Commerce
For drivers with clean driving records and no major strikes, State Farm is the best option, with annual savings of $301 over the average Commerce car insurance company.
The best car insurance provider for Commerce drivers with accidents on their records
In our analysis, State Farm saved the average person who had been in an accident the most, with annual savings averaging $502 over the competition.
The best car insurance company for Commerce drivers with speeding tickets
>State Farm gave the average person with a speeding ticket the most savings, averaging $392 better than other car insurance companies.
The best auto insurance for Commerce drivers with a DUI conviction
Getting a quote from State Farm may cost the average person with a DUI about $771 less each year.
The least expensive car insurance company for new and young drivers in Commerce
In Commerce, Farm Bureau costs young drivers $1,786 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Commerce
Farm Bureau gave the largest car insurance discounts to married couples, averaging $258 saved each year compared to an average Commerce couple's premiums.
The cheapest car insurance in Commerce for drivers with bad credit
The best Commerce car insurance company for customer service
Recent price drops
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The cheapest large national provider in Commerce
For customers who prefer to work with large national providers, we recommend State Farm for pricing. The average Commerce driver can expect to pay about $118 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Commerce, USAA has the best prices for married couples, drivers with bad credit, drivers with a DUI conviction, good drivers, drivers with speeding tickets, drivers with accidents, and young drivers.Auto Insurance Prices in and Around Commerce
What Influences the Cost of Car Insurance in Commerce?
On average, car insurance in Commerce is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Commerce is 38 minutes, which is a little more than average for a driver in the state.
- Mississippi state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Commerce are among the lowest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very high, with a Vehicle Theft Crime Grade of D according to CrimeGrade.org.
- Commerce is one of the most densely populated areas in the state. The city’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Commerce is $83 per month for minimum coverage and $147 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Hollywood: Insurance costs 0.51% more
- Robinsonville: Insurance costs the same
- Tunica Resorts: Insurance costs the same
- North Tunica: Insurance costs 1.48% more
- Bruins: Insurance costs 3.98% less
- Clack: Insurance costs 0.11% more
- Horseshoe Lake: Insurance costs 5.11% less
- Prichard: Insurance costs 2.33% more
- Whitehall: Insurance costs 1.19% less
- Seyppel: Insurance costs 5.11% less
Cities with Similar Populations
- McGaffey: Insurance costs 17.78% less
- Popple River: Insurance costs 34.38% less
- Point Mugu Nawc: Insurance costs 6.82% more
- Point Breeze: Insurance costs 22.56% more
- Pleasanton: Insurance costs 23.47% less
- Pinder Hill: Insurance costs 12.56% less
- Pentecost: Insurance costs 4.60% less
- Morris Corner: Insurance costs 48.58% less
- Mills: Insurance costs 22.90% less
- Mikkalo: Insurance costs 20.45% less