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Get Cheap Car Insurance in Covington, IN
We monitor insurance prices, helping the average driver in Covington save up to 29.1% on car insurance.
The Cheapest Minimum Coverage in Covington
The chart below shows the cheapest car insurance company in Covington for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Auto-Owners Insurance, followed by State Farm, Safe Auto, and Travelers.
| Covington Insurer | Monthly Cost |
|---|---|
| Auto-Owners Insurance | $43 |
| State Farm | $47 |
| Safe Auto | $47 |
| Travelers | $47 |
Savings for Every Kind of Covington Driver
Based on our extensive insurance data, we know the average Covington driver will save about 29% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $338 per year by choosing the right vehicle insurance company. Some Covington residents are paying out over $1,161 extra every year for auto insurance in Covington. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Covington, IN Savings / Yr. |
|---|---|
$338 |
|
$528 |
|
$429 |
|
$302 |
|
$607 |
|
$259 |
|
$371 |
Covington Car Insurance vs. Indiana
People living in Covington pay an average of 4.97% less than the typical driver in the state. The average driver in Covington can expect to pay about $720 per year, or $1,161 for full coverage.
Based on our analysis, Erie Insurance will be the cheapest provider in Covington for most people.
Car Insurance Prices by Covington Neighborhood
Insurance Prices
Where is insurance cheapest within Covington?
The map shows insurance prices in and around Covington, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $53 per year within the city boundaries, with insurance premiums ranging from a high of $1,200 to a low of $1,147. Insurance prices tend to be higher for those living in the South area, and lower for those with homes in the West parts of Covington.Pick the Best Car Insurance Company for You in Covington
The best car insurance provider for most drivers in Covington
For drivers with clean driving records and no major strikes, Erie Insurance is the best option, with annual savings of $338 over the average Covington car insurance company.
The best car insurance provider for Covington drivers with accidents on their records
In our analysis, State Farm saved the average person who had been in an accident the most, with annual savings averaging $528 over the competition.
The best car insurance company for Covington drivers with speeding tickets
>Auto-Owners Insurance gave the average person with a speeding ticket the most savings, averaging $429 better than other car insurance companies.
The best auto insurance for Covington drivers with a DUI conviction
Getting a quote from Gainsco may cost the average person with a DUI about $302 less each year.
The least expensive car insurance company for new and young drivers in Covington
In Covington, State Farm costs young drivers $607 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Covington
State Farm gave the largest car insurance discounts to married couples, averaging $259 saved each year compared to an average Covington couple's premiums.
The cheapest car insurance in Covington for drivers with bad credit
The best Covington car insurance company for customer service
Recent price drops
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The cheapest large national provider in Covington
For customers who prefer to work with large national providers, we recommend Travelers for pricing. The average Covington driver can expect to pay about $78 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Covington, USAA has the best prices for young drivers, drivers with speeding tickets, drivers with accidents, drivers with a DUI conviction, good drivers, drivers with bad credit, and married couples.Auto Insurance Prices in and Around Covington
What Influences the Cost of Car Insurance in Covington?
On average, car insurance in Covington is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Covington is 25 minutes, which is far less than average for a driver in the state.
- Indiana state insurance regulations may allow for lower prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Covington are about average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are low, with a Vehicle Theft Crime Grade of C+ according to CrimeGrade.org.
- Covington is one of the most densely populated areas in the state. The city’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Covington is $60 per month for minimum coverage and $97 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Foster: Insurance costs 0.52% less
- Marshfield: Insurance costs 0.17% less
- Perrysville: Insurance costs 0.17% less
- Veedersburg: Insurance costs the same
- Johnsonville: Insurance costs 1.12% less
- Aylesworth: Insurance costs 0.09% more
- State Line City: Insurance costs 1.21% less
- West Lebanon: Insurance costs 1.03% less
- Rob Roy: Insurance costs 0.17% more
- Silverwood: Insurance costs 3.36% more
Cities with Similar Populations
- Forks: Insurance costs 15.33% more
- Foster: Insurance costs 90.44% more
- Pelham Manor: Insurance costs 129.29% more
- Pelican Rapids: Insurance costs 36.95% more
- Fort Rucker: Insurance costs 18.86% more
- Fort Richardson: Insurance costs 24.98% more
- Pembroke: Insurance costs 49.53% more
- Fort Mc Coy: Insurance costs 109.91% more
- Fort Eustis: Insurance costs 9.13% more
- Fouke: Insurance costs 40.22% more