Coverage Watch does not have a financial relationship with any car insurance companies and quote providers. Everything displayed on the site is completely free from bias and based on legitimate data.
Get Cheap Car Insurance in Johnsonville, IN
We monitor insurance prices, helping the average driver in Johnsonville save up to 29.1% on car insurance.
The Cheapest Minimum Coverage in Johnsonville
The chart below shows the cheapest car insurance company in Johnsonville for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Auto-Owners Insurance, followed by State Farm, Safe Auto, and Travelers.
| Johnsonville Insurer | Monthly Cost |
|---|---|
| Auto-Owners Insurance | $43 |
| State Farm | $46 |
| Safe Auto | $46 |
| Travelers | $47 |
Savings for Every Kind of Johnsonville Driver
Based on our extensive insurance data, we know the average Johnsonville driver will save about 29% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $334 per year by choosing the right vehicle insurance company. Some Johnsonville residents are paying out over $1,148 extra every year for auto insurance in Johnsonville. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Johnsonville, IN Savings / Yr. |
|---|---|
$334 |
|
$522 |
|
$424 |
|
$299 |
|
$600 |
|
$256 |
|
$366 |
Johnsonville Car Insurance vs. Indiana
People living in Johnsonville pay an average of 6.06% less than the typical driver in the state. The average driver in Johnsonville can expect to pay about $712 per year, or $1,148 for full coverage.
Based on our analysis, Erie Insurance will be the cheapest provider in Johnsonville for most people.
Car Insurance Prices by Johnsonville Neighborhood
Insurance Prices
Where is insurance cheapest within Johnsonville?
The map shows insurance prices in and around Johnsonville, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $6 per year within the city boundaries, with insurance premiums ranging from a high of $1,153 to a low of $1,147. Insurance prices tend to be higher for those living in the North area, and lower for those with homes in the Central parts of Johnsonville.Pick the Best Car Insurance Company for You in Johnsonville
The best car insurance provider for most drivers in Johnsonville
For drivers with clean driving records and no major strikes, Erie Insurance is the best option, with annual savings of $334 over the average Johnsonville car insurance company.
The best car insurance provider for Johnsonville drivers with accidents on their records
In our analysis, State Farm saved the average person who had been in an accident the most, with annual savings averaging $522 over the competition.
The best car insurance company for Johnsonville drivers with speeding tickets
>Auto-Owners Insurance gave the average person with a speeding ticket the most savings, averaging $424 better than other car insurance companies.
The best auto insurance for Johnsonville drivers with a DUI conviction
Getting a quote from Gainsco may cost the average person with a DUI about $299 less each year.
The least expensive car insurance company for new and young drivers in Johnsonville
In Johnsonville, State Farm costs young drivers $600 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Johnsonville
State Farm gave the largest car insurance discounts to married couples, averaging $256 saved each year compared to an average Johnsonville couple's premiums.
The cheapest car insurance in Johnsonville for drivers with bad credit
The best Johnsonville car insurance company for customer service
Nationwide was the best company for customer service in Johnsonville according to the NAIC.
Recent price drops
In 2020, at the peak of the global pandemic, {{top1_2020pricedrop_company}} changed their average price {{top1_2020pricedrop_company_percentage}}% in Johnsonville, which was better than other insurers.
The cheapest large national provider in Johnsonville
For customers who prefer to work with large national providers, we recommend Travelers for pricing. The average Johnsonville driver can expect to pay about $78 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Johnsonville, USAA has the best prices for young drivers, drivers with speeding tickets, drivers with accidents, drivers with a DUI conviction, good drivers, drivers with bad credit, and married couples.Auto Insurance Prices in and Around Johnsonville
What Influences the Cost of Car Insurance in Johnsonville?
On average, car insurance in Johnsonville is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Johnsonville is 30 minutes, which is a little less than average for a driver in the state.
- Indiana state insurance regulations may allow for lower prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Johnsonville are among the highest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very low, with a Vehicle Theft Crime Grade of B- according to CrimeGrade.org.
- Johnsonville has an average population density in the state. The city’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Johnsonville is $59 per month for minimum coverage and $96 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- State Line City: Insurance costs 0.09% less
- Marshfield: Insurance costs 0.96% more
- Hedrick: Insurance costs 0.52% more
- Foster: Insurance costs 0.61% more
- West Lebanon: Insurance costs 0.09% more
- Bismarck: Insurance costs 17.94% more
- Covington: Insurance costs 1.13% more
- Alvin: Insurance costs 18.03% more
- Danville: Insurance costs 26.74% more
- Williamsport: Insurance costs 1.66% more
Cities with Similar Populations
- East Towanda: Insurance costs 16.72% more
- Farlin: Insurance costs 5.49% more
- Fargo: Insurance costs 49.65% more
- Fairmount: Insurance costs 45.56% more
- Esther: Insurance costs 154.97% more
- Enos: Insurance costs 29.97% more
- Enola: Insurance costs 7.75% more
- Englewood: Insurance costs 49.30% more
- Elmer: Insurance costs 46.95% more
- Eileen: Insurance costs 21.69% more