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Get Cheap Car Insurance in Crested Butte, CO
We monitor insurance prices, helping the average driver in Crested Butte save up to 30.1% on car insurance.
The Cheapest Minimum Coverage in Crested Butte
The chart below shows the cheapest car insurance company in Crested Butte for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through State Farm, followed by Bristol West, Safeco Insurance, and Geico.
| Crested Butte Insurer | Monthly Cost |
|---|---|
| State Farm | $61 |
| Bristol West | $73 |
| Safeco Insurance | $74 |
| Geico | $76 |
Savings for Every Kind of Crested Butte Driver
Based on our extensive insurance data, we know the average Crested Butte driver will save about 21% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $386 per year by choosing the right vehicle insurance company. Some Crested Butte residents are paying out over $1,802 extra every year for auto insurance in Crested Butte. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Crested Butte, CO Savings / Yr. |
|---|---|
$386 |
|
$688 |
|
$554 |
|
$592 |
|
$1,752 |
|
$464 |
|
$680 |
Crested Butte Car Insurance vs. Colorado
People living in Crested Butte pay an average of 4.68% less than the typical driver in the state. The average driver in Crested Butte can expect to pay about $1,052 per year, or $1,802 for full coverage.
Based on our analysis, Auto-Owners Insurance will be the cheapest provider in Crested Butte for most people.
Car Insurance Prices by Crested Butte Neighborhood
Insurance Prices
Where is insurance cheapest within Crested Butte?
The map shows insurance prices in and around Crested Butte, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $17 per year within the city boundaries, with insurance premiums ranging from a high of $1,812 to a low of $1,795. Insurance prices tend to be higher for those living in the Southeast area, and lower for those with homes in the Central parts of Crested Butte.Pick the Best Car Insurance Company for You in Crested Butte
The best car insurance provider for most drivers in Crested Butte
For drivers with clean driving records and no major strikes, Auto-Owners Insurance is the best option, with annual savings of $386 over the average Crested Butte car insurance company.
The best car insurance provider for Crested Butte drivers with accidents on their records
In our analysis, State Farm saved the average person who had been in an accident the most, with annual savings averaging $688 over the competition.
The best car insurance company for Crested Butte drivers with speeding tickets
>State Farm gave the average person with a speeding ticket the most savings, averaging $554 better than other car insurance companies.
The best auto insurance for Crested Butte drivers with a DUI conviction
Getting a quote from State Farm may cost the average person with a DUI about $592 less each year.
The least expensive car insurance company for new and young drivers in Crested Butte
In Crested Butte, State Farm costs young drivers $1,752 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Crested Butte
State Farm gave the largest car insurance discounts to married couples, averaging $464 saved each year compared to an average Crested Butte couple's premiums.
The cheapest car insurance in Crested Butte for drivers with bad credit
The best Crested Butte car insurance company for customer service
Nationwide was the best company for customer service in Crested Butte according to the NAIC.
Recent price drops
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The cheapest large national provider in Crested Butte
For customers who prefer to work with large national providers, we recommend Travelers for pricing. The average Crested Butte driver can expect to pay about $128 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Crested Butte, USAA has the best prices for drivers with speeding tickets, drivers with a DUI conviction, married couples, young drivers, good drivers, drivers with bad credit, and drivers with accidents.Auto Insurance Prices in and Around Crested Butte
What Influences the Cost of Car Insurance in Crested Butte?
On average, car insurance in Crested Butte is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Crested Butte is 16 minutes, which is far less than average for a driver in the state.
- Colorado state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Crested Butte are lower than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are high, with a Vehicle Theft Crime Grade of C according to CrimeGrade.org.
- Crested Butte has an average population density in the state. The city’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Crested Butte is $88 per month for minimum coverage and $150 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Mount Crested Butte: Insurance costs 0.39% less
- Almont: Insurance costs 1.00% more
- Gunnison: Insurance costs 0.06% more
- Marble: Insurance costs 2.44% less
- Somerset: Insurance costs 2.16% less
- Aspen: Insurance costs 1.61% more
- Snowmass Village: Insurance costs 1.55% less
- Ohio City: Insurance costs 2.16% more
- Nast: Insurance costs 3.11% more
- Parlin: Insurance costs 2.16% more
Cities with Similar Populations
- Shady Cove: Insurance costs 20.26% less
- Sterlington: Insurance costs 68.20% more
- Paxton: Insurance costs 14.26% less
- Pearcy: Insurance costs 8.27% less
- Pegram: Insurance costs 24.14% less
- Sour Lake: Insurance costs 9.27% less
- Somonauk: Insurance costs 20.42% less
- Silver Creek: Insurance costs 23.36% more
- Sidney: Insurance costs 21.86% more
- Sherborn: Insurance costs 15.32% less