Coverage Watch does not have a financial relationship with any car insurance companies and quote providers. Everything displayed on the site is completely free from bias and based on legitimate data.
Get Cheap Car Insurance in Mount Crested Butte, CO
We monitor insurance prices, helping the average driver in Mount Crested Butte save up to 30.1% on car insurance.
The Cheapest Minimum Coverage in Mount Crested Butte
The chart below shows the cheapest car insurance company in Mount Crested Butte for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through State Farm, followed by Bristol West, Safeco Insurance, and Geico.
| Mount Crested Butte Insurer | Monthly Cost |
|---|---|
| State Farm | $61 |
| Bristol West | $72 |
| Safeco Insurance | $74 |
| Geico | $76 |
Savings for Every Kind of Mount Crested Butte Driver
Based on our extensive insurance data, we know the average Mount Crested Butte driver will save about 21% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $385 per year by choosing the right vehicle insurance company. Some Mount Crested Butte residents are paying out over $1,795 extra every year for auto insurance in Mount Crested Butte. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Mount Crested Butte, CO Savings / Yr. |
|---|---|
$385 |
|
$686 |
|
$552 |
|
$590 |
|
$1,745 |
|
$462 |
|
$677 |
Mount Crested Butte Car Insurance vs. Colorado
People living in Mount Crested Butte pay an average of 5.03% less than the typical driver in the state. The average driver in Mount Crested Butte can expect to pay about $1,048 per year, or $1,795 for full coverage.
Based on our analysis, Auto-Owners Insurance will be the cheapest provider in Mount Crested Butte for most people.
Car Insurance Prices by Mount Crested Butte Neighborhood
Insurance Prices
Where is insurance cheapest within Mount Crested Butte?
The map shows insurance prices in and around Mount Crested Butte, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $0 per year within the city boundaries, with insurance premiums ranging from a high of $1,795 to a low of $1,795. Insurance prices tend to be higher for those living in the Central area, and lower for those with homes in the Central parts of Mount Crested Butte.Pick the Best Car Insurance Company for You in Mount Crested Butte
The best car insurance provider for most drivers in Mount Crested Butte
For drivers with clean driving records and no major strikes, Auto-Owners Insurance is the best option, with annual savings of $385 over the average Mount Crested Butte car insurance company.
The best car insurance provider for Mount Crested Butte drivers with accidents on their records
In our analysis, State Farm saved the average person who had been in an accident the most, with annual savings averaging $686 over the competition.
The best car insurance company for Mount Crested Butte drivers with speeding tickets
>State Farm gave the average person with a speeding ticket the most savings, averaging $552 better than other car insurance companies.
The best auto insurance for Mount Crested Butte drivers with a DUI conviction
Getting a quote from State Farm may cost the average person with a DUI about $590 less each year.
The least expensive car insurance company for new and young drivers in Mount Crested Butte
In Mount Crested Butte, State Farm costs young drivers $1,745 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Mount Crested Butte
State Farm gave the largest car insurance discounts to married couples, averaging $462 saved each year compared to an average Mount Crested Butte couple's premiums.
The cheapest car insurance in Mount Crested Butte for drivers with bad credit
The best Mount Crested Butte car insurance company for customer service
Nationwide was the best company for customer service in Mount Crested Butte according to the NAIC.
Recent price drops
In 2020, at the peak of the global pandemic, {{top1_2020pricedrop_company}} changed their average price {{top1_2020pricedrop_company_percentage}}% in Mount Crested Butte, which was better than other insurers.
The cheapest large national provider in Mount Crested Butte
For customers who prefer to work with large national providers, we recommend Travelers for pricing. The average Mount Crested Butte driver can expect to pay about $128 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Mount Crested Butte, USAA has the best prices for drivers with speeding tickets, drivers with a DUI conviction, married couples, young drivers, good drivers, drivers with bad credit, and drivers with accidents.Auto Insurance Prices in and Around Mount Crested Butte
What Influences the Cost of Car Insurance in Mount Crested Butte?
On average, car insurance in Mount Crested Butte is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Mount Crested Butte is 14 minutes, which is far less than average for a driver in the state.
- Colorado state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Mount Crested Butte are among the lowest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are high, with a Vehicle Theft Crime Grade of C according to CrimeGrade.org.
- Mount Crested Butte is a lightly populated area in the state. The city’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Mount Crested Butte is $87 per month for minimum coverage and $150 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Crested Butte: Insurance costs 0.39% more
- Almont: Insurance costs 1.39% more
- Marble: Insurance costs 2.06% less
- Somerset: Insurance costs 1.78% less
- Aspen: Insurance costs 2.01% more
- Snowmass Village: Insurance costs 1.17% less
- Redstone: Insurance costs 0.61% less
- Gunnison: Insurance costs 0.45% more
- Nast: Insurance costs 3.51% more
- Woody Creek: Insurance costs 1.06% more
Cities with Similar Populations
- Waynetown: Insurance costs 35.32% less
- Britt: Insurance costs 10.64% less
- Busy: Insurance costs 36.32% more
- Chili: Insurance costs 38.11% less
- Clarkton: Insurance costs 2.17% more
- Colfax: Insurance costs 23.45% less
- Verdie: Insurance costs 32.14% more
- Waterloo: Insurance costs 55.77% more
- Wayne City: Insurance costs 20.00% less
- Ailey: Insurance costs 8.41% less