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Get Cheap Car Insurance in Creve Coeur, IL
We monitor insurance prices, helping the average driver in Creve Coeur save up to 28.8% on car insurance.
The Cheapest Minimum Coverage in Creve Coeur
The chart below shows the cheapest car insurance company in Creve Coeur for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through State Farm, followed by Country Financial, Metromile, and American Family Insurance.
| Creve Coeur Insurer | Monthly Cost |
|---|---|
| State Farm | $50 |
| Country Financial | $54 |
| Metromile | $59 |
| American Family Insurance | $63 |
Savings for Every Kind of Creve Coeur Driver
Based on our extensive insurance data, we know the average Creve Coeur driver will save about 23% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $345 per year by choosing the right vehicle insurance company. Some Creve Coeur residents are paying out over $1,476 extra every year for auto insurance in Creve Coeur. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Creve Coeur, IL Savings / Yr. |
|---|---|
$345 |
|
$649 |
|
$519 |
|
$544 |
|
$1,340 |
|
$386 |
|
$495 |
Creve Coeur Car Insurance vs. Illinois
People living in Creve Coeur pay an average of 2.31% less than the typical driver in the state. The average driver in Creve Coeur can expect to pay about $876 per year, or $1,476 for full coverage.
Based on our analysis, Lighthouse will be the cheapest provider in Creve Coeur for most people.
Car Insurance Prices by Creve Coeur Neighborhood
Insurance Prices
Where is insurance cheapest within Creve Coeur?
The map shows insurance prices in and around Creve Coeur, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $132 per year within the city boundaries, with insurance premiums ranging from a high of $1,495 to a low of $1,363. Insurance prices tend to be higher for those living in the East area, and lower for those with homes in the South parts of Creve Coeur.Pick the Best Car Insurance Company for You in Creve Coeur
The best car insurance provider for most drivers in Creve Coeur
For drivers with clean driving records and no major strikes, Lighthouse is the best option, with annual savings of $345 over the average Creve Coeur car insurance company.
The best car insurance provider for Creve Coeur drivers with accidents on their records
In our analysis, State Farm saved the average person who had been in an accident the most, with annual savings averaging $649 over the competition.
The best car insurance company for Creve Coeur drivers with speeding tickets
>State Farm gave the average person with a speeding ticket the most savings, averaging $519 better than other car insurance companies.
The best auto insurance for Creve Coeur drivers with a DUI conviction
Getting a quote from State Farm may cost the average person with a DUI about $544 less each year.
The least expensive car insurance company for new and young drivers in Creve Coeur
In Creve Coeur, State Farm costs young drivers $1,340 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Creve Coeur
State Farm gave the largest car insurance discounts to married couples, averaging $386 saved each year compared to an average Creve Coeur couple's premiums.
The cheapest car insurance in Creve Coeur for drivers with bad credit
The best Creve Coeur car insurance company for customer service
Nationwide was the best company for customer service in Creve Coeur according to the NAIC.
Recent price drops
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The cheapest large national provider in Creve Coeur
For customers who prefer to work with large national providers, we recommend State Farm for pricing. The average Creve Coeur driver can expect to pay about $98 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Creve Coeur, USAA has the best prices for drivers with a DUI conviction, good drivers, married couples, young drivers, drivers with bad credit, drivers with accidents, and drivers with speeding tickets.Auto Insurance Prices in and Around Creve Coeur
What Influences the Cost of Car Insurance in Creve Coeur?
On average, car insurance in Creve Coeur is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Creve Coeur is 21 minutes, which is far less than average for a driver in the state.
- Illinois state insurance regulations may allow for lower prices.
- An average of 14 to 15 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Creve Coeur are among the lowest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very high, with a Vehicle Theft Crime Grade of A- according to CrimeGrade.org.
- Creve Coeur is one of the least populated areas in the state. The city’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Creve Coeur is $73 per month for minimum coverage and $123 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Marquette Heights: Insurance costs 4.54% less
- North Pekin: Insurance costs 5.35% less
- East Peoria: Insurance costs 2.98% less
- Bartonville: Insurance costs 3.25% less
- Tuscarora: Insurance costs 3.93% less
- West Peoria: Insurance costs 3.12% more
- Groveland: Insurance costs 4.81% less
- Bellevue: Insurance costs 0.41% more
- Towne Oaks: Insurance costs 4.81% less
- Hollis: Insurance costs 4.95% less
Cities with Similar Populations
- Lyndonville: Insurance costs 18.50% less
- Middleburg: Insurance costs 14.09% less
- Michigan Center: Insurance costs 86.04% more
- Merion Station: Insurance costs 1.96% less
- Mayflower: Insurance costs 13.82% more
- Marion: Insurance costs 3.46% more
- Marietta: Insurance costs 8.06% more
- Margate City: Insurance costs 17.95% more
- Manteo: Insurance costs 17.82% less
- Magnolia: Insurance costs 17.82% more