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Get Cheap Car Insurance in Marquette Heights, IL
We monitor insurance prices, helping the average driver in Marquette Heights save up to 28.8% on car insurance.
The Cheapest Minimum Coverage in Marquette Heights
The chart below shows the cheapest car insurance company in Marquette Heights for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through State Farm, followed by Country Financial, Metromile, and American Family Insurance.
| Marquette Heights Insurer | Monthly Cost |
|---|---|
| State Farm | $47 |
| Country Financial | $51 |
| Metromile | $56 |
| American Family Insurance | $60 |
Savings for Every Kind of Marquette Heights Driver
Based on our extensive insurance data, we know the average Marquette Heights driver will save about 23% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $329 per year by choosing the right vehicle insurance company. Some Marquette Heights residents are paying out over $1,409 extra every year for auto insurance in Marquette Heights. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Marquette Heights, IL Savings / Yr. |
|---|---|
$329 |
|
$619 |
|
$495 |
|
$519 |
|
$1,279 |
|
$368 |
|
$473 |
Marquette Heights Car Insurance vs. Illinois
People living in Marquette Heights pay an average of 6.75% less than the typical driver in the state. The average driver in Marquette Heights can expect to pay about $836 per year, or $1,409 for full coverage.
Based on our analysis, Lighthouse will be the cheapest provider in Marquette Heights for most people.
Car Insurance Prices by Marquette Heights Neighborhood
Insurance Prices
Where is insurance cheapest within Marquette Heights?
The map shows insurance prices in and around Marquette Heights, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $41 per year within the city boundaries, with insurance premiums ranging from a high of $1,427 to a low of $1,386. Insurance prices tend to be higher for those living in the Central area, and lower for those with homes in the Northeast parts of Marquette Heights.Pick the Best Car Insurance Company for You in Marquette Heights
The best car insurance provider for most drivers in Marquette Heights
For drivers with clean driving records and no major strikes, Lighthouse is the best option, with annual savings of $329 over the average Marquette Heights car insurance company.
The best car insurance provider for Marquette Heights drivers with accidents on their records
In our analysis, State Farm saved the average person who had been in an accident the most, with annual savings averaging $619 over the competition.
The best car insurance company for Marquette Heights drivers with speeding tickets
>State Farm gave the average person with a speeding ticket the most savings, averaging $495 better than other car insurance companies.
The best auto insurance for Marquette Heights drivers with a DUI conviction
Getting a quote from State Farm may cost the average person with a DUI about $519 less each year.
The least expensive car insurance company for new and young drivers in Marquette Heights
In Marquette Heights, State Farm costs young drivers $1,279 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Marquette Heights
State Farm gave the largest car insurance discounts to married couples, averaging $368 saved each year compared to an average Marquette Heights couple's premiums.
The cheapest car insurance in Marquette Heights for drivers with bad credit
The best Marquette Heights car insurance company for customer service
Nationwide was the best company for customer service in Marquette Heights according to the NAIC.
Recent price drops
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The cheapest large national provider in Marquette Heights
For customers who prefer to work with large national providers, we recommend State Farm for pricing. The average Marquette Heights driver can expect to pay about $98 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Marquette Heights, USAA has the best prices for drivers with a DUI conviction, good drivers, married couples, young drivers, drivers with bad credit, drivers with accidents, and drivers with speeding tickets.Auto Insurance Prices in and Around Marquette Heights
What Influences the Cost of Car Insurance in Marquette Heights?
On average, car insurance in Marquette Heights is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Marquette Heights is 24 minutes, which is far less than average for a driver in the state.
- Illinois state insurance regulations may allow for lower prices.
- An average of 14 to 15 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Marquette Heights are lower than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very low, with a Vehicle Theft Crime Grade of A+ according to CrimeGrade.org.
- Marquette Heights is one of the least populated areas in the state. The city’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Marquette Heights is $70 per month for minimum coverage and $117 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- North Pekin: Insurance costs 0.85% less
- Creve Coeur: Insurance costs 4.76% more
- Tuscarora: Insurance costs 0.64% more
- Bartonville: Insurance costs 1.35% more
- Groveland: Insurance costs 0.28% less
- Pekin: Insurance costs 2.56% more
- Towne Oaks: Insurance costs 0.28% less
- Hollis: Insurance costs 0.43% less
- East Peoria: Insurance costs 1.63% more
- West Peoria: Insurance costs 8.02% more
Cities with Similar Populations
- Bangs: Insurance costs 14.69% more
- Wilberforce: Insurance costs 20.79% less
- West Wyoming: Insurance costs 4.05% less
- Van Meter: Insurance costs 14.69% less
- Union Point: Insurance costs 23.28% more
- Townsend: Insurance costs 5.32% less
- South Hackensack: Insurance costs 56.28% more
- Richfield Springs: Insurance costs 51.31% more
- Purlear: Insurance costs 13.41% less
- Plain Dealing: Insurance costs 99.65% more