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Get Cheap Car Insurance in Cross Roads, PA
We monitor insurance prices, helping the average driver in Cross Roads save up to 35.9% on car insurance.
The Cheapest Minimum Coverage in Cross Roads
The chart below shows the cheapest car insurance company in Cross Roads for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Kemper, followed by Metromile, Travelers, and State Farm.
| Cross Roads Insurer | Monthly Cost |
|---|---|
| Kemper | $49 |
| Metromile | $49 |
| Travelers | $50 |
| State Farm | $52 |
Savings for Every Kind of Cross Roads Driver
Based on our extensive insurance data, we know the average Cross Roads driver will save about 28% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $374 per year by choosing the right vehicle insurance company. Some Cross Roads residents are paying out over $1,334 extra every year for auto insurance in Cross Roads. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Cross Roads, PA Savings / Yr. |
|---|---|
$374 |
|
$662 |
|
$506 |
|
$603 |
|
$1,545 |
|
$268 |
|
$478 |
Cross Roads Car Insurance vs. Pennsylvania
People living in Cross Roads pay an average of 6.46% less than the typical driver in the state. The average driver in Cross Roads can expect to pay about $827 per year, or $1,334 for full coverage.
Based on our analysis, Metromile will be the cheapest provider in Cross Roads for most people.
Car Insurance Prices by Cross Roads Neighborhood
Insurance Prices
Where is insurance cheapest within Cross Roads?
The map shows insurance prices in and around Cross Roads, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $18 per year within the city boundaries, with insurance premiums ranging from a high of $1,351 to a low of $1,333. Insurance prices tend to be higher for those living in the Southeast area, and lower for those with homes in the Central parts of Cross Roads.Pick the Best Car Insurance Company for You in Cross Roads
The best car insurance provider for most drivers in Cross Roads
For drivers with clean driving records and no major strikes, Metromile is the best option, with annual savings of $374 over the average Cross Roads car insurance company.
The best car insurance provider for Cross Roads drivers with accidents on their records
In our analysis, Metromile saved the average person who had been in an accident the most, with annual savings averaging $662 over the competition.
The best car insurance company for Cross Roads drivers with speeding tickets
>Metromile gave the average person with a speeding ticket the most savings, averaging $506 better than other car insurance companies.
The best auto insurance for Cross Roads drivers with a DUI conviction
Getting a quote from Clearcover may cost the average person with a DUI about $603 less each year.
The least expensive car insurance company for new and young drivers in Cross Roads
In Cross Roads, Travelers costs young drivers $1,545 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Cross Roads
State Farm gave the largest car insurance discounts to married couples, averaging $268 saved each year compared to an average Cross Roads couple's premiums.
The cheapest car insurance in Cross Roads for drivers with bad credit
The best Cross Roads car insurance company for customer service
Nationwide was the best company for customer service in Cross Roads according to the NAIC.
Recent price drops
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The cheapest large national provider in Cross Roads
For customers who prefer to work with large national providers, we recommend Travelers for pricing. The average Cross Roads driver can expect to pay about $86 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Cross Roads, USAA has the best prices for drivers with speeding tickets, young drivers, drivers with a DUI conviction, drivers with bad credit, good drivers, drivers with accidents, and married couples.Auto Insurance Prices in and Around Cross Roads
What Influences the Cost of Car Insurance in Cross Roads?
On average, car insurance in Cross Roads is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- Pennsylvania state insurance regulations may allow for lower prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Cross Roads are about average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very low, with a Vehicle Theft Crime Grade of B+ according to CrimeGrade.org.
- Cross Roads is a lightly populated area in the state. The city’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Cross Roads is $69 per month for minimum coverage and $111 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Felton: Insurance costs 0.30% more
- Winterstown: Insurance costs 1.87% less
- Stewartstown: Insurance costs 0.75% more
- Wiley: Insurance costs 1.72% more
- Highrock: Insurance costs 0.22% more
- New Park: Insurance costs 0.22% less
- Red Lion: Insurance costs 1.35% less
- Shrewsbury: Insurance costs 0.37% more
- Dallastown: Insurance costs 2.47% less
- Brogue: Insurance costs 1.12% more
Cities with Similar Populations
- Mount Willing: Insurance costs 22.34% more
- Pisgah: Insurance costs 4.80% less
- Pine Village: Insurance costs 11.47% less
- Palmers: Insurance costs 22.04% more
- Ouzinkie: Insurance costs 1.20% more
- Nunapitchuk: Insurance costs 3.30% more
- North Pole: Insurance costs 55.92% more
- Newharp: Insurance costs 25.26% more
- New Hope: Insurance costs 30.96% more
- New Edinburg: Insurance costs 29.46% more