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Get Cheap Car Insurance in Dallas, OR
We monitor insurance prices, helping the average driver in Dallas save up to 34.7% on car insurance.
The Cheapest Minimum Coverage in Dallas
The chart below shows the cheapest car insurance company in Dallas for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Metromile, followed by State Farm, Country Financial, and Travelers.
| Dallas Insurer | Monthly Cost |
|---|---|
| Metromile | $64 |
| State Farm | $65 |
| Country Financial | $72 |
| Travelers | $75 |
Savings for Every Kind of Dallas Driver
Based on our extensive insurance data, we know the average Dallas driver will save about 32% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $478 per year by choosing the right vehicle insurance company. Some Dallas residents are paying out over $1,506 extra every year for auto insurance in Dallas. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Dallas, OR Savings / Yr. |
|---|---|
$478 |
|
$712 |
|
$580 |
|
$652 |
|
$1,731 |
|
$467 |
|
$557 |
Dallas Car Insurance vs. Oregon
People living in Dallas pay an average of 0.14% less than the typical driver in the state. The average driver in Dallas can expect to pay about $1,162 per year, or $1,506 for full coverage.
Based on our analysis, Metromile will be the cheapest provider in Dallas for most people.
Car Insurance Prices by Dallas Neighborhood
Insurance Prices
Where is insurance cheapest within Dallas?
The map shows insurance prices in and around Dallas, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $146 per year within the city boundaries, with insurance premiums ranging from a high of $1,595 to a low of $1,449. Insurance prices tend to be higher for those living in the Northeast area, and lower for those with homes in the Northwest parts of Dallas.Pick the Best Car Insurance Company for You in Dallas
The best car insurance provider for most drivers in Dallas
For drivers with clean driving records and no major strikes, Metromile is the best option, with annual savings of $478 over the average Dallas car insurance company.
The best car insurance provider for Dallas drivers with accidents on their records
In our analysis, Metromile saved the average person who had been in an accident the most, with annual savings averaging $712 over the competition.
The best car insurance company for Dallas drivers with speeding tickets
>Mile Auto gave the average person with a speeding ticket the most savings, averaging $580 better than other car insurance companies.
The best auto insurance for Dallas drivers with a DUI conviction
Getting a quote from Mile Auto may cost the average person with a DUI about $652 less each year.
The least expensive car insurance company for new and young drivers in Dallas
In Dallas, Country Financial costs young drivers $1,731 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Dallas
State Farm gave the largest car insurance discounts to married couples, averaging $467 saved each year compared to an average Dallas couple's premiums.
The cheapest car insurance in Dallas for drivers with bad credit
The best Dallas car insurance company for customer service
Recent price drops
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The cheapest large national provider in Dallas
For customers who prefer to work with large national providers, we recommend State Farm for pricing. The average Dallas driver can expect to pay about $97 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Dallas, USAA has the best prices for drivers with a DUI conviction, drivers with bad credit, good drivers, drivers with speeding tickets, young drivers, married couples, and drivers with accidents.Auto Insurance Prices in and Around Dallas
What Influences the Cost of Car Insurance in Dallas?
On average, car insurance in Dallas is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- Oregon state insurance regulations may allow for lower prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Dallas are lower than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are moderate, with a Vehicle Theft Crime Grade of C- according to CrimeGrade.org.
- Dallas is a lightly populated area in the state. The city’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Dallas is $97 per month for minimum coverage and $125 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Ellendale: Insurance costs 2.79% less
- Fir Villa: Insurance costs 0.13% less
- Oakdale: Insurance costs 1.73% more
- Smithfield: Insurance costs 0.13% less
- Salt Creek: Insurance costs 0.73% less
- Monmouth: Insurance costs 0.27% less
- Rickreall: Insurance costs 2.59% less
- Falls City: Insurance costs 1.26% more
- Crowley: Insurance costs 4.78% less
- Independence: Insurance costs 4.38% more
Cities with Similar Populations
- Susanville: Insurance costs 21.65% more
- The Dalles: Insurance costs 3.45% less
- Hermosa Beach: Insurance costs 49.80% more
- Holly: Insurance costs 95.82% more
- Hopkins: Insurance costs 14.01% more
- Howard: Insurance costs 29.75% less
- Tarzana: Insurance costs 71.12% more
- Syosset: Insurance costs 82.27% more
- Sylacauga: Insurance costs 2.32% more
- Swedesboro: Insurance costs 19.19% more