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Get Cheap Car Insurance in Dalton Gardens, ID
We monitor insurance prices, helping the average driver in Dalton Gardens save up to 33.1% on car insurance.
The Cheapest Minimum Coverage in Dalton Gardens
The chart below shows the cheapest car insurance company in Dalton Gardens for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Auto-Owners Insurance, followed by Travelers, State Farm, and Progressive.
| Dalton Gardens Insurer | Monthly Cost |
|---|---|
| Auto-Owners Insurance | $35 |
| Travelers | $38 |
| State Farm | $41 |
| Progressive | $43 |
Savings for Every Kind of Dalton Gardens Driver
Based on our extensive insurance data, we know the average Dalton Gardens driver will save about 24% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $271 per year by choosing the right vehicle insurance company. Some Dalton Gardens residents are paying out over $1,112 extra every year for auto insurance in Dalton Gardens. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Dalton Gardens, ID Savings / Yr. |
|---|---|
$271 |
|
$560 |
|
$486 |
|
$430 |
|
$1,022 |
|
$264 |
|
$422 |
Dalton Gardens Car Insurance vs. Idaho
People living in Dalton Gardens pay an average of 1.66% less than the typical driver in the state. The average driver in Dalton Gardens can expect to pay about $617 per year, or $1,112 for full coverage.
Based on our analysis, Auto-Owners Insurance will be the cheapest provider in Dalton Gardens for most people.
Car Insurance Prices by Dalton Gardens Neighborhood
Insurance Prices
Where is insurance cheapest within Dalton Gardens?
The map shows insurance prices in and around Dalton Gardens, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $77 per year within the city boundaries, with insurance premiums ranging from a high of $1,180 to a low of $1,103. Insurance prices tend to be higher for those living in the Central area, and lower for those with homes in the Southwest parts of Dalton Gardens.Pick the Best Car Insurance Company for You in Dalton Gardens
The best car insurance provider for most drivers in Dalton Gardens
For drivers with clean driving records and no major strikes, Auto-Owners Insurance is the best option, with annual savings of $271 over the average Dalton Gardens car insurance company.
The best car insurance provider for Dalton Gardens drivers with accidents on their records
In our analysis, Auto-Owners Insurance saved the average person who had been in an accident the most, with annual savings averaging $560 over the competition.
The best car insurance company for Dalton Gardens drivers with speeding tickets
>Auto-Owners Insurance gave the average person with a speeding ticket the most savings, averaging $486 better than other car insurance companies.
The best auto insurance for Dalton Gardens drivers with a DUI conviction
Getting a quote from American Family Insurance may cost the average person with a DUI about $430 less each year.
The least expensive car insurance company for new and young drivers in Dalton Gardens
In Dalton Gardens, Auto-Owners Insurance costs young drivers $1,022 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Dalton Gardens
Auto-Owners Insurance gave the largest car insurance discounts to married couples, averaging $264 saved each year compared to an average Dalton Gardens couple's premiums.
The cheapest car insurance in Dalton Gardens for drivers with bad credit
The best Dalton Gardens car insurance company for customer service
Nationwide was the best company for customer service in Dalton Gardens according to the NAIC.
Recent price drops
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The cheapest large national provider in Dalton Gardens
For customers who prefer to work with large national providers, we recommend Travelers for pricing. The average Dalton Gardens driver can expect to pay about $75 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Dalton Gardens, USAA has the best prices for drivers with speeding tickets, drivers with a DUI conviction, married couples, drivers with bad credit, good drivers, young drivers, and drivers with accidents.Auto Insurance Prices in and Around Dalton Gardens
What Influences the Cost of Car Insurance in Dalton Gardens?
On average, car insurance in Dalton Gardens is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Dalton Gardens is 24 minutes, which is far less than average for a driver in the state.
- Idaho state insurance regulations may allow for lower prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Dalton Gardens are about average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are low, with a Vehicle Theft Crime Grade of B- according to CrimeGrade.org.
- Dalton Gardens is a lightly populated area in the state. The city’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Dalton Gardens is $51 per month for minimum coverage and $93 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Coeur d'Alene: Insurance costs 0.18% more
- Hayden Lake: Insurance costs 2.07% more
- Hayden: Insurance costs 0.63% more
- Fernan Lake Village: Insurance costs 1.53% more
- Huetter: Insurance costs 0.54% more
- Rockaway Beach: Insurance costs 3.51% more
- Rathdrum: Insurance costs 2.79% more
- Post Falls: Insurance costs 0.45% more
- Garwood: Insurance costs 2.97% more
- McGuire: Insurance costs 2.52% more
Cities with Similar Populations
- Gramercy: Insurance costs 188.67% more
- Columbia City: Insurance costs 45.32% more
- Delanson: Insurance costs 99.10% more
- East Dundee: Insurance costs 42.45% more
- Fair Play: Insurance costs 40.74% more
- Fairfax: Insurance costs 54.68% more
- Farmingdale: Insurance costs 13.94% less
- Frankfort: Insurance costs 150.99% more
- Garfield: Insurance costs 52.25% more
- Berlin: Insurance costs 34.53% more