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Get Cheap Car Insurance in Post Falls, ID
We monitor insurance prices, helping the average driver in Post Falls save up to 33.1% on car insurance.
The Cheapest Minimum Coverage in Post Falls
The chart below shows the cheapest car insurance company in Post Falls for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Auto-Owners Insurance, followed by Travelers, State Farm, and Progressive.
| Post Falls Insurer | Monthly Cost |
|---|---|
| Auto-Owners Insurance | $36 |
| Travelers | $38 |
| State Farm | $41 |
| Progressive | $43 |
Savings for Every Kind of Post Falls Driver
Based on our extensive insurance data, we know the average Post Falls driver will save about 24% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $273 per year by choosing the right vehicle insurance company. Some Post Falls residents are paying out over $1,117 extra every year for auto insurance in Post Falls. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Post Falls, ID Savings / Yr. |
|---|---|
$273 |
|
$562 |
|
$488 |
|
$431 |
|
$1,026 |
|
$265 |
|
$424 |
Post Falls Car Insurance vs. Idaho
People living in Post Falls pay an average of 1.27% less than the typical driver in the state. The average driver in Post Falls can expect to pay about $619 per year, or $1,117 for full coverage.
Based on our analysis, Auto-Owners Insurance will be the cheapest provider in Post Falls for most people.
Car Insurance Prices by Post Falls Neighborhood
Insurance Prices
Where is insurance cheapest within Post Falls?
The map shows insurance prices in and around Post Falls, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $127 per year within the city boundaries, with insurance premiums ranging from a high of $1,180 to a low of $1,053. Insurance prices tend to be higher for those living in the Central area, and lower for those with homes in the Southeast parts of Post Falls.Pick the Best Car Insurance Company for You in Post Falls
The best car insurance provider for most drivers in Post Falls
For drivers with clean driving records and no major strikes, Auto-Owners Insurance is the best option, with annual savings of $273 over the average Post Falls car insurance company.
The best car insurance provider for Post Falls drivers with accidents on their records
In our analysis, Auto-Owners Insurance saved the average person who had been in an accident the most, with annual savings averaging $562 over the competition.
The best car insurance company for Post Falls drivers with speeding tickets
>Auto-Owners Insurance gave the average person with a speeding ticket the most savings, averaging $488 better than other car insurance companies.
The best auto insurance for Post Falls drivers with a DUI conviction
Getting a quote from American Family Insurance may cost the average person with a DUI about $431 less each year.
The least expensive car insurance company for new and young drivers in Post Falls
In Post Falls, Auto-Owners Insurance costs young drivers $1,026 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Post Falls
Auto-Owners Insurance gave the largest car insurance discounts to married couples, averaging $265 saved each year compared to an average Post Falls couple's premiums.
The cheapest car insurance in Post Falls for drivers with bad credit
The best Post Falls car insurance company for customer service
Nationwide was the best company for customer service in Post Falls according to the NAIC.
Recent price drops
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The cheapest large national provider in Post Falls
For customers who prefer to work with large national providers, we recommend Travelers for pricing. The average Post Falls driver can expect to pay about $75 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Post Falls, USAA has the best prices for drivers with speeding tickets, drivers with a DUI conviction, married couples, drivers with bad credit, good drivers, young drivers, and drivers with accidents.Auto Insurance Prices in and Around Post Falls
What Influences the Cost of Car Insurance in Post Falls?
On average, car insurance in Post Falls is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Post Falls is 25 minutes, which is a little less than average for a driver in the state.
- Idaho state insurance regulations may allow for lower prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Post Falls are lower than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are low, with a Vehicle Theft Crime Grade of B- according to CrimeGrade.org.
- Post Falls is one of the least populated areas in the state. The city’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Post Falls is $52 per month for minimum coverage and $93 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- State Line: Insurance costs 0.54% less
- McGuire: Insurance costs 2.06% more
- Huetter: Insurance costs 0.09% more
- Hauser: Insurance costs 2.06% less
- Newman Lake: Insurance costs 23.81% more
- Coeur d'Alene: Insurance costs 0.27% less
- Rathdrum: Insurance costs 2.33% more
- Hayden: Insurance costs 0.18% more
- Dalton Gardens: Insurance costs 0.45% less
- Liberty Lake: Insurance costs 22.02% more
Cities with Similar Populations
- Doylestown: Insurance costs 24.35% more
- Duncanville: Insurance costs 78.69% more
- Eagle Pass: Insurance costs 65.44% more
- Fallbrook: Insurance costs 79.41% more
- Greenacres: Insurance costs 191.76% more
- Pikesville: Insurance costs 89.70% more
- Shelby: Insurance costs 13.25% more
- Strongsville: Insurance costs 0.27% less
- Taylors: Insurance costs 45.84% more
- Arlington: Insurance costs 32.23% more