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Get Cheap Car Insurance in Daytona Beach Shores, FL
We monitor insurance prices, helping the average driver in Daytona Beach Shores save up to 34.6% on car insurance.
The Cheapest Minimum Coverage in Daytona Beach Shores
The chart below shows the cheapest car insurance company in Daytona Beach Shores for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Geico, followed by State Farm, Gainsco, and Bristol West.
| Daytona Beach Shores Insurer | Monthly Cost |
|---|---|
| Geico | $118 |
| State Farm | $125 |
| Gainsco | $164 |
| Bristol West | $164 |
Savings for Every Kind of Daytona Beach Shores Driver
Based on our extensive insurance data, we know the average Daytona Beach Shores driver will save about 29% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $725 per year by choosing the right vehicle insurance company. Some Daytona Beach Shores residents are paying out over $2,476 extra every year for auto insurance in Daytona Beach Shores. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Daytona Beach Shores, FL Savings / Yr. |
|---|---|
$725 |
|
$1,064 |
|
$818 |
|
$810 |
|
$2,573 |
|
$703 |
|
$1,024 |
Daytona Beach Shores Car Insurance vs. Florida
People living in Daytona Beach Shores pay an average of 6.27% less than the typical driver in the state. The average driver in Daytona Beach Shores can expect to pay about $2,261 per year, or $2,476 for full coverage.
Based on our analysis, Geico will be the cheapest provider in Daytona Beach Shores for most people.
Car Insurance Prices by Daytona Beach Shores Neighborhood
Insurance Prices
Where is insurance cheapest within Daytona Beach Shores?
The map shows insurance prices in and around Daytona Beach Shores, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $312 per year within the city boundaries, with insurance premiums ranging from a high of $2,703 to a low of $2,391. Insurance prices tend to be higher for those living in the East area, and lower for those with homes in the North parts of Daytona Beach Shores.Pick the Best Car Insurance Company for You in Daytona Beach Shores
The best car insurance provider for most drivers in Daytona Beach Shores
For drivers with clean driving records and no major strikes, Geico is the best option, with annual savings of $725 over the average Daytona Beach Shores car insurance company.
The best car insurance provider for Daytona Beach Shores drivers with accidents on their records
In our analysis, Geico saved the average person who had been in an accident the most, with annual savings averaging $1,064 over the competition.
The best car insurance company for Daytona Beach Shores drivers with speeding tickets
>State Farm gave the average person with a speeding ticket the most savings, averaging $818 better than other car insurance companies.
The best auto insurance for Daytona Beach Shores drivers with a DUI conviction
Getting a quote from Geico may cost the average person with a DUI about $810 less each year.
The least expensive car insurance company for new and young drivers in Daytona Beach Shores
In Daytona Beach Shores, Geico costs young drivers $2,573 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Daytona Beach Shores
Geico gave the largest car insurance discounts to married couples, averaging $703 saved each year compared to an average Daytona Beach Shores couple's premiums.
The cheapest car insurance in Daytona Beach Shores for drivers with bad credit
The best Daytona Beach Shores car insurance company for customer service
Allstate was the best company for customer service in Daytona Beach Shores according to the NAIC.
Recent price drops
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The cheapest large national provider in Daytona Beach Shores
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average Daytona Beach Shores driver can expect to pay about $156 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Daytona Beach Shores, USAA has the best prices for good drivers, drivers with accidents, and drivers with speeding tickets.Auto Insurance Prices in and Around Daytona Beach Shores
What Influences the Cost of Car Insurance in Daytona Beach Shores?
On average, car insurance in Daytona Beach Shores is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Daytona Beach Shores is 26 minutes, which is far less than average for a driver in the state.
- Florida state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Daytona Beach Shores are lower than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are high, with a Vehicle Theft Crime Grade of B according to CrimeGrade.org.
- Daytona Beach Shores is one of the least populated areas in the state. The city’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Daytona Beach Shores is $188 per month for minimum coverage and $206 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- South Daytona: Insurance costs 0.12% less
- Port Orange: Insurance costs 3.15% less
- Daytona Beach: Insurance costs 0.36% more
- Ponce Inlet: Insurance costs 0.20% less
- Holly Hill: Insurance costs 0.28% more
- Isleboro: Insurance costs 3.23% less
- Daytona Highridge Estates: Insurance costs 2.91% less
- New Smyrna Beach: Insurance costs 2.02% less
- Ormond Beach: Insurance costs 3.31% less
- DeLeon Springs: Insurance costs 1.82% less
Cities with Similar Populations
- West Salem: Insurance costs 55.33% less
- Williams: Insurance costs 21.20% less
- Wesson: Insurance costs 30.78% less
- Williamson: Insurance costs 16.80% less
- Williamstown: Insurance costs 15.43% less
- Whiteville: Insurance costs 41.56% less
- White Bluff: Insurance costs 44.59% less
- Wind Gap: Insurance costs 43.58% less
- Westmere: Insurance costs 10.02% less
- Winlock: Insurance costs 44.43% less