Coverage Watch does not have a financial relationship with any car insurance companies and quote providers. Everything displayed on the site is completely free from bias and based on legitimate data.
Get Cheap Car Insurance in South Daytona, FL
We monitor insurance prices, helping the average driver in South Daytona save up to 34.6% on car insurance.
The Cheapest Minimum Coverage in South Daytona
The chart below shows the cheapest car insurance company in South Daytona for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Geico, followed by State Farm, Gainsco, and Bristol West.
| South Daytona Insurer | Monthly Cost |
|---|---|
| Geico | $118 |
| State Farm | $125 |
| Gainsco | $163 |
| Bristol West | $163 |
Savings for Every Kind of South Daytona Driver
Based on our extensive insurance data, we know the average South Daytona driver will save about 29% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $724 per year by choosing the right vehicle insurance company. Some South Daytona residents are paying out over $2,473 extra every year for auto insurance in South Daytona. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
South Daytona, FL Savings / Yr. |
|---|---|
$724 |
|
$1,062 |
|
$817 |
|
$809 |
|
$2,570 |
|
$702 |
|
$1,023 |
South Daytona Car Insurance vs. Florida
People living in South Daytona pay an average of 6.39% less than the typical driver in the state. The average driver in South Daytona can expect to pay about $2,258 per year, or $2,473 for full coverage.
Based on our analysis, Geico will be the cheapest provider in South Daytona for most people.
Car Insurance Prices by South Daytona Neighborhood
Insurance Prices
Where is insurance cheapest within South Daytona?
The map shows insurance prices in and around South Daytona, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $517 per year within the city boundaries, with insurance premiums ranging from a high of $2,838 to a low of $2,321. Insurance prices tend to be higher for those living in the Northeast area, and lower for those with homes in the Northwest parts of South Daytona.Pick the Best Car Insurance Company for You in South Daytona
The best car insurance provider for most drivers in South Daytona
For drivers with clean driving records and no major strikes, Geico is the best option, with annual savings of $724 over the average South Daytona car insurance company.
The best car insurance provider for South Daytona drivers with accidents on their records
In our analysis, Geico saved the average person who had been in an accident the most, with annual savings averaging $1,062 over the competition.
The best car insurance company for South Daytona drivers with speeding tickets
>State Farm gave the average person with a speeding ticket the most savings, averaging $817 better than other car insurance companies.
The best auto insurance for South Daytona drivers with a DUI conviction
Getting a quote from Geico may cost the average person with a DUI about $809 less each year.
The least expensive car insurance company for new and young drivers in South Daytona
In South Daytona, Geico costs young drivers $2,570 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in South Daytona
Geico gave the largest car insurance discounts to married couples, averaging $702 saved each year compared to an average South Daytona couple's premiums.
The cheapest car insurance in South Daytona for drivers with bad credit
The best South Daytona car insurance company for customer service
Allstate was the best company for customer service in South Daytona according to the NAIC.
Recent price drops
In 2020, at the peak of the global pandemic, {{top1_2020pricedrop_company}} changed their average price {{top1_2020pricedrop_company_percentage}}% in South Daytona, which was better than other insurers.
The cheapest large national provider in South Daytona
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average South Daytona driver can expect to pay about $156 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In South Daytona, USAA has the best prices for good drivers, drivers with accidents, and drivers with speeding tickets.Auto Insurance Prices in and Around South Daytona
What Influences the Cost of Car Insurance in South Daytona?
On average, car insurance in South Daytona is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in South Daytona is 27 minutes, which is far less than average for a driver in the state.
- Florida state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in South Daytona are among the lowest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are moderate, with a Vehicle Theft Crime Grade of B+ according to CrimeGrade.org.
- South Daytona is a lightly populated area in the state. The city’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in South Daytona is $188 per month for minimum coverage and $206 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Daytona Beach Shores: Insurance costs 0.12% more
- Daytona Beach: Insurance costs 0.49% more
- Port Orange: Insurance costs 3.03% less
- Holly Hill: Insurance costs 0.40% more
- Ponce Inlet: Insurance costs 0.08% less
- Daytona Highridge Estates: Insurance costs 2.79% less
- Isleboro: Insurance costs 3.11% less
- Ormond Beach: Insurance costs 3.19% less
- New Smyrna Beach: Insurance costs 1.90% less
- DeLeon Springs: Insurance costs 1.70% less
Cities with Similar Populations
- Swampscott: Insurance costs 30.61% less
- Dallas: Insurance costs 45.29% less
- Damascus: Insurance costs 23.13% less
- Danville: Insurance costs 52.00% less
- Dayton: Insurance costs 19.61% less
- Deatsville: Insurance costs 36.96% less
- Decatur: Insurance costs 32.92% less
- Delhi: Insurance costs 16.17% less
- Doctor Phillips: Insurance costs 7.08% more
- Fraser: Insurance costs 27.98% more