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Get Cheap Car Insurance in Daytonville, NY
We monitor insurance prices, helping the average driver in Daytonville save up to 32.6% on car insurance.
The Cheapest Minimum Coverage in Daytonville
The chart below shows the cheapest car insurance company in Daytonville for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Kemper, followed by Plymouth Rock Assurance, Safeco Insurance, and Geico.
| Daytonville Insurer | Monthly Cost |
|---|---|
| Kemper | $75 |
| Plymouth Rock Assurance | $100 |
| Safeco Insurance | $108 |
| Geico | $112 |
Savings for Every Kind of Daytonville Driver
Based on our extensive insurance data, we know the average Daytonville driver will save about 30% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $610 per year by choosing the right vehicle insurance company. Some Daytonville residents are paying out over $2,044 extra every year for auto insurance in Daytonville. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Daytonville, NY Savings / Yr. |
|---|---|
$610 |
|
$389 |
|
$776 |
|
$786 |
|
$1,925 |
|
$644 |
|
$1,026 |
Daytonville Car Insurance vs. New York
People living in Daytonville pay an average of 15.69% less than the typical driver in the state. The average driver in Daytonville can expect to pay about $1,483 per year, or $2,044 for full coverage.
Based on our analysis, Kemper will be the cheapest provider in Daytonville for most people.
Car Insurance Prices by Daytonville Neighborhood
Insurance Prices
Where is insurance cheapest within Daytonville?
The map shows insurance prices in and around Daytonville, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $0 per year within the city boundaries, with insurance premiums ranging from a high of $2,044 to a low of $2,044. Insurance prices tend to be higher for those living in the Central area, and lower for those with homes in the Central parts of Daytonville.Pick the Best Car Insurance Company for You in Daytonville
The best car insurance provider for most drivers in Daytonville
For drivers with clean driving records and no major strikes, Kemper is the best option, with annual savings of $610 over the average Daytonville car insurance company.
The best car insurance provider for Daytonville drivers with accidents on their records
In our analysis, Kemper saved the average person who had been in an accident the most, with annual savings averaging $389 over the competition.
The best car insurance company for Daytonville drivers with speeding tickets
>Kemper gave the average person with a speeding ticket the most savings, averaging $776 better than other car insurance companies.
The best auto insurance for Daytonville drivers with a DUI conviction
Getting a quote from Progressive may cost the average person with a DUI about $786 less each year.
The least expensive car insurance company for new and young drivers in Daytonville
In Daytonville, Progressive costs young drivers $1,925 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Daytonville
Progressive gave the largest car insurance discounts to married couples, averaging $644 saved each year compared to an average Daytonville couple's premiums.
The cheapest car insurance in Daytonville for drivers with bad credit
The best Daytonville car insurance company for customer service
Nationwide was the best company for customer service in Daytonville according to the NAIC.
Recent price drops
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The cheapest large national provider in Daytonville
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average Daytonville driver can expect to pay about $183 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Daytonville, USAA has the best prices for drivers with bad credit, drivers with speeding tickets, drivers with a DUI conviction, drivers with accidents, good drivers, married couples, and young drivers.Auto Insurance Prices in and Around Daytonville
What Influences the Cost of Car Insurance in Daytonville?
On average, car insurance in Daytonville is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Daytonville is 24 minutes, which is far less than average for a driver in the state.
- New York state insurance regulations may require higher prices.
- An average of 11 to 12 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Daytonville are among the highest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very low, with a Vehicle Theft Crime Grade of A+ according to CrimeGrade.org.
- Daytonville is a lightly populated area in the state. The city’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Daytonville is $124 per month for minimum coverage and $170 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Paris Station: Insurance costs 0.44% more
- Forge Hollow: Insurance costs 0.20% more
- Deansboro: Insurance costs 1.03% more
- Waterville: Insurance costs 1.91% more
- Sangerfield: Insurance costs 2.40% more
- Chadwicks: Insurance costs 5.28% more
- Sauquoit: Insurance costs 3.13% more
- Franklin Springs: Insurance costs 2.50% more
- Clinton: Insurance costs 3.96% more
- Kirkland: Insurance costs 4.50% more
Cities with Similar Populations
- Pine Swamp: Insurance costs 33.61% less
- Mossy: Insurance costs 27.74% less
- Murdock Crossing: Insurance costs 16.39% less
- Musselshell: Insurance costs 20.99% less
- Naponee: Insurance costs 29.50% less
- New Point: Insurance costs 13.65% less
- Paradise: Insurance costs 48.24% less
- Parkdale: Insurance costs 9.93% less
- Parkston: Insurance costs 12.72% more
- Patton Junction: Insurance costs 11.15% less