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Get Cheap Car Insurance in Derwood, MD
We monitor insurance prices, helping the average driver in Derwood save up to 26.9% on car insurance.
The Cheapest Minimum Coverage in Derwood
The chart below shows the cheapest car insurance company in Derwood for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through State Farm, followed by Erie Insurance, Travelers, and Safeco Insurance.
| Derwood Insurer | Monthly Cost |
|---|---|
| State Farm | $91 |
| Erie Insurance | $93 |
| Travelers | $106 |
| Safeco Insurance | $110 |
Savings for Every Kind of Derwood Driver
Based on our extensive insurance data, we know the average Derwood driver will save about 19% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $367 per year by choosing the right vehicle insurance company. Some Derwood residents are paying out over $1,972 extra every year for auto insurance in Derwood. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Derwood, MD Savings / Yr. |
|---|---|
$367 |
|
$345 |
|
$401 |
|
$647 |
|
$1,244 |
|
$222 |
|
$869 |
Derwood Car Insurance vs. Maryland
People living in Derwood pay an average of 6.42% more than the typical driver in the state. The average driver in Derwood can expect to pay about $1,344 per year, or $1,972 for full coverage.
Based on our analysis, MetLife will be the cheapest provider in Derwood for most people.
Car Insurance Prices by Derwood Neighborhood
Insurance Prices
Where is insurance cheapest within Derwood?
The map shows insurance prices in and around Derwood, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $169 per year within the city boundaries, with insurance premiums ranging from a high of $2,024 to a low of $1,855. Insurance prices tend to be higher for those living in the Central area, and lower for those with homes in the Southeast parts of Derwood.Pick the Best Car Insurance Company for You in Derwood
The best car insurance provider for most drivers in Derwood
For drivers with clean driving records and no major strikes, MetLife is the best option, with annual savings of $367 over the average Derwood car insurance company.
The best car insurance provider for Derwood drivers with accidents on their records
In our analysis, State Farm saved the average person who had been in an accident the most, with annual savings averaging $345 over the competition.
The best car insurance company for Derwood drivers with speeding tickets
>Erie Insurance gave the average person with a speeding ticket the most savings, averaging $401 better than other car insurance companies.
The best auto insurance for Derwood drivers with a DUI conviction
Getting a quote from Erie Insurance may cost the average person with a DUI about $647 less each year.
The least expensive car insurance company for new and young drivers in Derwood
In Derwood, Erie Insurance costs young drivers $1,244 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Derwood
State Farm gave the largest car insurance discounts to married couples, averaging $222 saved each year compared to an average Derwood couple's premiums.
The cheapest car insurance in Derwood for drivers with bad credit
The best Derwood car insurance company for customer service
Recent price drops
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The cheapest large national provider in Derwood
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average Derwood driver can expect to pay about $133 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Derwood, USAA has the best prices for drivers with a DUI conviction, drivers with bad credit, drivers with accidents, married couples, drivers with speeding tickets, young drivers, and good drivers.Auto Insurance Prices in and Around Derwood
What Influences the Cost of Car Insurance in Derwood?
On average, car insurance in Derwood is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Derwood is 48 minutes, which is a little more than average for a driver in the state.
- Maryland state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Derwood are among the highest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very low, with a Vehicle Theft Crime Grade of B- according to CrimeGrade.org.
- Derwood is a lightly populated area in the state. The city’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Derwood is $112 per month for minimum coverage and $164 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Redland: Insurance costs 2.13% less
- Washington Grove: Insurance costs 5.43% more
- Rockville: Insurance costs 1.83% more
- Gaithersburg: Insurance costs 2.33% more
- Olney: Insurance costs 0.56% less
- Montgomery Village: Insurance costs 5.32% more
- Aspen Hill: Insurance costs 8.06% more
- Laytonsville: Insurance costs 2.99% less
- Brookeville: Insurance costs 3.55% less
- Sandy Spring: Insurance costs 1.47% less
Cities with Similar Populations
- Point Pleasant: Insurance costs 22.26% less
- Kayenta: Insurance costs 9.69% less
- Keene: Insurance costs 16.53% less
- Kennebunkport: Insurance costs 52.89% less
- Kenova: Insurance costs 21.25% less
- Kentwood: Insurance costs 56.80% more
- Kermit: Insurance costs 9.48% less
- Lone Grove: Insurance costs 14.81% less
- Longboat Key: Insurance costs 33.42% more
- Los Ranchos de Albuquerque: Insurance costs 17.29% less