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Get Cheap Car Insurance in Montgomery Village, MD
We monitor insurance prices, helping the average driver in Montgomery Village save up to 26.9% on car insurance.
The Cheapest Minimum Coverage in Montgomery Village
The chart below shows the cheapest car insurance company in Montgomery Village for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through State Farm, followed by Erie Insurance, Travelers, and Safeco Insurance.
| Montgomery Village Insurer | Monthly Cost |
|---|---|
| State Farm | $96 |
| Erie Insurance | $98 |
| Travelers | $111 |
| Safeco Insurance | $115 |
Savings for Every Kind of Montgomery Village Driver
Based on our extensive insurance data, we know the average Montgomery Village driver will save about 19% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $387 per year by choosing the right vehicle insurance company. Some Montgomery Village residents are paying out over $2,077 extra every year for auto insurance in Montgomery Village. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Montgomery Village, MD Savings / Yr. |
|---|---|
$387 |
|
$363 |
|
$423 |
|
$681 |
|
$1,310 |
|
$234 |
|
$916 |
Montgomery Village Car Insurance vs. Maryland
People living in Montgomery Village pay an average of 12.08% more than the typical driver in the state. The average driver in Montgomery Village can expect to pay about $1,416 per year, or $2,077 for full coverage.
Based on our analysis, MetLife will be the cheapest provider in Montgomery Village for most people.
Car Insurance Prices by Montgomery Village Neighborhood
Insurance Prices
Where is insurance cheapest within Montgomery Village?
The map shows insurance prices in and around Montgomery Village, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $332 per year within the city boundaries, with insurance premiums ranging from a high of $2,290 to a low of $1,958. Insurance prices tend to be higher for those living in the South area, and lower for those with homes in the East parts of Montgomery Village.Pick the Best Car Insurance Company for You in Montgomery Village
The best car insurance provider for most drivers in Montgomery Village
For drivers with clean driving records and no major strikes, MetLife is the best option, with annual savings of $387 over the average Montgomery Village car insurance company.
The best car insurance provider for Montgomery Village drivers with accidents on their records
In our analysis, State Farm saved the average person who had been in an accident the most, with annual savings averaging $363 over the competition.
The best car insurance company for Montgomery Village drivers with speeding tickets
>Erie Insurance gave the average person with a speeding ticket the most savings, averaging $423 better than other car insurance companies.
The best auto insurance for Montgomery Village drivers with a DUI conviction
Getting a quote from Erie Insurance may cost the average person with a DUI about $681 less each year.
The least expensive car insurance company for new and young drivers in Montgomery Village
In Montgomery Village, Erie Insurance costs young drivers $1,310 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Montgomery Village
State Farm gave the largest car insurance discounts to married couples, averaging $234 saved each year compared to an average Montgomery Village couple's premiums.
The cheapest car insurance in Montgomery Village for drivers with bad credit
The best Montgomery Village car insurance company for customer service
Nationwide was the best company for customer service in Montgomery Village according to the NAIC.
Recent price drops
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The cheapest large national provider in Montgomery Village
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average Montgomery Village driver can expect to pay about $133 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Montgomery Village, USAA has the best prices for drivers with a DUI conviction, drivers with bad credit, drivers with accidents, married couples, drivers with speeding tickets, young drivers, and good drivers.Auto Insurance Prices in and Around Montgomery Village
What Influences the Cost of Car Insurance in Montgomery Village?
On average, car insurance in Montgomery Village is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Montgomery Village is 45 minutes, which is a little more than average for a driver in the state.
- Maryland state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Montgomery Village are lower than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are low, with a Vehicle Theft Crime Grade of C+ according to CrimeGrade.org.
- Montgomery Village is one of the least populated areas in the state. The city’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Montgomery Village is $118 per month for minimum coverage and $173 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Gaithersburg: Insurance costs 2.84% less
- Washington Grove: Insurance costs 0.10% more
- Germantown: Insurance costs 3.13% less
- Laytonsville: Insurance costs 7.90% less
- Redland: Insurance costs 7.08% less
- Derwood: Insurance costs 5.06% less
- Boyds: Insurance costs 6.02% less
- Clarksburg: Insurance costs 6.55% less
- North Potomac: Insurance costs 7.37% less
- Rockville: Insurance costs 3.32% less
Cities with Similar Populations
- Windsor: Insurance costs 14.97% less
- Gaffney: Insurance costs 20.90% less
- Staunton: Insurance costs 43.67% less
- West Little River: Insurance costs 72.70% more
- Watertown Town: Insurance costs 18.34% less
- Sylvania: Insurance costs 47.38% less
- Clemmons: Insurance costs 42.51% less
- Manchester: Insurance costs 2.26% more
- Roseville: Insurance costs 16.47% less
- Rio Grande City: Insurance costs 12.90% less