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Get Cheap Car Insurance in Des Arc, AR
We monitor insurance prices, helping the average driver in Des Arc save up to 33.0% on car insurance.
The Cheapest Minimum Coverage in Des Arc
The chart below shows the cheapest car insurance company in Des Arc for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Safeco Insurance, followed by Farm Bureau, Geico, and Jupiter.
| Des Arc Insurer | Monthly Cost |
|---|---|
| Safeco Insurance | $55 |
| Farm Bureau | $57 |
| Geico | $58 |
| Jupiter | $60 |
Savings for Every Kind of Des Arc Driver
Based on our extensive insurance data, we know the average Des Arc driver will save about 20% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $335 per year by choosing the right vehicle insurance company. Some Des Arc residents are paying out over $1,695 extra every year for auto insurance in Des Arc. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Des Arc, AR Savings / Yr. |
|---|---|
$335 |
|
$594 |
|
$478 |
|
$736 |
|
$1,902 |
|
$337 |
|
$472 |
Des Arc Car Insurance vs. Arkansas
People living in Des Arc pay an average of 0.69% more than the typical driver in the state. The average driver in Des Arc can expect to pay about $917 per year, or $1,695 for full coverage.
Based on our analysis, Travelers will be the cheapest provider in Des Arc for most people.
Car Insurance Prices by Des Arc Neighborhood
Insurance Prices
Where is insurance cheapest within Des Arc?
The map shows insurance prices in and around Des Arc, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $21 per year within the city boundaries, with insurance premiums ranging from a high of $1,705 to a low of $1,684. Insurance prices tend to be higher for those living in the West area, and lower for those with homes in the East parts of Des Arc.Pick the Best Car Insurance Company for You in Des Arc
The best car insurance provider for most drivers in Des Arc
For drivers with clean driving records and no major strikes, Travelers is the best option, with annual savings of $335 over the average Des Arc car insurance company.
The best car insurance provider for Des Arc drivers with accidents on their records
In our analysis, Gainsco saved the average person who had been in an accident the most, with annual savings averaging $594 over the competition.
The best car insurance company for Des Arc drivers with speeding tickets
>Geico gave the average person with a speeding ticket the most savings, averaging $478 better than other car insurance companies.
The best auto insurance for Des Arc drivers with a DUI conviction
Getting a quote from Farm Bureau may cost the average person with a DUI about $736 less each year.
The least expensive car insurance company for new and young drivers in Des Arc
In Des Arc, Farm Bureau costs young drivers $1,902 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Des Arc
Farm Bureau gave the largest car insurance discounts to married couples, averaging $337 saved each year compared to an average Des Arc couple's premiums.
The cheapest car insurance in Des Arc for drivers with bad credit
The best Des Arc car insurance company for customer service
Recent price drops
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The cheapest large national provider in Des Arc
For customers who prefer to work with large national providers, we recommend Travelers for pricing. The average Des Arc driver can expect to pay about $113 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Des Arc, USAA has the best prices for drivers with speeding tickets, married couples, drivers with bad credit, drivers with accidents, good drivers, drivers with a DUI conviction, and young drivers.Auto Insurance Prices in and Around Des Arc
What Influences the Cost of Car Insurance in Des Arc?
On average, car insurance in Des Arc is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- Arkansas state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Des Arc are lower than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are low, with a Vehicle Theft Crime Grade of C according to CrimeGrade.org.
- Des Arc is a fairly densely populated area in the state. The city’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Des Arc is $76 per month for minimum coverage and $141 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Erwin: Insurance costs 0.41% less
- Sand Hill: Insurance costs 0.29% less
- Plunketts: Insurance costs 0.29% less
- Little Dixie: Insurance costs 0.29% less
- Hayley: Insurance costs 0.12% less
- Hickory Plains: Insurance costs 0.65% less
- Biscoe: Insurance costs 0.47% more
- Brasfield: Insurance costs 0.24% less
- Maberry: Insurance costs 2.48% more
- Fredonia: Insurance costs 0.41% more
Cities with Similar Populations
- DeBerry: Insurance costs 1.24% less
- Britt: Insurance costs 28.02% less
- Carbondale: Insurance costs 9.50% less
- New Haven: Insurance costs 24.25% more
- Sears: Insurance costs 65.60% more
- Schaghticoke: Insurance costs 23.78% more
- Rock Hill: Insurance costs 40.88% more
- Rio: Insurance costs 34.34% less
- Puryear: Insurance costs 20.88% less
- Poindexters: Insurance costs 30.97% less