Coverage Watch does not have a financial relationship with any car insurance companies and quote providers. Everything displayed on the site is completely free from bias and based on legitimate data.
Get Cheap Car Insurance in Erwin, AR
We monitor insurance prices, helping the average driver in Erwin save up to 33.0% on car insurance.
The Cheapest Minimum Coverage in Erwin
The chart below shows the cheapest car insurance company in Erwin for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Safeco Insurance, followed by Farm Bureau, Geico, and Jupiter.
| Erwin Insurer | Monthly Cost |
|---|---|
| Safeco Insurance | $54 |
| Farm Bureau | $56 |
| Geico | $58 |
| Jupiter | $59 |
Savings for Every Kind of Erwin Driver
Based on our extensive insurance data, we know the average Erwin driver will save about 20% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $334 per year by choosing the right vehicle insurance company. Some Erwin residents are paying out over $1,688 extra every year for auto insurance in Erwin. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Erwin, AR Savings / Yr. |
|---|---|
$334 |
|
$592 |
|
$476 |
|
$733 |
|
$1,894 |
|
$336 |
|
$470 |
Erwin Car Insurance vs. Arkansas
People living in Erwin pay an average of 0.27% more than the typical driver in the state. The average driver in Erwin can expect to pay about $913 per year, or $1,688 for full coverage.
Based on our analysis, Travelers will be the cheapest provider in Erwin for most people.
Car Insurance Prices by Erwin Neighborhood
Insurance Prices
Where is insurance cheapest within Erwin?
The map shows insurance prices in and around Erwin, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $6 per year within the city boundaries, with insurance premiums ranging from a high of $1,690 to a low of $1,684. Insurance prices tend to be higher for those living in the Central area, and lower for those with homes in the West parts of Erwin.Pick the Best Car Insurance Company for You in Erwin
The best car insurance provider for most drivers in Erwin
For drivers with clean driving records and no major strikes, Travelers is the best option, with annual savings of $334 over the average Erwin car insurance company.
The best car insurance provider for Erwin drivers with accidents on their records
In our analysis, Gainsco saved the average person who had been in an accident the most, with annual savings averaging $592 over the competition.
The best car insurance company for Erwin drivers with speeding tickets
>Geico gave the average person with a speeding ticket the most savings, averaging $476 better than other car insurance companies.
The best auto insurance for Erwin drivers with a DUI conviction
Getting a quote from Farm Bureau may cost the average person with a DUI about $733 less each year.
The least expensive car insurance company for new and young drivers in Erwin
In Erwin, Farm Bureau costs young drivers $1,894 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Erwin
Farm Bureau gave the largest car insurance discounts to married couples, averaging $336 saved each year compared to an average Erwin couple's premiums.
The cheapest car insurance in Erwin for drivers with bad credit
The best Erwin car insurance company for customer service
Recent price drops
In 2020, at the peak of the global pandemic, {{top1_2020pricedrop_company}} changed their average price {{top1_2020pricedrop_company_percentage}}% in Erwin, which was better than other insurers.
The cheapest large national provider in Erwin
For customers who prefer to work with large national providers, we recommend Travelers for pricing. The average Erwin driver can expect to pay about $113 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Erwin, USAA has the best prices for drivers with speeding tickets, married couples, drivers with bad credit, drivers with accidents, good drivers, drivers with a DUI conviction, and young drivers.Auto Insurance Prices in and Around Erwin
What Influences the Cost of Car Insurance in Erwin?
On average, car insurance in Erwin is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- Arkansas state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Erwin are lower than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are low, with a Vehicle Theft Crime Grade of C according to CrimeGrade.org.
- Erwin is one of the least populated areas in the state. The city’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Erwin is $76 per month for minimum coverage and $141 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Des Arc: Insurance costs 0.41% more
- Plunketts: Insurance costs 0.12% more
- Sand Hill: Insurance costs 0.12% more
- Little Dixie: Insurance costs 0.12% more
- Maberry: Insurance costs 2.90% more
- Biscoe: Insurance costs 0.89% more
- Brasfield: Insurance costs 0.18% more
- Hickory Plains: Insurance costs 0.24% less
- Fredonia: Insurance costs 0.83% more
- Cotton Plant: Insurance costs 4.27% more
Cities with Similar Populations
- Sulphur Bluff: Insurance costs 3.91% less
- Colonial Acres: Insurance costs 15.17% more
- Coolidge: Insurance costs 5.04% less
- Cortelyou: Insurance costs 7.76% less
- Sterling: Insurance costs 36.32% less
- Stoddard: Insurance costs 17.77% less
- Stoverville: Insurance costs 3.44% less
- Stow: Insurance costs 22.81% more
- Strawbridge: Insurance costs 19.91% less
- Stringtown: Insurance costs 21.62% more