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Get Cheap Car Insurance in Downtown Akron, Akron, OH

We monitor insurance prices, helping the average driver in Downtown Akron save up to 30.1% on car insurance.

 

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The Cheapest Minimum Coverage in Downtown Akron

The chart below shows the cheapest car insurance company in Downtown Akron for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through State Farm, followed by Safeco Insurance, Travelers, and Mile Auto.

 
Downtown Akron Insurer Monthly Cost
State Farm $52
Safeco Insurance $54
Travelers $55
Mile Auto $58

Savings for Every Kind of Downtown Akron Driver

The table shows how much the average auto insurance customer in Downtown Akron might save by following our recommendations.

Based on our extensive insurance data, we know the average Downtown Akron driver will save about 26% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $337 per year by choosing the right vehicle insurance company. Some Downtown Akron residents are paying out over $1,274 extra every year for auto insurance in Downtown Akron. That cost may be even higher if you haven’t requested a new quote as your life situation changed.

Situation
Downtown Akron, Akron, OH Savings / Yr.
Drivers with good records
$337
Drivers with accidents
$572
Drivers with speeding tickets
$484
Drivers with a DUI conviction
$517
Young drivers
$1,237
Married drivers
$351
Drivers with bad credit
$493

Downtown Akron Car Insurance vs. Akron

People living in Downtown Akron pay an average of 13.34% more than the typical driver in the state. The average driver in Downtown Akron can expect to pay about $860 per year, or $1,274 for full coverage.

Based on our analysis, Mile Auto will be the cheapest provider in Downtown Akron for most people.

Car Insurance Prices by Downtown Akron Neighborhood

Downtown Akron, Akron, OH map of insurance costs by zip code and neighborhood

Insurance Prices

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Average
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Where is insurance cheapest within Downtown Akron?

The map shows insurance prices in and around Downtown Akron, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $233 per year within the neighborhood boundaries, with insurance premiums ranging from a high of $1,379 to a low of $1,146. Insurance prices tend to be higher for those living in the Southwest area, and lower for those with homes in the Northeast parts of Downtown Akron.

Pick the Best Car Insurance Company for You in Downtown Akron

We have analyzed insurance costs for auto insurance customers based on the major variables that impact pricing. The results of our analysis are below, including US dollar savings. What about when you meet one or more of the criteria? For example, if you have both a DUI and a speeding ticket? Simply start with the Downtown Akron insurance provider for whom we have posted the highest savings dollar figure.

The best car insurance provider for most drivers in Downtown Akron

For drivers with clean driving records and no major strikes, Mile Auto is the best option, with annual savings of $337 over the average Downtown Akron car insurance company.

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We use the average good driver, paying $78 per month, as our baseline for pricing in Downtown Akron. Mile Auto, Clearcover, and Gainsco are all good choices for quotes if you have a clean record. See also the best providers for married people if you are married, and look for repeated company names.

The best car insurance provider for Downtown Akron drivers with accidents on their records

In Downtown Akron getting into an accident will raise premiums an average 38% for a yearly cost of $2,051. That's $778 per year more than a driver with no at-fault crashes on their driving record might pay. To avoid paying out more than you need to, State Farm, Gainsco, and Mile Auto are good choices for drivers with accidents.

In our analysis, Gainsco saved the average person who had been in an accident the most, with annual savings averaging $572 over the competition.

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The best car insurance company for Downtown Akron drivers with speeding tickets

>Mile Auto gave the average person with a speeding ticket the most savings, averaging $484 better than other car insurance companies.

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Depending on the insurance company, a speeding ticket can actually raise insurance premiums more than getting in an accident. In Downtown Akron, tickets raise premiums on new quotes about $549. If you have a speeding ticket, we recommend State Farm, Mile Auto, and Gainsco for savings that beat the average insurance cost of $1,823 per year.

The best auto insurance for Downtown Akron drivers with a DUI conviction

Getting a DUI can increase the cost of insurance dramatically. The average person with a DUI paid $1,880 per year in auto insurance premiums, which was $606 more than a driver with no major issues. Gainsco, Mile Auto, and American Family Insurance penalized their customers the least for a DUI.

Getting a quote from Gainsco may cost the average person with a DUI about $517 less each year.

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The least expensive car insurance company for new and young drivers in Downtown Akron

In Downtown Akron, Geico costs young drivers $1,237 less each year versus the average auto insurance bill.

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Teen drivers account for more than their share of accidents, and thus end up paying about 71% more for insurance than more mature drivers in Downtown Akron. With an average cost of $4,457 per year (for young drivers who aren't on a parent's plan), car insurance for inexperienced drivers can’t ever be called "cheap." A few companies like State Farm, Geico, and Erie Insurance try to attract these younger drivers with lower prices in the hopes that they will stay with the company.

The best marriage discounts for vehicle insurance in Downtown Akron

Not everything is an excuse for the auto insurance companies to charge you more. Getting married provides an average discount of $54. State Farm, Geico, and Progressive provided the largest discounts to couples living in Downtown Akron.

State Farm gave the largest car insurance discounts to married couples, averaging $351 saved each year compared to an average Downtown Akron couple's premiums.

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The cheapest car insurance in Downtown Akron for drivers with bad credit

People with poor credit saved an average of $493 with Clearcover.

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Many people are surprised that their poor credit score can cost them an average of $652 every year. Premiums for people with poor credit were about $1,926 in Downtown Akron. However, some insurance companies do not take credit score into account. If you have a credit score below 575, get quotes from Geico, Travelers, and Clearcover.

The best Downtown Akron car insurance company for customer service

Many car insurance companies over the years have struggled with customer service. In Downtown Akron, the National Association of Insurance Commissioners (NAIC) ranks Nationwide as the best. Another valuable metric: JD Power ranks Erie Insurance as the best provider in Downtown Akron.

Nationwide was the best company for customer service in Downtown Akron according to the NAIC.

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Recent price drops

Due to improvements in our tracking and methodology, we are unable to show price change data for the most recent year. This data will return next year (2023).

In 2020, at the peak of the global pandemic, {{top1_2020pricedrop_company}} changed their average price {{top1_2020pricedrop_company_percentage}}% in Downtown Akron, which was better than other insurers.

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During the Covid-19 pandemic a few insurance companies realized people were driving less and struggling overall. They proactively lowered their rates for many customers in Downtown Akron. We think helping communities in a time of need deserves special attention. Many insurance companies have advertisements telling us how much they care: we prefer to look at their actions.

The cheapest large national provider in Downtown Akron

Many customers have informed us that they prefer to work with large national brands. Maybe they're one of the 89% of Downtown Akron residents who are renting, and don't plan to be in the neighborhood or city for very long. Or maybe national recognition and funds make people feel more secure with a large provider. Regardless, Geico tends to have the lowest prices for most drivers.

For customers who prefer to work with large national providers, we recommend Geico for pricing. The average Downtown Akron driver can expect to pay about $76 per month.

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What About USAA?

JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Downtown Akron, USAA has the best prices for young drivers, drivers with bad credit, drivers with speeding tickets, drivers with accidents, good drivers, and drivers with a DUI conviction.
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Auto Insurance Prices in and Around Downtown Akron

What Influences the Cost of Car Insurance in Downtown Akron?

On average, car insurance in Downtown Akron is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the neighborhood are influenced by the following factors:

  • The average commute time in Downtown Akron is 24 minutes, which is a little less than average for a driver in the city.
  • Ohio state insurance regulations may allow for lower prices.
  • An average of 0 weeks with snow on the ground, which impacts accident rates.
  • Marriage rates in Downtown Akron are among the lowest in the state, and marriage often results in car insurance discounts.
  • Vehicle theft rates in the area are very high, with a Vehicle Theft Crime Grade of D according to CrimeGrade.org.
  • Downtown Akron is one of the most densely populated areas in the state. The neighborhood’s density could result in a price increase for drivers.

As a result of these and other factors, the average cost of car insurance in Downtown Akron is $72 per month for minimum coverage and $106 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.

Car Insurance in Nearby Neighborhoods

Neighborhoods with Similar Populations

* Who is the average Downtown Akron driver? Based on national demographic data provided by BestNeighborhood, we took a single unmarried man living in central Downtown Akron with good (but not perfect) credit driving a used midsized sedan. Data sources: proprietary data collection and analysis, unique to CoverageWatch.org All content copyright CoverageWatch.org. Journalists and other websites are free to cite any data with attribution.