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Get Cheap Car Insurance in Downtown Jacksonville, Jacksonville, FL
We monitor insurance prices, helping the average driver in Downtown Jacksonville save up to 34.6% on car insurance.
The Cheapest Minimum Coverage in Downtown Jacksonville
The chart below shows the cheapest car insurance company in Downtown Jacksonville for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Geico, followed by State Farm, Gainsco, and Bristol West.
| Downtown Jacksonville Insurer | Monthly Cost |
|---|---|
| Geico | $133 |
| State Farm | $141 |
| Gainsco | $184 |
| Bristol West | $184 |
Savings for Every Kind of Downtown Jacksonville Driver
Based on our extensive insurance data, we know the average Downtown Jacksonville driver will save about 29% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $817 per year by choosing the right vehicle insurance company. Some Downtown Jacksonville residents are paying out over $2,792 extra every year for auto insurance in Downtown Jacksonville. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Downtown Jacksonville, Jacksonville, FL Savings / Yr. |
|---|---|
$817 |
|
$1,199 |
|
$922 |
|
$913 |
|
$2,900 |
|
$792 |
|
$1,155 |
Downtown Jacksonville Car Insurance vs. Jacksonville
People living in Downtown Jacksonville pay an average of 5.66% more than the typical driver in the state. The average driver in Downtown Jacksonville can expect to pay about $2,549 per year, or $2,792 for full coverage.
Based on our analysis, Geico will be the cheapest provider in Downtown Jacksonville for most people.
Car Insurance Prices by Downtown Jacksonville Neighborhood
Insurance Prices
Where is insurance cheapest within Downtown Jacksonville?
The map shows insurance prices in and around Downtown Jacksonville, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $586 per year within the neighborhood boundaries, with insurance premiums ranging from a high of $2,950 to a low of $2,364. Insurance prices tend to be higher for those living in the Southeast area, and lower for those with homes in the Central parts of Downtown Jacksonville.Pick the Best Car Insurance Company for You in Downtown Jacksonville
The best car insurance provider for most drivers in Downtown Jacksonville
For drivers with clean driving records and no major strikes, Geico is the best option, with annual savings of $817 over the average Downtown Jacksonville car insurance company.
The best car insurance provider for Downtown Jacksonville drivers with accidents on their records
In our analysis, Geico saved the average person who had been in an accident the most, with annual savings averaging $1,199 over the competition.
The best car insurance company for Downtown Jacksonville drivers with speeding tickets
>State Farm gave the average person with a speeding ticket the most savings, averaging $922 better than other car insurance companies.
The best auto insurance for Downtown Jacksonville drivers with a DUI conviction
Getting a quote from Geico may cost the average person with a DUI about $913 less each year.
The least expensive car insurance company for new and young drivers in Downtown Jacksonville
In Downtown Jacksonville, Geico costs young drivers $2,900 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Downtown Jacksonville
Geico gave the largest car insurance discounts to married couples, averaging $792 saved each year compared to an average Downtown Jacksonville couple's premiums.
The cheapest car insurance in Downtown Jacksonville for drivers with bad credit
The best Downtown Jacksonville car insurance company for customer service
Allstate was the best company for customer service in Downtown Jacksonville according to the NAIC.
Recent price drops
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The cheapest large national provider in Downtown Jacksonville
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average Downtown Jacksonville driver can expect to pay about $156 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Downtown Jacksonville, USAA has the best prices for good drivers, drivers with accidents, and drivers with speeding tickets.Auto Insurance Prices in and Around Downtown Jacksonville
What Influences the Cost of Car Insurance in Downtown Jacksonville?
On average, car insurance in Downtown Jacksonville is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the neighborhood are influenced by the following factors:
- Florida state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Downtown Jacksonville are among the lowest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are high, with a Vehicle Theft Crime Grade of A- according to CrimeGrade.org.
- Downtown Jacksonville is a fairly densely populated area in the state. The neighborhood’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Downtown Jacksonville is $212 per month for minimum coverage and $233 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Neighborhoods
- Springfield: Insurance costs 5.09% less
- Mid-Westside: Insurance costs 11.75% more
- Riverside: Insurance costs 11.10% less
- Spring Park: Insurance costs 5.73% less
- Brentwood: Insurance costs 3.44% more
- Moncrief Park: Insurance costs 6.23% more
- Monterey: Insurance costs 3.94% less
- Lackawanna: Insurance costs 6.05% more
- Miramar: Insurance costs 9.56% less
- Grand Park: Insurance costs 9.13% more
Neighborhoods with Similar Populations
- Abilene Heights Area: Insurance costs 42.77% less
- Seven Bar Ranch: Insurance costs 40.69% less
- Western Corridor: Insurance costs 57.23% less
- Westgate Vecinos: Insurance costs 38.47% less
- South Valley: Insurance costs 11.14% less
- Iroquois: Insurance costs 11.93% less
- Clawson: Insurance costs 14.90% less
- Civano: Insurance costs 38.07% less
- Chapel Hill Village: Insurance costs 53.80% less
- Whitehouse: Insurance costs 5.62% less