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Get Cheap Car Insurance in Downtown West Palm Beach, West Palm Beach, FL
We monitor insurance prices, helping the average driver in Downtown West Palm Beach save up to 34.6% on car insurance.
The Cheapest Minimum Coverage in Downtown West Palm Beach
The chart below shows the cheapest car insurance company in Downtown West Palm Beach for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Geico, followed by State Farm, Gainsco, and Bristol West.
| Downtown West Palm Beach Insurer | Monthly Cost |
|---|---|
| Geico | $140 |
| State Farm | $148 |
| Gainsco | $193 |
| Bristol West | $193 |
Savings for Every Kind of Downtown West Palm Beach Driver
Based on our extensive insurance data, we know the average Downtown West Palm Beach driver will save about 29% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $856 per year by choosing the right vehicle insurance company. Some Downtown West Palm Beach residents are paying out over $2,927 extra every year for auto insurance in Downtown West Palm Beach. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Downtown West Palm Beach, West Palm Beach, FL Savings / Yr. |
|---|---|
$856 |
|
$1,258 |
|
$967 |
|
$957 |
|
$3,042 |
|
$831 |
|
$1,211 |
Downtown West Palm Beach Car Insurance vs. West Palm Beach
People living in Downtown West Palm Beach pay an average of 10.80% more than the typical driver in the state. The average driver in Downtown West Palm Beach can expect to pay about $2,673 per year, or $2,927 for full coverage.
Based on our analysis, Geico will be the cheapest provider in Downtown West Palm Beach for most people.
Car Insurance Prices by Downtown West Palm Beach Neighborhood
Insurance Prices
Where is insurance cheapest within Downtown West Palm Beach?
The map shows insurance prices in and around Downtown West Palm Beach, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $280 per year within the neighborhood boundaries, with insurance premiums ranging from a high of $3,119 to a low of $2,839. Insurance prices tend to be higher for those living in the East area, and lower for those with homes in the Northwest parts of Downtown West Palm Beach.Pick the Best Car Insurance Company for You in Downtown West Palm Beach
The best car insurance provider for most drivers in Downtown West Palm Beach
For drivers with clean driving records and no major strikes, Geico is the best option, with annual savings of $856 over the average Downtown West Palm Beach car insurance company.
The best car insurance provider for Downtown West Palm Beach drivers with accidents on their records
In our analysis, Geico saved the average person who had been in an accident the most, with annual savings averaging $1,258 over the competition.
The best car insurance company for Downtown West Palm Beach drivers with speeding tickets
>State Farm gave the average person with a speeding ticket the most savings, averaging $967 better than other car insurance companies.
The best auto insurance for Downtown West Palm Beach drivers with a DUI conviction
Getting a quote from Geico may cost the average person with a DUI about $957 less each year.
The least expensive car insurance company for new and young drivers in Downtown West Palm Beach
In Downtown West Palm Beach, Geico costs young drivers $3,042 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Downtown West Palm Beach
Geico gave the largest car insurance discounts to married couples, averaging $831 saved each year compared to an average Downtown West Palm Beach couple's premiums.
The cheapest car insurance in Downtown West Palm Beach for drivers with bad credit
The best Downtown West Palm Beach car insurance company for customer service
Allstate was the best company for customer service in Downtown West Palm Beach according to the NAIC.
Recent price drops
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The cheapest large national provider in Downtown West Palm Beach
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average Downtown West Palm Beach driver can expect to pay about $156 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Downtown West Palm Beach, USAA has the best prices for good drivers, drivers with accidents, and drivers with speeding tickets.Auto Insurance Prices in and Around Downtown West Palm Beach
What Influences the Cost of Car Insurance in Downtown West Palm Beach?
On average, car insurance in Downtown West Palm Beach is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the neighborhood are influenced by the following factors:
- Florida state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Downtown West Palm Beach are lower than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very high, with a Vehicle Theft Crime Grade of B+ according to CrimeGrade.org.
- Downtown West Palm Beach is one of the least populated areas in the state. The neighborhood’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Downtown West Palm Beach is $223 per month for minimum coverage and $244 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Neighborhoods
- Palm Beach Lakes: Insurance costs 18.31% more
- Northwood Hills: Insurance costs 8.20% more
- Southwest: Insurance costs 12.88% more
- Villages of Palm Beach Lakes: Insurance costs 7.41% more
- Pinewood-West Palm Beach: Insurance costs 11.17% more
- Palm Club Village: Insurance costs 6.73% more
- South Side: Insurance costs 11.07% more
- Century Village: Insurance costs 4.24% more
- Kelsey City: Insurance costs 6.90% more
- Water Catchment Area: Insurance costs 0.27% more
Neighborhoods with Similar Populations
- Town and Country North: Insurance costs 29.79% less
- Downtown Troy: Insurance costs 4.54% more
- Highland Park: Insurance costs 49.09% less
- Highlands-Providence: Insurance costs 43.25% less
- Hillcrest: Insurance costs 41.10% less
- Interlake: Insurance costs 45.27% less
- Sauganash: Insurance costs 39.63% less
- Seven Oaks: Insurance costs 2.46% less
- South Los Altos: Insurance costs 30.75% less
- Southeast Como: Insurance costs 34.88% less